- Providing world class service and value for employee benefit group plans since 1987
Located along the Ohio River and just minutes from Louisville, Clarksville, Indiana offers a strategic location for businesses of all sizes. Known for its rich history, growing retail sector, and strong small business community, Clarksville is evolving into a thriving commercial hub in Southern Indiana. As the local economy grows and workforce expectations shift, one of the most critical tools employers can use to attract and retain talent is a competitive group health insurance and employee benefits package.
At Taylor Benefits Insurance, we help Clarksville businesses of all sizes—from family-run shops to logistics and manufacturing companies—design custom, affordable group benefit plans. Our goal is to make health insurance simple and accessible, so you can focus on building a stronger business while offering the benefits your team truly values.
Clarksville, Indiana, is a major shopping hub mainly centered on Lewis and Clerk Parkway. It has old historic sites like the exposed Devonian fossil bed, which is in Falls of Ohio State Park. Since the government does not provide a nationwide insurance cover, it will be a great competitive advantage for employers to offer group health insurance coverage. This way, they can recruit and retain top talent.
In today’s workforce, benefits matter just as much as paychecks. Whether you’re hiring part-time retail workers or managing full-time staff in manufacturing or healthcare, offering group health insurance gives you a competitive edge in both recruitment and retention.
Stay competitive: Employees often compare benefits between local employers and across state lines in nearby Kentucky.
Boost employee retention: Workers are more likely to stay with companies that provide health and wellness support.
Lower absenteeism: Group plans with preventive care help keep employees healthy and on the job.
Tax advantages: Employer contributions are typically deductible, and health benefits are often non-taxable for employees.
Regulatory compliance: Businesses with 50+ full-time employees must provide ACA-compliant coverage.
Whether you’re new to benefits or looking to update your plan, Taylor Benefits makes it easy to offer comprehensive coverage without overspending.
Every business in Clarksville is unique—so your group health insurance plan should be, too. At Taylor Benefits, we work with leading national and regional insurance carriers to craft benefit solutions that fit your budget, industry, and team demographics.
PPO plans offer flexibility by allowing employees to visit providers both in and out of the network, often without needing a referral. These plans are ideal for companies that want to offer maximum choice to their team.
HMOs require employees to stay within a network of doctors and get referrals for specialist care. While more structured, these plans offer lower premiums and consistent costs—great for cost-conscious employers.
These plans offer lower monthly premiums but higher deductibles, and they pair with Health Savings Accounts (HSAs) for pre-tax savings on qualified expenses. HDHPs are a smart option for younger, healthier teams who want control over how they manage healthcare spending.
Mid-sized and larger businesses can benefit from self-funded plans, which offer direct control over claim payments. Level-funded plans are a hybrid solution that offers consistent premiums with potential rebates if claim activity is low.
We’ll walk you through the pros and cons of each option to ensure you select the right structure for your business in Clarksville.
Clarksville’s workforce is as diverse as its industries. To meet the needs of employees across different roles and life stages, your benefits offering should go beyond medical coverage. We help you create a complete package that supports total wellness.
Group dental plans typically cover cleanings, x-rays, fillings, and advanced procedures like root canals. Vision insurance helps with eye exams, lenses, glasses, and even surgical options like LASIK. These plans are affordable additions that employees deeply appreciate.
Group life insurance provides financial protection for employees’ families in the event of death. Whether it’s a basic company-paid plan or optional buy-up coverage, it’s an essential part of any complete benefits offering.
Both short- and long-term disability insurance protect employees’ incomes if they’re unable to work due to illness or injury. These are especially important in industries like manufacturing, logistics, and construction—common in and around Clarksville.
Employees want to know their employer is investing in their future. Offering a 401(k) with matching contributions or a SIMPLE IRA can strengthen loyalty and help your team plan for long-term financial security.
EAPs provide confidential counseling, stress management, and financial/legal support services. These programs improve mental health and productivity and are especially beneficial during times of change or personal stress.
Taylor Benefits ensures your benefits offering is well-rounded and aligned with what your workforce truly wants.
Clarksville has a strong small business ecosystem, and we know that offering health insurance can feel overwhelming for local business owners. That’s why we specialize in helping small businesses create affordable, flexible group health solutions—even for teams with fewer than 10 employees.
Custom group health plans built for small teams
QSEHRAs (Qualified Small Employer Health Reimbursement Arrangements) to reimburse employees for health expenses tax-free
Level-funded plans that offer predictable monthly premiums and cost-saving potential
Bundled coverage for health, dental, and vision to reduce administrative complexity
We make it easy to get started and help you grow your benefits plan alongside your business.
Health insurance benefits also come with legal responsibilities. From ACA compliance to HIPAA protections, employers must follow specific rules to avoid fines and penalties.
Taylor Benefits Insurance helps you remain compliant with:
Affordable Care Act (ACA) minimum essential coverage requirements
COBRA or Indiana continuation coverage laws
HIPAA data privacy standards for medical information
IRS and Department of Labor filing and disclosure requirements
We monitor regulatory changes on your behalf and ensure your plan stays fully up to date—so you can focus on running your business.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
We’re ready to help! Call today: 800-903-6066