How Many Employees Required for Group Health Insurance?

Tuesday, January 18, 2022 18:35 Posted by Admin

In most cases, group health insurance is more affordable than purchasing individual plans with the same coverage options and benefits. Though, not everyone is eligible for group health plans. If you are a small business owner, you’ll especially want to know whether or not you qualify before you begin applying for coverage. Continue reading to find out all you need to know about determining your eligibility for group health insurance, including how many employees are required, who is considered an

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Health Net Group Health Insurance Plans

Monday, January 17, 2022 18:21 Posted by Admin

Health Net, LLC is a subsidiary of Centene Corporation, an American health insurance provider and Fortune 500 company. It was originally formed in 1977 by Blue Cross as the nonprofit Health Net of California. Although the company was founded over 40 years ago, they remain committed to changing the health of communities, one individual at a time. The team at Health Net believes that everyone deserves to have an affordable safety net for their health, regardless of their income,

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Health Insurance for Small Business Owners

Friday, January 14, 2022 17:28 Posted by Admin

Health insurance for small business owners allows employers to offer more affordable and more accessible coverage to their employees. In most cases, small business health insurance is a group policy, meaning numerous employees are enrolled. This allows every “member of the group” to get better coverage or lower insurance rates. These particular policies are personalized to fit the needs of small companies, especially for those who are looking to stand out from their larger competition by offering excellent benefits

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Health Benefits Broker

Thursday, January 13, 2022 15:27 Posted by Admin
Employee benefits broker

Finding the right health benefits broker can be a tiresome undertaking. Not only do you want to work with a broker that will help keep benefits costs at a minimum, you also want to avoid sacrificing offerings that may aid in both employee recruitment and retention. As an employer, your employee benefits budget is often one of the largest operational expenses. For this reason, it is crucial that you know exactly what you will receive when you partner with

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Group Medical Insurance Taxable Benefit

Wednesday, January 12, 2022 16:23 Posted by Admin

While the salary that you give your employees is important, compensation you provide goes far beyond salary. As an employer, you want to offer an appealing benefits package to your employees as well. Not only does this help attract top talent, it also helps retain them and boost overall morale. These employee benefits that are in addition to their annual salary are called fringe benefits. So, what exactly are fringe benefits? Are they taxable? And, is group medical insurance

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Medical Savings Account

Monday, January 10, 2022 23:15 Posted by Admin

When it comes to paying for medical expenses, medical savings accounts (MSAs) are a common tax-advantaged vehicle created to help people keep their health costs low. More specifically, the term ‘medical savings account’ refers to a specific form of medical savings account (MSA) that was created in the early 1990s under the Internal Revenue Code. The original MSA was developed to be used by those who were either self-employed or participants in a small group plan and a part

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Small Business Health Insurance Costs

Wednesday, January 5, 2022 22:56 Posted by Admin
small group health insurance image

The cost of offering health insurance to employees is only increasing, which has caused many employers to question whether or not providing health benefits will eventually become unsustainable. This is particularly the case for small businesses, as they generally have tighter budgets, fewer resources, and less employees to meet participation requirements. Though, for small business owners, the cost of providing health insurance to employees ultimately comes down to the type of plan you choose, the needs of your employees, and

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Group Life and Disability Insurance

Tuesday, January 4, 2022 16:42 Posted by Admin

For many people, the benefits that they receive from their employer may be just as important, if not more, than their salary or hourly wage. In addition to sick pay and vacation time, most full-time employees also enjoy the advantage of dental, vision, healthcare, 401(k) matching or pension, and potentially some discount opportunities. Other common benefits that your employer may provide are group life insurance and group disability insurance.

What is Group Life Insurance?

Group life insurance, also called employer-paid life

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Group Health Medicare Coverage

Monday, January 3, 2022 21:48 Posted by Admin

Whether you’re traveling the globe, trying out some new hobbies, or simply appreciating your newfound free time, there is so much enjoyment that comes along with retirement. Though, in order to truly take advantage of your time, it’s crucial that you find the ideal health coverage to ensure that your retirement is as secure and enjoyable as possible. One such way to do this is by obtaining a group health Medicare plan. Group Health Medicare plans are employer-sponsored and offered

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Group Health Insurance Premiums

Wednesday, December 29, 2021 19:56 Posted by Admin
Group Health Insurance Premiums

Employers weigh many options when trying to decide on a group health insurance plan, but, in most cases, the choice comes down to money. In fact, research done by the Kaiser Family Foundation (KFF) found that the high cost of group health insurance premiums is the main reason why small businesses will choose not to offer health benefits to their employees. Even for employers that do offer coverage, the consistent rise in insurance premiums can elicit a ton of

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