- Providing world class service and value for employee benefit group plans since 1987
Pittsburgh has evolved from a steel industry giant to a thriving center for healthcare, education, robotics, technology, and advanced manufacturing. With leading institutions like UPMC, Carnegie Mellon University, and a fast-growing startup culture, the city attracts a skilled, ambitious workforce. For local employers, offering a competitive salary is no longer enough — today’s professionals expect access to high-quality group health insurance and well-rounded employee benefit plans that support their health, financial security, and work-life balance.
In a city where innovation meets tradition, retaining talent means keeping up with modern benefit trends. At Taylor Benefits Insurance, we help Pittsburgh businesses design affordable, personalized group health plans that deliver real value for employees and support long-term growth for employers.
Whether you’re running a software firm in East Liberty, a logistics operation along the Ohio River, or a medical clinic in Oakland, offering group health insurance in Pittsburgh is critical. Here’s why:
Attract Skilled Talent: With a growing number of high-paying tech and healthcare roles in the region, strong benefits make your job offer stand out.
Increase Retention: Employees are more likely to stay long-term when they feel supported with consistent healthcare and financial wellness benefits.
Improve Productivity and Health: Healthier employees take fewer sick days and bring more focus and energy to their work.
Tax Benefits: Employer-paid premiums and contributions to health-related benefits are typically tax-deductible.
Taylor Benefits Insurance helps you choose the right plan and ensures it’s built to support both your workforce and your business goals.
Independent agencies write better, more customized, group healthcare insurance plans than other plan providers. Plans from independent agencies like Taylor Benefits Insurance are more comprehensive, and provide more benefits, than plans found on the exchange, or plans provided by established providers.
Not being in competition with providers or the exchange, With over 25 years of experience, Taylor Benefits Insurance can provide clients with custom plans that focus on providing clients with the group healthcare they need.
Dial 800-903-6066 and get free consultation on Pittsburgh Group Health Insurance & Employee Benefit Plans
Companies with more than fifty employees must comply with the Affordable Care Act (ACA) requirements, which created requirements for employer-sponsored health insurance. Most applicable companies already had insurance. Still, the legislation added some new elements to make insurance more affordable and available for employees. For example, policies must meet an affordability standard that limits how much the worker can be required to pay. Companies can offer more than one plan, but at least one must satisfy this requirement. Every plan must follow the other conditions, including offering the ten essential benefit areas outlined by the ACA:
Other changes that support subscribers include prohibiting insurers from denying coverage due to pre-existing conditions and allowing dependents to remain on a parent’s plan until they turn 26.
Companies that employ fewer than fifty people don’t have to provide health insurance as a benefit to their workforce, even after the passage of the Affordable Care Act. As a result, many businesses don’t look into the options, because it costs so much. Still, small companies know that getting access to health insurance can be a burden for their team members, and they want to help if possible.
One option for these companies is to offer a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA). These accounts help small businesses support workers by administering pre-tax funds that the employees contribute to and use for healthcare. Using this method, employees save money by diverting the funds they need for medical premiums and out-of-pocket costs to the account before the income is taxed. Of course, the company can also contribute to the accounts, but that’s optional. Talk to your Taylor Benefits Insurance specialist about how QSEHRAs work.
Large and small companies try to offer some benefits, especially in a competitive labor market. Employees and candidates evaluate the benefits when considering offers. A good package often starts with health insurance, which is required for large companies under the ACA mandate, but still optional for small businesses. In addition to insurance, workers usually look for paid time off for illness, vacation, and holidays.
Other benefits that workers want include:
The following benefits are included in our group healthcare insurance plans. Our clients enjoy the peace of mind, knowing that their group healthcare insurance plan can provide the benefits they need, at an agreeable price that is better than the competition.
Pittsburgh (PA) residents paid an average of $4,328 for their healthcare costs in 2015. Approximately $4000 for an entire year of healthcare costs may not seem like much, but it is when you consider the same amount is more than $300 per month. That is a substantial amount of money for young adults and retired seniors, two demographics who are not in their prime earning years when it comes to salary.
Currently, individual and family healthcare insurance plans found through established insurance providers or the federal exchange are not as affordable as they could be. To truly harness your purchasing power and obtain a healthcare insurance plan with better coverage and better rates and premiums, you need to switch to a group healthcare insurance plan.
