Webinar Recap: ICHRAs & QSEHRAs—Modern Benefits for SMBs
Small and mid-sized businesses (SMBs) often face one of the toughest challenges in HR: providing affordable, flexible health benefits without the economies of scale that large corporations enjoy.
That’s where Individual Coverage Health Reimbursement Arrangements (ICHRAs) and Qualified Small Employer Health Reimbursement Arrangements (QSEHRAs) come in.
During our recent webinar, we broke down how these plans work, their compliance requirements, and how SMBs can use them to compete for talent. Below is a full recap
Read Full Article HereTelehealth Coverage Trends for 2026: What Employers Are Adding
Telehealth isn't just a pandemic-era fix—it’s now a core part of employee benefits. In 2026, the virtual care landscape continues to expand, with broader employer adoption, greater service diversity, and smarter integration into larger health strategies.
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As of 2022, over 85% of insurance plans included telehealth offerings.
Large Group Health Insurance Statistics 2025–2026 (Costs, Participation & Compliance)
Large group health insurance remains the backbone of coverage for millions of American workers. With rising premiums, shifting compliance requirements, and an ongoing debate over affordability, understanding the latest trends is critical for employers and HR leaders. This dataset-style roundup compiles the most authoritative sources — from the Kaiser Family Foundation, the U.S. Department of Labor, and other leading institutions — into one comprehensive resource for 2025–2026.
Premium Costs and Employer vs Employee Contributions
The cost of
Read Full Article HereMental Health Parity Compliance 2026: What Employers Must Document
Mental health parity isn’t a new concept—but 2026 is shaping up to be the year of heightened enforcement. With the Department of Labor (DOL), Department of Health and Human Services (HHS), and the Treasury ramping up audits, employers can no longer assume their plans are compliant just because they cover counseling sessions or provide an EAP.
The Mental Health Parity and Addiction Equity Act (MHPAEA) requires that mental health and substance
Read Full Article HereHow to Benchmark Your Benefits Package Against Your Industry
By Taylor Benefits Insurance – Your Partner in Competitive Employee Benefits
In a competitive job market, your salary offer is only part of the story. Employees — especially top talent — are equally interested in the quality, scope, and relevance of your benefits package. If your benefits fall short of industry standards, you risk:
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Higher turnover
Read Full Article Here
Case Study: Self-Funded with Stop-Loss—How a Manufacturer Saved 18%
By Taylor Benefits Insurance — anonymized client details. Results verified against carrier/TPA If your business is an Applicable Large Employer (ALE), it’s time to prepare for updated Affordable Care Act (ACA) reporting rules for 2026. The IRS has released new penalty structures and clarified some of the reporting processes tied to Form 1095-C, and failing to stay compliant could cost you thousands per employee. If your workforce is spread across multiple states, or even just outside your corporate headquarters, COBRA administration can quickly become one of the most misunderstood (and legally risky) parts of your benefits program.
COBRA compliance isn’t just about mailing a packet and hoping for the best. It involves multi-jurisdictional timing rules, documentation standards, and tight operational execution. One missed deadline or outdated address, and you’re not just dealing with a paperwork issue—you’re staring down potential IRS penalties, lawsuits, or We just started working with Taylor Benefits and could not be happier. Todd gave us quite the education as well as some time saving tools to help us manage our HR and save money too. We are looking forward to a long relationship!” -Carol, Accounting Manager, recruitment marketing company, Campbell, CA We’re ready to help! Call today: 800-903-6066
ACA 2026: Updated 1095-C Penalties & Reporting Requirements
Who Needs to File
Read Full Article Here
COBRA for Remote, Multi-State Teams: What Employers Get Wrong
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