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In the world of healthcare and medical fitness, questions such as, Can you have two health insurances or not, arise. are increasingly becoming frequent. Many individuals would question whether or not you can have two health insurance plans, or can you have 2 health insurance plans so that you can get better coverage. This concept, also known as dual health insurance, allows dual insurance coverage to be held concurrently. In certain cases, it can come in handy.
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The phrase “health equity” has moved from public policy discussions into the heart of corporate benefits strategy. No longer just a buzzword, it represents a fundamental shift in how employers think about health, access, and inclusion.
At its core, health equity means ensuring every employee — regardless of background, income, gender, race, or location — has the same opportunity to achieve optimal health. Yet, despite decades of progress in healthcare reform, significant disparities
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For most employers, health insurance isn’t just a line item — it’s a cornerstone of their compensation strategy and a key factor in employee satisfaction. Yet, year after year, the cost of providing health coverage continues to rise.
According to Mercer’s 2024 Health Benefit Survey, the average per-employee cost of group health insurance rose by nearly 6% — the highest jump in over a decade. As medical inflation, prescription costs, and chronic conditions
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In the complex world of employee healthcare, few issues have proven as challenging — or as persistent — as the rising cost of prescription drugs. What began as a manageable expense has now grown into one of the most significant drivers of healthcare inflation for employers across the United States.
Every renewal season, HR leaders and CFOs face the same question: Why are our pharmacy costs still climbing — and what can we do
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There is a complex healthcare system nowadays, and you have to understand what sort of insurance to get to make good decisions that keep you healthy and cost you less. PPO health insurance is a good balance between coverage and flexibility. This comprehensive guide will go through all, starting with the simplest and moving on to more advanced matters, either as a person seeking individual coverage or as a company seeking group coverage. We will discuss PPO
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In the past, most employers could look to Washington, D.C. for guidance on employee benefits. The Affordable Care Act (ACA), ERISA, and COBRA set clear federal standards for offering and managing health coverage. But over the last several years, a new trend has emerged — states have begun enacting their own health insurance mandates, filling gaps in federal regulation and addressing unique local priorities.
For employers — especially those operating
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The definition of “family” has changed — and so have employees’ expectations of how employers support it.
In 2026, the best organizations recognize that work and life no longer exist in separate worlds. The modern employee wants to build a fulfilling career and a meaningful family life — without having to choose one over the other. For employers, that means rethinking parental leave and family benefits not as optional perks, but as essential components
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The modern workplace is more diverse, global, and socially conscious than at any other time in history. Employers are no longer judged solely by their products or profits but by how they treat their people — and how fairly they create opportunities for everyone.
In this new era, Diversity, Equity, and Inclusion (DEI) are not optional ideals; they are strategic imperatives. While companies often begin their DEI journeys through hiring initiatives or leadership programs,
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Flex health insurance, a new approach to medical expenses that provides individuals and companies with additional choices concerning the methods of their payment. Flex health insurance is not the same as ordinary plans because it is often accompanied by such features as prepaid cards or accounts where customers save money as per their needs, and hence reduce the amount of funds they need to pay out of pocket. This may be of great assistance to individuals who
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It can be very stressful to lose a job and, in particular, health insurance. Employer-sponsored plans benefit millions of citizens in the US. And if you lose your job, unfortunately, you might not be covered in the meantime, and this would result in high medical expenses or the lack of timely medical care. The article discusses the principal methods of obtaining health insurance upon loss of employment, including immediate continuation plans, government subsidies, etc. These paths
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We just started working with Taylor Benefits and could not be happier. Todd gave us quite the education as well as some time saving tools to help us manage our HR and save money too. We are looking forward to a long relationship!”
-Carol, Accounting Manager, recruitment marketing company, Campbell, CA
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