The Rise of Lifestyle Spending Accounts (LSAs) vs. HSAs & FSAs

By Todd Taylor  |  Last updated: May 6, 2026
Employee Benefit Plan Differences

Employee benefits are rapidly evolving to meet the demands of a modern workforce. For decades, tax-advantaged accounts like Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) have been the backbone of employer-sponsored healthcare savings. But recently, a new type of perk has emerged: the Lifestyle Spending Account (LSA).

In 2025, LSAs are becoming one of the most popular ways for employers to offer flexible, personalized perks that support employee well-being beyond traditional healthcare. So

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Mental Health & Wellness Benefits: The #1 Priority for HR in 2026

By Todd Taylor  |  Last updated: May 6, 2026
Multi-generational Workforce Wellness Program

Employee benefits are evolving faster than ever, and if there’s one clear trend shaping 2026, it’s the rising importance of mental health and wellness benefits. Once considered “nice-to-have perks,” these programs are now a strategic priority for HR leaders who want to retain talent, reduce healthcare costs, and build resilient, productive workforces.

In this guide, we’ll explore why mental health and wellness benefits are taking center stage, which programs are most effective, and how employers can

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RFP Template: How to Choose the Right Benefits Broker

By Todd Taylor  |  Last updated: May 5, 2026
Benefits Broker Selection Process

Selecting a benefits broker is one of the most important HR and finance decisions growing companies make. Your broker isn’t just a middleman—they’re your advisor, compliance partner, and strategic guide.

But with hundreds of brokers competing for your business, how do you know which one is the right fit?

A structured Request for Proposal (RFP) process ensures you evaluate each candidate on the same criteria, ask the right questions, and compare apples-to-apples. In

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Employee Benefits Checklist for Growing Companies (2026 Edition)

By Todd Taylor  |  Last updated: May 10, 2026
Employee Wellness And Benefits

By Taylor Benefits Insurance — practical, stage-based guidance for

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Employee Benefits 101: What Every Employer Needs to Know Before Designing a Plan

By Todd Taylor  |  Last updated: May 3, 2026
Employee Health Benefits Coverage

Designing an employee benefits package is no longer just about offering health insurance. In 2025, benefits strategy is about balancing compliance, cost, and employee expectations in a job market where top talent carefully weighs the total rewards package before committing to an employer.

Whether you’re a small business designing your first plan or a larger organization updating your current package, this guide covers everything you need to know before making decisions.

Why Employee

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How to Balance Cost and Coverage When Choosing a Group Health Plan

By Todd Taylor  |  Last updated: May 6, 2026
Employee Benefits Cost Versus Coverage

Designing a group health plan is one of the most important—and challenging—decisions a business makes. For most employers, health benefits are the second largest expense after payroll, and yet they’re also one of the top drivers of employee satisfaction and retention. Striking the right balance between cost containment and comprehensive coverage can feel like walking a tightrope.

This guide walks you step by step through how to balance cost and coverage in 2025, ensuring your Read Full Article Here

The Complete Guide to Group Health Insurance for Businesses in 2026

By Todd Taylor  |  Last updated: May 6, 2026

Designing and maintaining a group health plan in 2026 is equal parts finance, compliance, people strategy, and change management. Premiums remain volatile, pharmacy trends are reshaping plan design, and compliance thresholds have shifted again. This guide walks employers—small, midsize, and large—through everything you need to know to make smart, defensible decisions this plan year.

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Webinar Recap: ICHRAs & QSEHRAs—Modern Benefits for SMBs

By Todd Taylor  |  Last updated: May 6, 2026
ICHRAs Explained For Employers

Small and mid-sized businesses (SMBs) often face one of the toughest challenges in HR: providing affordable, flexible health benefits without the economies of scale that large corporations enjoy.

That’s where Individual Coverage Health Reimbursement Arrangements (ICHRAs) and Qualified Small Employer Health Reimbursement Arrangements (QSEHRAs) come in.

During our recent webinar, we broke down how these plans work, their compliance requirements, and how SMBs can use them to compete for talent. Below is a full recap

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Telehealth Coverage Trends for 2026: What Employers Are Adding

By Todd Taylor  |  Last updated: May 6, 2026
Employer Benefits Communication Campaign

Telehealth isn't just a pandemic-era fix—it’s now a core part of employee benefits. In 2026, the virtual care landscape continues to expand, with broader employer adoption, greater service diversity, and smarter integration into larger health strategies.

Large Group Health Insurance Statistics 2025–2026 (Costs, Participation & Compliance)

By Todd Taylor  |  Last updated: May 6, 2026
Taylor Benefits Insurance statistics 2025-2026

Large group health insurance remains the backbone of coverage for millions of American workers. With rising premiums, shifting compliance requirements, and an ongoing debate over affordability, understanding the latest trends is critical for employers and HR leaders. This dataset-style roundup compiles the most authoritative sources — from the Kaiser Family Foundation, the U.S. Department of Labor, and other leading institutions — into one comprehensive resource for 2025–2026.

Premium Costs and Employer vs Employee Contributions

The cost of

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