- Providing world class service and value for employee benefit group plans since 1987
Owning a small business in San Antonio means that you likely face a lot of competition. As a business owner in Texas, you’ll want to appeal to the hard working, career-minded individuals in your industry. To attract and retain qualified employees, it’s in your best interest to have an individual health insurance and employee benefits plan in place.
This only shows employees how much you care by providing them with a way to protect themselves and their families from critical illness and obscene medical charges.
Before you start you search for an independent insurance agency, consider hiring a licensed insurance broker. Through planning and consulting, they’ll create the perfect group health insurance and employee benefits plan for your San Antonio business.
Then, you can take advantage of the tools, advice, tips and training programs available. These are great for educating the management of your business before they introduce the new employee health benefits to everyone else working for you in San Antonio, TX.
When you go through an insurance broker with a longstanding history and strong education in the insurance industry, you can expect to find affordable benefits packages for your employees. Even if it means going through several insurance carriers just to create your plan, a broker will do whatever means necessary. They want your employees to enjoy all the generous perks and resources available in the State of Texas at a rate you can afford.
Call in to Taylor Benefits Insurance Agency at 800-903-6066 or fill out the online form for a FREE group plan quote. We offer competitive executive benefits and all types of insurance at a lower premium. From health savings account to life insurance, you will find it all for your company.
For more information, call us right away and we will begin to go through all your enrollment options with you until we come up with a personal plan right for your business and all those working for you.
The following questions and answers are frequently asked about health insurance in San Antonio, Texas:
San Antonio, Texas companies and employees can take advantage of the following benefits packages offered by Taylor Benefits Insurance Agency:
Taylor Benefits Insurance can provide group health insurance and connect you to some of the nation’s top providers. We have always been able to find you great deals on large group coverage over the years.
We work with the following insurance providers:
Ensure that you and your employees choose a plan that best suits your budget and their needs. The following is a brief overview of the four most popular types of health insurance:
HSA-Qualifying Health Insurance Plans
With PPO plans, Health Savings Accounts (HSAs) are typically used. Members of a health savings account can set aside money, before taxes, for future medical expenses. Because of their advantages, employers prefer using Section 105 of the Healthcare Reimbursement Plan (HRPs) instead of an HSA.
Indemnity health plans
Indemnity plan members can generally choose any doctor or hospital to treat their medical conditions. Insurance companies generally pay a portion of the bill. The employee may be required to pay for some services in advance and then request reimbursement from their insurance company.
Health Maintenance Organizations
Health Maintenance Organizations (HMOs) are insurance plans that cover a variety of medical services by establishing contracts or accepting memberships with a network of health care providers. Participants in HMO plans are typically required to select a primary care physician (“PCP”) who oversees their health care and refers them to specialists as needed.
Health Insurance Plans with PPOs
Preferential provider organizations, or PPOs, offer most health insurance plans. The employee must seek medical treatment from a doctor or hospital on the preferred provider list of the insurance company if the claim is to be paid at the highest level.
Every employee has the option of contributing to group health insurance programs. Employees have $270 per month in expenses as well as $3240 in annual expenses. Employee contributions are three times less than average healthcare costs in the United States.
Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
We’re ready to help! Call today: 800-903-6066