- Providing world class service and value for employee benefit group plans since 1987
When comparing Anthem, Blue Cross Blue Shield vs Cigna, it’s essential to understand the key differences in coverage, availability, and customer satisfaction, particularly for businesses looking to provide healthcare benefits to employees. Both are reputable insurance providers, but they cater to different needs and regions. Here's an in-depth look at these companies to help businesses make informed decisions.
When you lose your job, one of the biggest concerns is how to maintain health insurance coverage. The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows individuals to continue their employer-sponsored health insurance for up to 36 months. However, COBRA is often an expensive option, with premiums averaging between $400 to $700 a month per individual, sometimes even higher. Given these costs, many people seek a more affordable
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The impact of Covid 19 has raised business and employee awareness about health issues and the importance of health insurance. Finding the best small business group health insurance provider and navigating the features, benefits, and costs remain a priority for small businesses. Let’s explore the health insurance benefits that matter most to employees and the critical ways group health insurance can benefit your small business.
Businesses big and small are eligible to purchase group health insurance. However, the rates tend to be more favorable for larger companies based on the number of participants. Still, group health insurance is still a nice benefit to offer employees.
Employer-paid benefits (sometimes explicitly referred to as 100 percent employer paid benefits) is an unusual offering that provides workers with access to some or all of their employee insurance coverage at no cost. While many companies share the cost with their workforce, most don’t pay the entire bill. In fact, worker contributions have been increasing over time, both as an absolute dollar amount and as a percentage of the total cost, according to research reported by the Kaiser Family
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The cost of offering health insurance to employees is only increasing, which has caused many employers to question whether or not providing health benefits will eventually become unsustainable. This is particularly the case for small businesses, as they generally have tighter budgets, fewer resources, and less employees to meet participation requirements.
Though, for small business owners, the cost of providing health insurance to employees ultimately comes down to the type of plan you choose, the needs of your employees, and
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For many people, the benefits that they receive from their employer may be just as important, if not more, than their salary or hourly wage. In addition to sick pay and vacation time, most full-time employees also enjoy the advantage of dental, vision, healthcare, 401(k) matching or pension, and potentially some discount opportunities. Other common benefits that your employer may provide are group life insurance and group disability insurance.
Kaiser Permanente, known widely as simply ‘Kaiser,’ currently provides insurance coverage to roughly 12.5 million people. They are the largest managed care organization in the nation, operating in eight states. Whether you’re a small business owner looking to provide health insurance to your team or you’re an employee wondering what your group coverage options are, we’re here to help.
It is proven that providing low cost group health insurance is one of the best ways to attract and retain employees. A lot of a business’s success is due to its ability to create a professional and motivated work environment. If there is something every professional wants out of a job, it’s a way to care for the health and future of themselves and their families. Health insurance coverage is much cheaper for individuals when it is offered
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Finding affordable group health insurance is a time-consuming process when you decide to search for the right insurance company on your own. Fortunately, there are some wonderful, reliable insurance brokers who will handle the task for you. When you go through an agency like Taylor Benefits Insurance, you can rest assured that they will find the cheapest and most accommodating group health insurance for your business’s employees.
We just started working with Taylor Benefits and could not be happier. Todd gave us quite the education as well as some time saving tools to help us manage our HR and save money too. We are looking forward to a long relationship!”
-Carol, Accounting Manager, recruitment marketing company, Campbell, CA
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