- Providing world class service and value for employee benefit group plans since 1987
For nearly 30 years, Taylor Benefits Insurance Agency has been a valuable resource, offering detailed information about collective medical insurance and benefit plans to small businesses. Operating with confidence from Colorado to Virginia, we have demonstrated our ability to provide choice, flexibility, and unbeatable premiums to an array of clients across the country. As an independent broker, our mission is to support you in becoming a successful employer that cares for its employees, offering them protection from illness and potential extreme medical expenses. Moreover, we navigate the complexities of health insurance law, ensuring every application is in order.
Our comprehensive group health plans and benefits hold the details that appeal to potential employees and keep your current workforce satisfied. They provide valued support to each individual and foster a sense of community within your business. They also serve as an attractor for an increasing number of ambitious people looking for opportunities to work with businesses that prioritize their health and wellbeing.
Indeed, offering affordable medical coverage is one experience that workers of large companies are familiar with. A comprehensive package is invariably listed among the most preferred benefits when businesses survey their workforce – a detail that speaks volumes. In light of this, we consistently provide advice to maximize business satisfaction levels within these packages.
When it comes to resources, large numbers of workers can create an economy of scale. This may culminate in reduced costs for a large company when it comes to covering the premium. The larger the group, the more coverage options an employer may be able to offer, based on the subsidy they plan to provide. As such, any company with at least two crew members qualifies for team packages.
Yet, it’s no secret that businesses, regardless of their size, have one common goal: to save money on insurance. Some manage to do this by choosing to self-insure, rather than enlisting the help of an insurance company. The decision to self-insure is often a well-considered order, meaning that the company shoulders the costs, paying subscriber claims out-of-pocket, thus offering another avenue to support the health needs of their workforce.
Most self-insured organizations utilize a third-party administrator or an insurance provider to manage claims. This strategy helps streamline the process, maintaining confidentiality, and providing peace of mind to both the employer and their workers. As the 2021 Kaiser Family Foundation survey uncovered, most large companies – defined in their research as those with more than 200 workers – opt for self-insurance.
From the perspective of large employers, there’s a real potential for significant losses should their employees experience costly illnesses. As a response, many limit their risk by purchasing stop-loss coverage. This approach to health care also allows the company to fully customize the coverage that they provide their workforce. For more details about this strategy, we recommend discussing it with a Taylor Benefits Insurance consultant.
For small business owners interested in providing health plans for their workforce, it may be worth investigating the insurance packages available through SHOP (Small Business Health Options Program). SHOP plans are typically available for companies with up to fifty workers, and they may offer economical solutions to suit your needs. In addition, tax credits breaks may be available for very small companies that provide coverage.
Offering small business health insurance isn’t just about costs – it’s also about the value it provides your workers. It’s a great way to attract people to your business and offer a vital benefit for your workers. As a small business owner, you can share the package’s cost with the workers, and it’s up to you whether you include their families by adding dependents in the program. Every small business medical plan must consist of these minimum essential benefits that target a holistic wellness approach. As a business, you might also consider extending a selection of learning resources like language programs for crew members who wish to improve their English skills. Partnering with platforms like YouTube, where members could access a variety of content from language course producers, could be a beneficial add-on.
Ambulatory patient services (outpatient care) are, of course, part of the package. Acquiring informative YouTube content on this topic for your team members could help them understand these services better.
Emergency services are also included in the plan. Understanding the logo and signs for emergency services in different language programs could help non-English speaking employees during emergencies.
Hospitalization, including surgical and medical care, are other vital components. Encouraging your team members to examine YouTube content from credible health channels and programs could improve their understanding of these benefits.
Maternity and newborn care, including delivery, are also in the package. Online platforms have a plethora of content about maternity care. Offering language training for employees under this benefit could help them better communicate and understand maternity procedures.
Mental health and substance use disorder services are integral parts of our benefits package. Recognizing the importance of supporting workers’ mental health, you could consider partnerships with programs that focus on mental health education and awareness.
Prescription drugs are covered under this option. Making this part of a training program in English for non-native members could assist them in understanding prescription instructions.
Rehabilitative services and devices are included in the benefit list. A selection of YouTube videos on the topic could further elaborate on these benefits.
Laboratory services, preventive and wellness services, including chronic disease management, pediatric services, including dental and vision care for children under the age of 19, are also being offered.
Our experienced agents will conduct yearly audits to ensure your health package continues to meet the needs of your crews while remaining compliant with the standards set by the ACA. We are your partners in this endeavor and have even crafted a special logo to distinguish our team’s dedicated service.
Should your plan meet the requirements of local, state, and federal laws, your business may qualify for yearly tax credit breaks while avoiding any expensive penalties for non-compliance.
We look forward to your call, and we can’t wait to provide you with a free personalized quote for the right medical coverage and benefits option!