Pool your money with a group and enroll in a group plan. By pooling your money, you can access more benefits for less money due to the increased purchasing power and leverage the group has to obtain these benefits. You simply cannot find a similar plan in a similar price range for individuals or families.
At Taylor Benefits Insurance, we write our own group healthcare insurance plans for group clients. Each plan is unique and customized to better serve the needs of our clients. Since each client is different, each plan has to be different to accommodate them. Reduce your healthcare costs and switch to a group healthcare insurance plan from an independent employee benefits insurance agency. Save your money. Gain better benefits. Make your insurance work for you!
Taylor Benefits Insurance will provide you with a free estimate so you can determine the benefits of switching to a group healthcare insurance plan for yourself. There is no obligation to enroll in a plan, and no payment is necessary, to receive your estimate. Stop paying so much for healthcare insurance when you do not have to. Healthcare is accessible. With an independent employee benefits insurance agency, it is now affordable as well.
With over three decades of industry experience, Taylor Benefits Insurance brings unmatched knowledge and customer-focused service to Pittsburgh companies. Here’s what makes us different:
Customized Plan Designs: We tailor each benefits package to your unique team and financial goals.
Access to Multiple Carriers: As independent brokers, we compare multiple providers to get you the best deal.
Simplified Process: We remove the guesswork and explain each plan option in clear, actionable language.
Year-Round Support: From onboarding to renewals and compliance checks, we’re here when you need us.
Whether you’re just getting started or ready to improve your existing plan, we’re committed to helping your Pittsburgh business thrive.
Your employees are your greatest investment — and a well-designed group health insurance and employee benefits package is how you protect that investment. At Taylor Benefits Insurance, we provide the tools, insights, and personal attention needed to build a plan that works for you and your workforce.
Contact us today for a free consultation and start building a better benefits strategy for your Pittsburgh business.
Small business health insurance is available from the following companies in Pittsburgh, Pennsylvania:
● HCSC Group
● eHealthInsurance
● State Farm
● Humana Group
● Carefirst Inc. Group
● Metropolitan Group
● HIP Insurance Group
● Blue Shield
● Coventry Corp. Group
● UHC of California
● Blue Cross
● Kaiser Foundation Group
● Unitedhealth Group
You may therefore qualify for a variety of perks as part of your work package. Depending on what your personnel needs and how much you can spend, you will have to pay a certain amount for their health insurance. Employee perks in Pittsburgh, Pennsylvania usually cost over $1000 a year on average.
An employee in Pittsburgh, Pennsylvania should be able to obtain the following advantages:
● Health Insurance
● Accidental Death & Dismemberment Insurance
● Flexible Spending Account (FSA)
● Mental Health Care
● Supplemental Life Insurance
● Dental Insurance
● Disability Insurance
● Life Insurance
● Retiree Health & Medical
● Vision Insurance
These perks will make your workers feel safer and more cared for at work. If you wish, you can customize your insurance plan to meet the needs of your employees.
Group health insurance is available to employees. Companies are required by most states to provide comprehensive health insurance coverage for their employees in order to safeguard their well-being and health. Group health insurance costs $479 to $653 per employee. According to how much the employee pays in monthly premiums, these costs are split between the company and the employee.
Small businesses in Pittsburgh may qualify for federal or state tax credits when they provide group health insurance that meets minimum coverage requirements. Eligibility often depends on the number of employees, average wages, and contribution levels toward premiums, helping reduce overall costs while offering valuable benefits.
Comprehensive group plans often include mental health counseling, therapy sessions, and psychiatric care, supporting employee well-being and addressing increasing workplace mental health needs.
Most plans allow employees to include spouses and children. Coverage rules and costs vary, but dependents generally receive the same access to benefits as the primary employee.
Companies review employee demographics, expected medical usage, and cost-sharing preferences before selecting plans. They often compare multiple insurers, negotiate rates, and balance premiums with benefits to ensure coverage remains practical, sustainable, and attractive for staff retention.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
We just started working with Taylor Benefits and could not be happier. Todd gave us quite the education as well as some time saving tools to help us manage our HR and save money too. We are looking forward to a long relationship!”
-Carol, Accounting Manager, recruitment marketing company, Campbell, CA
We’re ready to help! Call today: 800-903-6066