When comparing Anthem, Blue Cross Blue Shield vs Cigna, it’s essential to understand the key differences in coverage, availability, and customer satisfaction, particularly for businesses looking to provide healthcare benefits to employees. Both are reputable insurance providers, but they cater to different needs and regions. Here's an in-depth look at these companies to help businesses make informed decisions.
When you lose your job, one of the biggest concerns is how to maintain health insurance coverage. The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows individuals to continue their employer-sponsored health insurance for up to 36 months. However, COBRA is often an expensive option, with premiums averaging between $400 to $700 a month per individual, sometimes even higher. Given these costs, many people seek a more affordable
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