- Providing world class service and value for employee benefit group plans since 1987
Welcome to the Taylor Benefits Insurance Agency blog, where we strive to provide you with valuable insights and expert guidance on all things related to employee benefits. In today's article, we delve into an important topic that affects both employers and employees: COBRA (Consolidated Omnibus Budget Reconciliation Act). Have you ever wondered what happens to your health insurance coverage when you leave a job? Are you aware of your rights and benefits under COBRA? Whether you are an employer navigating
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Have you ever wondered what happens to your health insurance after a significant change in your life, like a job loss, marriage, or the birth of a child? Did you know that these life-altering events could open a window for you to change your health policy? According to the U.S. Department of Health & Human Services, about 2.5 million people reported a qualifying life event in 2022, resulting in changes to their existing
Life insurance - an underrated life vest for business owners navigating the treacherous waters of entrepreneurship. In the choppy waves of uncertainty, it serves as a critical flotation device, ready to secure your business, estate, and family. From protecting your small business owner interests to offering a safety net for business partners and key employees, it provides an array of benefits.
Considering the two main types of life insurance, weighing their cost, and understanding
Navigating the insurance landscape can sometimes feel like a journey through a maze. We aim to illuminate this path by helping you understand what disability insurance is, how it operates, and its myriad benefits. Moreover, we'll delve into the differences between short-term and long-term disability plans, the nuances of policies like The Hartford disability insurance, and the intriguing comparison between employer-sponsored insurance and government programs. As an employer, understanding what you offer your employees in terms of disability insurance is
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In an era where the cost of health care is not just a national conversation, but a global one, employee health insurance has assumed an increasingly vital role. This rising tide of health insurance costs is not just a statistic in an annual report, but a reality that impacts both employers and employees alike. With employers bearing a significant portion of these costs, understanding the true expense of providing health insurance is not just an economic necessity, but a
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Your healthcare needs, just like the rhythms of life, can shift unexpectedly. There may be times when you find yourself pondering whether to cancel your health insurance policy or not. Whether it's due to cost savings, changes in health care needs, or a transition to private insurance, there are many reasons why you might consider this step. Canceling health insurance is not a decision to be made lightly. It involves understanding the implications, knowing the right time to make changes,
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In an unpredictable world, who doesn't want a safety net? But when that safety net comes in the form of short-term disability insurance, understanding the ins and outs can often be a journey through a dense jungle. That's where Taylor Benefits Insurance Agency, comes in. We're here to provide you with a roadmap, shedding light on the labyrinth of terms like "elimination period," "waiting period," "benefit amount, "and "benefit period." Because when life throws a curveball in the form
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Did you know that nearly 130 million Americans lack dental insurance, according to the CDC? This striking figure leads us to ponder - are federal employees among this number? Fortunately, the answer is a resounding "no" for enrolled federal employees who are part of the Federal Employee Dental and Vision Insurance Program (FEDVIP). This program, with its competitive premiums, is a beacon of hope, brightening the dental health landscape of federal workers across the nation. But how well do federal
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The world of health insurance is complex, but understanding the intricacies can help you make informed decisions that profoundly impact your life. One such critical aspect is the concept of Qualifying Life Events (QLEs). This guide will explore these events in depth, providing you with comprehensive insights and helping you navigate your health insurance journey effectively.
Purchasing dental insurance is an important decision when it comes to maintaining good oral health. In Florida, there are various dental plans available that offer comprehensive coverage for basic dental care and a range of other covered services. Understanding the different aspects of dental insurance plans, including pediatric dental coverage, network providers, premiums, and deductibles, is crucial when selecting the right plan. In this article, our experts at Taylor
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Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
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