- Providing world class service and value for employee benefit group plans since 1987
In 2026, offering group health insurance is no longer just a perk for small businesses—it’s a competitive necessity. Whether you're a startup with 5 employees or a growing business with 50, having a solid group health insurance plan helps attract talent, reduce turnover, and improve workplace morale. This guide is built to help small business owners like you understand how group plans work, how much they cost, what legal requirements to meet, and how to get started with the
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California’s economy thrives on the backbone of over 4.2 million small businesses. From family-owned bakeries in San Diego to fast-growing startups in Silicon Valley, these enterprises drive innovation and employment across the state. But while they excel at delivering services and products, many still face one complex challenge— how to provide health insurance for their employees.
That’s where small business group health insurance enters
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Understanding your health insurance plan is crucial for effectively managing your healthcare needs and expenses. If you're uncertain about the specifics of your medical insurance, here are Taylor Benefits provider portal to help you identify and understand your health plan:
Choosing the right health insurance plan is a critical decision that affects your financial well-being and access to medical care. Whether you're an individual, a family, or an employer looking to provide coverage for your team, understanding the different types of group health plans is essential. This guide will help you navigate the complexities of health insurance, comparing various options to help you make an informed decision.
As alternative health benefits like Health Reimbursement Accounts (HRAs) gain popularity, understanding how they interact with existing laws like the Consolidated Omnibus Budget Reconciliation Act (COBRA) is crucial. Many employees and employers wonder: Does COBRA apply to HRAs, and how can they work together?
Here’s a straightforward guide from Taylor Benefits Insurance to explain COBRA and how it relates to various types of HRAs.
When comparing Anthem, Blue Cross Blue Shield vs Cigna, it’s essential to understand the key differences in coverage, availability, and customer satisfaction, particularly for businesses looking to provide healthcare benefits to employees. Both are reputable insurance providers, but they cater to different needs and regions. Here's an in-depth look at these companies to help businesses make informed decisions.
When you lose your job, one of the biggest concerns is how to maintain health insurance coverage. The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows individuals to continue their employer-sponsored health insurance for up to 36 months. However, COBRA is often an expensive option, with premiums averaging between $400 to $700 a month per individual, sometimes even higher. Given these costs, many people seek a more affordable
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The impact of Covid 19 has raised business and employee awareness about health issues and the importance of health insurance. Finding the best small business group health insurance provider and navigating the features, benefits, and costs remain a priority for small businesses. Let’s explore the health insurance benefits that matter most to employees and the critical ways group health insurance can benefit your small business.
Businesses big and small are eligible to purchase group health insurance. However, the rates tend to be more favorable for larger companies based on the number of participants. Still, group health insurance is still a nice benefit to offer employees.
Employer-paid benefits (sometimes explicitly referred to as 100 percent employer paid benefits) is an unusual offering that provides workers with access to some or all of their employee insurance coverage at no cost. While many companies share the cost with their workforce, most don’t pay the entire bill. In fact, worker contributions have been increasing over time, both as an absolute dollar amount and as a percentage of the total cost, according to research reported by the Kaiser Family
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We just started working with Taylor Benefits and could not be happier. Todd gave us quite the education as well as some time saving tools to help us manage our HR and save money too. We are looking forward to a long relationship!”
-Carol, Accounting Manager, recruitment marketing company, Campbell, CA
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