Large group health insurance remains the backbone of coverage for millions of American workers. With rising premiums, shifting compliance requirements, and an ongoing debate over affordability, understanding the latest trends is critical for employers and HR leaders. This dataset-style roundup compiles the most authoritative sources — from the Kaiser Family Foundation, the U.S. Department of Labor, and other leading institutions — into one comprehensive resource for 2025–2026.
The cost of
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Mental health parity isn’t a new concept—but 2026 is shaping up to be the year of heightened enforcement. With the Department of Labor (DOL), Department of Health and Human Services (HHS), and the Treasury ramping up audits, employers can no longer assume their plans are compliant just because they cover counseling sessions or provide an EAP.
The Mental Health Parity and Addiction Equity Act (MHPAEA) requires that mental health and substance
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By Taylor Benefits Insurance – Your Partner in Competitive Employee Benefits
In a competitive job market, your salary offer is only part of the story. Employees — especially top talent — are equally interested in the quality, scope, and relevance of your benefits package. If your benefits fall short of industry standards, you risk:
Higher turnover
By Taylor Benefits Insurance — anonymized client details. Results verified against carrier/TPA We just started working with Taylor Benefits and could not be happier. Todd gave us quite the education as well as some time saving tools to help us manage our HR and save money too. We are looking forward to a long relationship!” -Carol, Accounting Manager, recruitment marketing company, Campbell, CA We’re ready to help! Call today: 800-903-6066
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