- Providing world class service and value for employee benefit group plans since 1987
Surprise, Arizona, has transformed over the past two decades into one of the fastest-growing cities in the Phoenix metropolitan area. With a population now exceeding 150,000 and a rising number of businesses in healthcare, education, logistics, and retail, employers in Surprise are finding it more important than ever to offer competitive employee benefits—especially group health insurance.
Health coverage has become a top priority for workers. In fact, according to the 2024 KFF survey, nearly 9 out of 10 employees say that employer-provided health insurance plays a major role in their decision to stay with or join a company. As the cost of healthcare continues to rise, offering quality benefits is no longer just about staying competitive—it’s about creating a stable, productive workforce. Taylor Benefits Insurance partners with businesses in Surprise to deliver custom-tailored group health insurance and employee benefits plans that work for both employers and employees.
Dental and vision benefits enhance overall employee health and well-being. While these services are not included in basic health plans, they are highly valued by employees and their families.
Dental insurance usually covers preventive care like cleanings, X-rays, and fillings, as well as more extensive procedures such as root canals and orthodontics. Vision insurance includes annual eye exams, glasses, contact lenses, and in some cases, discounts on LASIK surgery.
In a family-oriented city like Surprise, adding dental and vision plans to your benefits offering shows employees you care about their complete health. Taylor Benefits works with top providers to ensure your team gets access to a broad network of providers and affordable care.
Life and disability benefits provide financial protection and peace of mind for your employees and their families in case of illness, injury, or death.
Group Life Insurance gives a financial payout to a beneficiary if an employee passes away. Many employers cover basic life insurance, with optional buy-up plans.
Short-Term Disability Insurance provides temporary income for employees who cannot work due to illness, surgery, or recovery from injury.
Long-Term Disability Insurance offers income replacement for extended or permanent disability scenarios.
These benefits are especially important for Surprise businesses in physically demanding industries like construction or transportation. Our team helps you set up coverage levels that meet your employees’ needs and stay within budget.
Helping employees manage out-of-pocket healthcare costs is a major benefit in today’s economy. Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) give employees a way to save pre-tax dollars for qualified medical expenses.
HSAs are used with high-deductible health plans. They offer triple tax advantages—contributions, growth, and withdrawals for medical expenses are all tax-free. Unused funds roll over year to year.
FSAs are employer-sponsored and allow employees to set aside pre-tax income for medical or dependent care expenses. FSAs typically must be used within the plan year.
Taylor Benefits helps you explain these accounts to employees and integrate them seamlessly into your benefits offering.
Retirement planning is an essential part of long-term financial health—and a strong retirement plan can give your business an edge when hiring.
We help Surprise businesses set up and manage:
Traditional 401(k) Plans: Pre-tax contributions with optional employer matching.
Roth 401(k) Options: Contributions are made after tax but grow and withdraw tax-free in retirement.
Simple IRA and SEP IRA Plans: Cost-effective alternatives for smaller businesses.
Taylor Benefits partners with trusted financial providers to help ensure your retirement plans meet government regulations and offer strong value to employees.
Mental health is just as important as physical health. Employers in Surprise are increasingly offering mental wellness benefits to create a healthier, more productive work environment.
We help businesses implement:
Employee Assistance Programs (EAPs) for mental health and personal counseling
Teletherapy and virtual mental health platforms
Health screenings and wellness challenges
Incentive-based fitness programs or gym memberships
These services help employees cope with stress, reduce burnout, and build a stronger workplace culture. In today’s world, these benefits are expected by many employees—and appreciated by all.
Even if your business has fewer than 50 employees, you can still offer meaningful health benefits. In fact, many employees in Surprise expect some level of healthcare coverage, regardless of company size.
Taylor Benefits specializes in affordable small business health plans, including:
SHOP (Small Business Health Options Program) plans
Level-funded and defined contribution health plans
Voluntary benefits, where employees opt-in at no extra cost to the employer
We help you access competitive rates and stay compliant, even if you’re just starting out.
Navigating benefit regulations can be tricky—but Taylor Benefits is here to help you stay compliant with all federal and state laws, including:
Affordable Care Act (ACA) reporting and 1095 filing
COBRA compliance and administration
HIPAA privacy regulations
Form 5500 preparation
Non-discrimination testing
We make sure your Surprise business avoids penalties and remains in good standing with regulatory agencies while focusing on growth and employee satisfaction.
Surprise business owners choose Taylor Benefits because we make benefits planning simple, strategic, and budget-friendly.
Here’s what sets us apart:
Independent Brokerage: We compare plans from all major carriers to find the best fit.
Custom Benefits Solutions: Each package is tailored to your industry, size, and goals.
Experience in Arizona Markets: We understand the Surprise job market and what local workers expect.
Compliance Made Easy: We guide you through legal requirements, saving you time and stress.
Annual Plan Reviews: We review your plan every year to ensure it still meets your needs and budget.
Taylor Benefits Insurance is ready to help your Surprise business build an employee benefits plan that attracts talent and keeps your workforce healthy and happy.
📞 Call us today at 800-903-6066 to receive a free, no-obligation quote for a group health insurance and employee benefits plan tailored to your business in Surprise, AZ.
When a small business in Surprise hires part‑time or seasonal employees, it should review its group health plan rules to determine eligibility. Employers can adjust coverage options based on hours worked, ensure compliance with carrier requirements, and communicate clearly with staff about available benefits and enrollment timelines.
Most employers can set up a group health insurance plan within two to four weeks. The timeline typically includes reviewing plan options, completing employee enrollment forms, and coordinating with the insurance carrier for approval. Working with a broker can often speed up the process because they help compare carriers and manage paperwork.
Some plans may be declined, but alternative options like level-funded or flexible arrangements may still work.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
We just started working with Taylor Benefits and could not be happier. Todd gave us quite the education as well as some time saving tools to help us manage our HR and save money too. We are looking forward to a long relationship!”
-Carol, Accounting Manager, recruitment marketing company, Campbell, CA
We’re ready to help! Call today: 800-903-6066