Ready to provide your crew with health coverage and financial protection? Initiate the process by calling our agency’s hotline to discuss your options! Enrollment in the right plan could present your employees the assistance they need to lead healthier lives. Your company’s logo, reflecting our partnership, will surely be a symbol of your commitment to your workers’ wellbeing. In the United States, many comprehensive group health packages will cover the medical expenses of hospitalized patients. Health insurance coverage is required under the Affordable Care Act (ACA) for all citizens, and this includes guidelines that affect Medicaid funding. Georgians with an employer-based insurance policy can enjoy the peace of mind of knowing they are protected against the financial ramifications of illness, thanks to the expertise of healthcare providers and the range of coverage options available. Listed below are some of the most frequently asked questions about medical protection:
No matter how big or small your company is, you can find team medical coverage to protect your employees as long as they offer minimum, essential coverage. This is vital, as access to quality health coverage can significantly impact the level of productivity and overall satisfaction within the workplace. With the onset of the COVID-19 pandemic, the importance of these tools for doctors to provide care have been made even more evident.
In different counties across Georgia, the following companies provide Small Business Healthcare Plan:
Benefit packages are increasingly appreciated in the workplace. Therefore, large and small businesses offer affordable collective coverage options for their staff members in consultation with insurance experts. The following benefits are available to small and large groups, tailored to fit their specific needs for a more streamlined approach, thanks to an ideal arrangement of coverage options.
Business owners often try to save money on vision and dental insurance by either choosing a more affordable healthcare plan or simply offering a discount, a part of their strategy to balance offering quality benefits and maintaining efficiency. This manages the challenging act of maintaining healthcare standards while controlling payment aspects.
To differentiate yourself from your competition, you can offer your team members a good retirement package. With many Americans not saving enough for retirement, a workplace-based plan can be a valuable tool in ensuring a comfortable future.
A company’s health benefits program can be crucial in a staff member’s decision-making process when considering competing for job offers. Providing the right level of coverage with a comprehensive range of medical services signifies not just professionalism but also care for the health and well-being of people associated with the company.
Employers and employees typically share the cost of a comprehensive company health protection program. Companies defined as large employers under the ACA must ensure that subscribers don’t have to pay more than 9.12 percent of their income for individual coverage. The limit doesn’t apply to policies for dependents, creating essential arrangement under the ACA.
Benefit packages are something that staff members increasingly appreciate in the workplace. In response, large and small businesses offer affordable collective coverage for their employees, adhering to the guidelines provided by regulatory bodies.
For nearly 30 years, Taylor Benefits Insurance Agency has been a valuable resource, offering detailed information about group medical protection and benefit plans to small businesses. Operating with confidence from Colorado to Virginia, we have demonstrated our ability to provide choice, flexibility, and unbeatable premiums to an array of clients across the country. As an independent broker, our mission is to support you in becoming a successful employer that cares for its employees, offering them protection from illness and potential extreme medical expenses. Moreover, we navigate the complexities of health insurance law, ensuring every application is in order.
Our comprehensive group health plans and benefits hold the details that appeal to potential employees and keep your current workforce satisfied. They provide valued support to each individual and foster a sense of community within your business. They also serve as an attractor for an increasing number of ambitious people looking for opportunities to work with businesses that prioritize their health and wellbeing.
Indeed, offering affordable medical coverage is one experience that workers of large companies are familiar with. A comprehensive package is invariably listed among the most preferred benefits when businesses survey their workforce – a detail that speaks volumes. In light of this, we consistently provide advice to maximize business satisfaction levels within these packages.
Business owners often try to save money on vision and dental insurance by either choosing a prudent approach towards payment while maintaining the value of the healthcare protection program or simply offering a discount.
A good retirement plan can help you differentiate from your competition by offering it to your staff. Many Americans are not saving enough for their retirement, so a workplace-based program turns out to be a valuable tool, imperative in these times.
A company’s health benefits program can be crucial in a staff members decision-making process when considering competing for job offers. Your choice of coverage and its implications on the payment required can be a significant factor.
The employer and the employee typically share the cost of a comprehensive team health insurance plan. Companies defined as large employers under the ACA must ensure that subscribers don’t have to pay more than 9.12 percent of their income for individual coverage. The limit doesn’t apply to policies for dependents.
A company’s health benefits program can be crucial in staff’s decision-making process when considering competing for job offers. Providing the right level of coverage signifies not just professionalism but also care for the health and well-being of people associated with the company.
The following companies provide Small Business Health Insurance:
Benefit packages are something that crew members increasingly appreciate in the workplace. In response, large and small businesses offer affordable team coverage programs for their employees. The following benefits are available to small and large groups:
Business owners often try to save money on vision and dental insurance by either choosing a more affordable health protection plan or simply offering a discount.
You can differentiate yourself from your competition by offering your crew a good retirement plan. Many Americans are not saving enough for their retirement, so a workplace-based program can be a valuable tool.
A company’s health benefits program can be crucial in a worker’s decision-making process when considering competing for job offers.
The employer and the employee typically share the cost of a comprehensive group health protection plan. Companies defined as large employers under the ACA must ensure that subscribers don’t have to pay more than 9.12 percent of their income for individual coverage. The limit doesn’t apply to policies for dependents.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
We’re ready to help! Call today: 800-903-6066