- Providing world class service and value for employee benefit group plans since 1987
Finding the most affordable yet comprehensive employee benefits package that includes health insurance and other perks in Dallas, isn’t all that simple. As a business owner, you want options and the ability to cut down the time it takes to find an insurance carrier that you can trust. This is all made possible through a reliable, licensed insurance broker.
At Taylor Benefits Insurance Agency we have been helping individuals and companies find the most affordable benefit packages for employees for almost 30 years. We want to make sure you keep each hard worker and their family happy by offering them the best vacation, unemployment, insurance, flexible retirement plans, and more.
Our professional and generous insurance brokers will come up with the perfect insurance plan for you to introduce to your employees and their families. This shows them how much you care and want to prevent them from illness by providing medical coverage at low rates. If you’re trying to keep it simple, inquire about our most basic plans and benefits- PPO, HMO, FSA, and HSA. Otherwise, look below for other options.
Here are some concise answers to some of Dallas, Texas’s most common health insurance questions.
Most Dallas, Texas companies, provide health insurance that covers a wide range of medical procedures, including prescribed medications, hospital appointments, and surgeries.
Plastic surgery, for example, is not covered since it is judged unnecessary. Furthermore, because most health insurance policies exclude dental and vision coverage, these two health-related services must be obtained separately.
Employees, regardless of income, can contribute to group health insurance schemes. The average employee pays around $3240 in healthcare per year, which is roughly three times less than the estimated cost of healthcare in the United States.
Large group health insurance best suits businesses with more than 50 employees. As you use this health insurance plan, you may discover that it offers you coverage at a low cost with a significant discount. Some of the benefits of large group health insurance policies are as follows:
There are a number of major health plans available to small businesses in Dallas, Texas.
A group health plan is also a viable option. Group health insurance is provided by the employer, along with a monthly stipend to help with copays, deductibles, and other costs.
Risk is one of the reasons why many people avoid self-funded insurance plans. An employee is compensated based on the cost of prescriptions or medical bills, rather than monthly premiums.
Small businesses that have associate health plans, or AHPs, are at a slightly higher risk. Health insurance coverage for AHPs can only be purchased when a group of smaller companies joins forces to buy large health insurance.
Traditional group health insurance is also available. Employees may pay a portion of the fixed healthcare insurance charge to their employers in return for providing health benefits to their employees.
Qualified Small Employer Health Reimbursement Arrangements (QSEHRAs) are another type of health insurance plan. (At their discretion) employers might offer their employees a specific amount in benefits each month.
Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
We’re ready to help! Call today: 800-903-6066