- Providing world class service and value for employee benefit group plans since 1987
As the fifth-largest city in the United States, Phoenix is not only the heart of Arizona—it’s one of the fastest-growing urban job markets in the country. With a booming economy that includes industries like healthcare, education, tech, construction, and finance, companies across the Valley of the Sun are competing hard for skilled professionals. In this environment, offering high-quality group health insurance and employee benefits isn’t just a perk—it’s a business necessity.
According to the Kaiser Family Foundation’s 2024 survey, over 80% of full-time workers consider health benefits a deciding factor when choosing an employer. In Phoenix, where living costs are rising and employee expectations are evolving, a strong employee benefits package helps attract top talent, improve retention, and boost morale. That’s where Taylor Benefits Insurance steps in—providing expert, customized group health plans that meet the unique needs of Phoenix employers and their teams.
Group health insurance forms the core of any employee benefits plan. It allows employers to offer affordable healthcare coverage to their team by spreading risk across a group. Whether your business is a small operation in Downtown Phoenix or a large company in North Scottsdale or Tempe, Taylor Benefits helps you choose the right type of group plan for your workforce.
We offer:
Fully-Insured Plans: Ideal for predictable monthly premiums. The insurer covers the cost of medical claims, which lowers your financial risk.
Self-Funded Plans: Your business pays claims directly, allowing greater flexibility and potential savings, especially for larger employers.
Level-Funded Plans: A hybrid option perfect for small to mid-sized Phoenix businesses. These offer predictable costs and possible year-end refunds.
Each group health plan includes essential benefits such as hospital stays, doctor visits, prescription drugs, maternity care, and mental health services. We customize your package to align with your budget and employee expectations.
No two workforces are the same. That’s why Taylor Benefits designs fully customized employee benefits plans that meet the needs of both your business and your employees in Phoenix.
Common benefits we help employers provide include:
Dental and vision coverage
Life and disability insurance
HSAs and FSAs
401(k) retirement plans
Mental health services and wellness programs
Employee Assistance Programs (EAPs)
Whether you’re managing a growing logistics firm near Sky Harbor Airport or a busy law office in Midtown, we build benefits solutions that drive employee satisfaction, compliance, and retention.
Dental and vision care are key to long-term health but are often excluded from basic medical coverage. Offering these as part of your benefits package shows employees you care about their well-being beyond emergencies.
Dental coverage typically covers preventive care like cleanings, exams, X-rays, and sometimes orthodontics. Vision insurance covers annual eye exams, glasses, and contact lenses and may offer discounts on corrective procedures like LASIK.
In a health-conscious city like Phoenix, where employees value whole-body wellness, offering dental and vision coverage adds tremendous value to your plan.
Employees want to feel secure about their future—and that includes financial protection in the event of an emergency.
Group Life Insurance gives families peace of mind if a loved one passes away. Basic policies are often employer-paid, with optional upgrades available.
Short-Term Disability Insurance provides income for employees temporarily unable to work due to injury or illness.
Long-Term Disability Insurance helps replace income for extended illnesses or permanent disabilities.
With construction, logistics, and outdoor-heavy jobs common in Phoenix, these benefits are especially relevant and appreciated. Taylor Benefits helps you select the right levels of coverage for your industry and workforce.
Phoenix employees are increasingly seeking tax-smart ways to manage their healthcare expenses. HSAs and FSAs are great tools that allow pre-tax contributions for medical costs.
HSAs pair with high-deductible health plans and allow unused funds to roll over yearly. Employees can even invest their HSA funds over time.
FSAs are employer-managed accounts with pre-tax contributions used for out-of-pocket medical or dependent care expenses, usually within the same year.
We’ll help you explain these tools to your employees and guide you through setting up accounts that maximize tax savings and healthcare access.
Offering a retirement plan shows your commitment to your employees’ long-term future. It also gives you a powerful advantage in Phoenix’s competitive job market.
Taylor Benefits offers:
Traditional 401(k) plans with pre-tax contributions and employer matching
Roth 401(k) plans with after-tax contributions and tax-free withdrawals
Simple IRA and SEP IRA plans for smaller businesses looking for affordable options
We help you meet ERISA requirements and ensure employees understand how to plan for retirement effectively.
In fast-paced work environments like Phoenix’s, stress, burnout, and mental health challenges are common. That’s why forward-thinking employers are investing in mental wellness.
Taylor Benefits can help you build programs that include:
Teletherapy and counseling
Access to Employee Assistance Programs (EAPs)
Wellness challenges and health screenings
Gym memberships or fitness app subsidies
These services boost productivity and morale while reducing sick days and healthcare claims. Employees in Phoenix value these extras more than ever.
If you’re a small business owner in Phoenix, offering group health insurance may seem expensive—but we can make it cost-effective.
Taylor Benefits specializes in:
Level-funded and defined contribution health plans designed for small businesses
SHOP (Small Business Health Options Program) support
Voluntary benefit plans that let employees choose coverage without increasing employer costs
Whether you’re a 10-person startup in Roosevelt Row or a retail business in Desert Ridge, we help you compete with larger employers by offering solid, affordable benefits.
Health insurance plans are subject to numerous legal requirements under federal and state laws. Staying compliant with the Affordable Care Act (ACA), ERISA, COBRA, and HIPAA is crucial to avoid penalties.
Taylor Benefits offers full compliance support including:
ACA reporting and 1095 filing
Form 5500 filing
Nondiscrimination testing
HIPAA guidance
We stay ahead of Phoenix and Arizona state regulations so you don’t have to worry about unexpected liabilities.
Here’s why Phoenix businesses turn to Taylor Benefits:
Independent & Unbiased: We’re not tied to any one insurance provider, giving us the flexibility to find the best deals across many top carriers.
Customized Solutions: Every benefits plan we create is built around your business needs—not pre-made packages.
Phoenix-Specific Experience: We understand the job market, cost of living, and industry needs in Phoenix.
Personalized Support: We offer full support for open enrollment, claims questions, renewals, and employee education.
Annual Plan Reviews: We check in each year to evaluate plan performance and recommend improvements to save you money or increase value.
Ready to offer better benefits for your team? Let Taylor Benefits Insurance design a group health insurance and employee benefits plan that meets your goals and budget in Phoenix.
📞 Call now 800-903-6066 to speak with our expert consultants and build a custom plan that works for your business.
The benefits included in a company’s program vary according to several factors, including the company’s size, its budget, and the employees’ needs. Popular elements include:
Insurance plans covering groups, such as those for workers or members of another organization, have an advantage over individual plans. The significant difference is that the insurer can spread the risk among the group members, usually allowing them to offer a lower per-person premium. A larger group may et a lower cost than a small group.
The ACA requires large employers to offer health insurance coverage to their workers and stipulates what must be included as well as regulating how much of the premium employers can pass along to the enrollees.
Even though small businesses are not required to offer health insurance, many choose to do so. The company may gain an advantage in recruiting, and depending on the size of the workforce, they may be eligible for assistance from the ACA SHOP program.
Every company is different, and the benefits that each decides to offer will vary according to their resources, objectives, and employees’ needs. Costs vary according to the level of benefits offered and may also depend on the employee population. Talk to a consultant at Taylor Benefits Insurance for specific cost information.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
We’re ready to help! Call today: 800-903-6066