Des Moines Group Health Insurance & Employee Benefit Plans

Des Moines group health insurance plans

Des Moines IA Large Group Health Insurance Plans

With inflation rising fast, it isn’t a surprise that health insurance costs are also going up. In recent surveys, human resource executives for major companies expressed their concerns about holding down insurance expenses. For example, a study by HR consultant WTW recently found that their clients don't want to increase the employee’s cost for health insurance because of the potential effect on competition for talent. So instead, group insurers are implementing some of these cost-management methods:

  • Contracting directly with providers for in-network coverage
  • Requiring pre-approval for inpatient hospital services
  • Adding telehealth options for common concerns
  • Offering incentives for subscribers to use more cost-effective providers
  • Offering free or discounted wellness activities like screenings, classes, and clubs
  • Charging lower premiums to lower-paid workers and higher amounts to more highly compensated workers

Des Moines IA Small Business Health Insurance Plans

Small companies with less than fifty employees aren’t obligated to provide health insurance to their workers. Still, some do because it matters to workers and can give the business a competitive advantage in recruiting. In addition, some small firms are very generous, with almost thirty percent paying the total cost of coverage for their employees. Surprisingly, another ten percent also pay the entire premium for employees’ family members.

Small companies interested in health insurance can benefit from exploring SHOP (the Small Business Health Options Program). This ACA-created platform offers plans that may help companies provide affordable coverage to their workers. Taylor Benefits Insurance can help your business evaluate the options.

Des Moines IA Employee Benefit Plans and Employee Benefit Packages

Benefit plans are not just health insurance and sick leave. Employees often expect those as a fundamental part of the package. Still, many companies add more to attract the workforce they need. MetLife's completed a survey of workers in 2022 about benefits. The survey results showed that three-quarters of workers say a better selection of benefits would keep them at their current employer longer and reduce their stress. Not surprisingly, the MetLife survey also found that satisfied employees are likelier to stay loyal to their company.

Employers endeavoring to design a benefits package to help their workers maintain financial stability and plan for the future may consider adding life insurance, making contributions to a retirement savings plan like a 401(k), and perhaps offering assistance finding or paying for childcare. Other popular perks include dental and vision coverage, tuition reimbursement, flexible scheduling, and remote work.

Des Moines Group Health Insurance And Employee Benefits

Des Moines  is the capital of Iowa; a major player in the U.S. insurance industry and the world’s third largest insurance capital. Forbes Magazine has twice ranked this city as the best place to do business while NBC has dubbed it the ‘Wealthiest City in America’. The Des Moines metropolitan area was also ranked as the best place for business and careers. Employers in this city are alive to the needs of employees which includes the need for sound employee benefits package.

Group health insurance and employee benefits

Employees’ expectations have shifted over the years with the focus being on happiness at work. As such, they will change jobs often in search of personal satisfaction that they deem as important as the numbers on their paycheck. Employers should respond to these needs by investing in employee engagement and culture that includes providing a good group health insurance and employee benefits package. This is crucial in guaranteeing employees stability and protection while safeguarding your company against disruption. When you offer them this benefits package, they reciprocate by showing their appreciation through loyalty. This is backed by a study that found 59% of employees agree that health and holistic benefits increase loyalty.

Dial 800-903-6066 and get free consultation on Des Moines Group Health Insurance & Employee Benefit Plans

Who we are

Taylor Benefits has been in the healthcare insurance industry for the last 30 years. We are a leader in providing group health insurance and we focus on giving you the most affordable but comprehensive employee benefits plans. While we offer versatile benefits options, we customize plans with your unique needs in mind. Our licensed insurance agents offer top-notch services and are always available to respond to all your insurance needs.

Des Moines group health benefits and employee insurance plans

Insurance products by Taylor Benefits

At Taylor Benefits, we specialize in the following group insurance and benefit options:

  • Group health insurance plans
  • Dental insurance
  • Medical insurance
  • Vision insurance
  • Employee benefits and wellness plans
  • Short-term disability insurance
  • Long-term disability insurance
  • Affordable Care Act (ACA) Compliance
  • 401 (k) plans set up and servicing
  • Group life insurance
  • Health savings plans (HSA)
  • Employee pensions
  • Group retirement plans
  • Long-term care plans
  • Section 125 cafeteria plans
  • Are you looking for a Des Moines Group Health Insurance & Employee Benefit Plans? Click the quote button to get an instant quote.

    Why Taylor Benefits?

    Because Taylor Benefits is an independent insurance agent, we operate differently from other providers. We are able to craft a competitive customized plan that is perfect for your business bottom-line and that addresses your employees’ needs. By drawing from different traditional insurance providers, we are able to get you the best deal possible. Our agents are constantly monitoring the fluctuating insurance climate to ensure they offer you unparalleled service. We conduct a market audit at the end of your policy year to ensure that your insurance carrier still maintains a competitive position in the market.

    Get in touch

    Let us help you find a competitive group health insurance and employee benefits plan for your business. Get in touch with us today. Dial 800-903-6066 and talk, for free, to one of our insurance agents to help you get started. We can also provide you a free customized proposal.

    We’re ready to help! Call today: 800-903-6066