Omaha Group Health Insurance & Employee Benefit Plans

Omaha group health insurance plans

Omaha NE Large Group Health Insurance Plans

If you represent a big company in Omaha, your company has most likely been offering health insurance for your workers even before the ACA mandated it. Large employers recognize that health insurance is vital to a competitive benefits package. Many large businesses review their plans periodically or when employee numbers or coverage costs warrant reconsideration. You may get some good ideas for potential changes by talking to a representative at Taylor Benefits Insurance.

It's possible that you can change your plan, save money, and still improve coverage for your employees. Of course, details vary, but offering more than one plan choice often makes workers happy. One option to consider is a high deductible plan that you can pair with a health savings account. If you go this way, check the IRS requirements for the minimum deductible to be sure workers can qualify for the HSA. If you make significant changes, always provide adequate advance notice and excellent communication to everyone affected.

Omaha NE Small Business Health Insurance Plans

It can be challenging for small companies to offer high-quality health insurance because it costs so much. Therefore, some may want to investigate other ways to help their workers.

One option is to offer a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA). These accounts allow small businesses to facilitate an arrangement for their workers to use pre-tax funds for healthcare. The QSEHRA lets companies help without the expense and risk of offering health insurance. The employer administers the program but doesn't have to pay for the costs. Of course, the company can also contribute to the accounts, but that's optional, and they can decide every year. Talk to your Taylor Benefits Insurance specialist about how QSEHRAs work.

Omaha NE Employee Benefit Plans and Employee Benefit Packages

The Society for Human Resource Management (SHRM) estimates that companies spend an average of thirty percent of their compensation budget on benefits. Workers expect to get benefits, including these typical choices:

  • Health insurance
  • Paid time off for illness, holidays, and vacations
  • Retirement assistance

Other benefits that employees consider desirable include:

  • Flexible schedules
  • Life insurance
  • Disability insurance
  • Remote work
  • Childcare subsidies
  • Dental insurance
  • Vision insurance
  • Tuition reimbursement

Each company can develop a package that includes the basics and more, depending on the budget and the target workforce.

When it comes to health insurance, you need to find the best deal possible. Luckily, the best deals possible, where you can receive more comprehensive healthcare at more affordable rates, come from independent agencies. Independent insurance writing agencies like Taylor Benefits Insurance are able to provide you with group healthcare insurance plans that you will not find anywhere else.

With over 25 years of experience in the field, Taylor Benefits Insurance has written great group healthcare plans for countless clients. Our plans are not in competition with plans found through the state or federal exchanges, and we are not in competition with established insurance providers. As such, we can provide you with the best group healthcare insurance deals.

Dial 800-903-6066 and get free consultation on Omaha Group Health Insurance & Employee Benefit Plans

Benefits Received Under Taylor Benefits Insurance

The following essential health benefits are included in all of our group healthcare plans. We take great care to ensure that our clients receive the group healthcare insurance they need, with a custom plan that can feature these, and other, benefits depending on their needs.

  • Medical, dental, and vision
  • Short-term and long-term group disability
  • Pension, retirement, and 401K
  • Section 125 cafeteria, flex spending, and HSA
  • Life insurance and long-term care
  • Typical Problems with Group Insurance in Omaha

    The average Omaha resident spent $4,616, or 8.4% of their annual spending, on healthcare in 2015. This is a significant amount to be spending on one essential item. While healthcare needs to be paid for, there are other solutions. The simple fact is that most residents in Omaha (Nebraska) most likely qualify for group healthcare insurance, even if they do not know it.

    Omaha group health benefits and employee insurance plans

    Group healthcare insurance plans are more affordable and more comprehensive than individual plans from established insurance providers or the state or federal exchanges. You can also lower your rates and premiums associated with your healthcare insurance due to the customizability of group healthcare insurance plans. Simply excluding services your group will not need will lead to a reduction in price. If you are searching for more affordable insurance in Omaha but cannot find anything you like offered regionally, an independent agency like Taylor Benefits Insurance can help.

    Are you looking for a Omaha Group Health Insurance & Employee Benefit Plans? Click the quote button to get an instant quote.

    Why You Should Purchase Group Insurance

    Independent agencies, due to their independent status and their non-competition with other providers or plans, write the best insurance plans. With group healthcare insurance, the benefits of an independent agency are even more pronounced. You can directly see the benefits of choosing group insurance because your group will have greater leverage to receive the benefits you want at a price you are more than willing to pay.

    The Taylor Benefits Promise

    Contact us today to receive a free estimate. This estimate does not require payment, and you are under no obligation to enroll in a plan. We simply want to show you the difference between the plan you are currently on, and a group healthcare insurance plan that you could be on. The difference in rates, premiums, and benefits will surprise you. Contact an independent agency like Taylor Benefits Insurance today to see if a group healthcare insurance plan is right for you.

    We’re ready to help! Call today: 800-903-6066