Permanent First-Dollar Telehealth Coverage Under HDHPs: What Employers Should Know

By Todd Taylor  |  Last updated: May 7, 2026

Telehealth has become a core component of modern healthcare delivery, but for years, employers offering high-deductible health plans (HDHPs) faced a difficult tradeoff. Providing first-dollar telehealth coverage often meant jeopardizing employees’ eligibility to contribute to health savings accounts (HSAs).

In 2026, that tradeoff is gone. Permanent regulatory changes now allow employers to offer telehealth services before the deductible without affecting HSA eligibility. This shift has significant implications for plan design, employee access, and long-term healthcare

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The One Big Beautiful Bill Act: Employer Benefits Changes Effective in 2026

By Todd Taylor  |  Last updated: May 7, 2026

The benefits landscape in 2026 is being reshaped by one of the most significant pieces of legislation in recent years: the One Big

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Reforming the Pharmacy Supply Chain: Transparent PBM Models Explained

By Todd Taylor  |  Last updated: May 7, 2026

Pharmacy costs have become one of the fastest-growing and least understood components of employer healthcare spending. For many organizations, prescription drugs—particularly specialty medications—now

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Centers of Excellence and Value-Based Care: A Smarter Way to Manage High-Cost Claims

By Todd Taylor  |  Last updated: May 7, 2026

As healthcare costs continue to climb, employers are increasingly questioning whether paying more automatically leads to better care. In many cases, the answer

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Strengthening Primary Care to Control Long-Term Healthcare Costs

By Todd Taylor  |  Last updated: May 7, 2026

As employers search for sustainable ways to manage rising healthcare costs, many are rediscovering a strategy that has long been undervalued: strong, accessible primary care. While much attention is placed on premiums, specialty drugs, and hospital pricing, primary care quietly influences nearly every downstream healthcare expense.

In 2026, employers that prioritize primary care are finding that it is not just a clinical benefit—it is a financial strategy that delivers long-term cost control and better employee outcomes.

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Designing Smarter Health Plans That Steer Employees Toward Value

By Todd Taylor  |  Last updated: May 7, 2026

As healthcare costs continue to rise, many employers focus on premiums, deductibles, and contributions while overlooking one of the most powerful cost-control tools

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How Employers Can Manage the Rising Costs of GLP-1 Drugs in 2026

By Todd Taylor  |  Last updated: May 7, 2026

GLP-1 medications have rapidly moved from a niche diabetes treatment to one of the most disruptive cost drivers in employer-sponsored health plans. Originally

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Direct Contracting with High-Value Providers: What Employers Need to Know

By Todd Taylor  |  Last updated: May 7, 2026

As healthcare costs continue to rise, many employers are questioning whether traditional carrier networks still deliver sufficient value. In response, direct contracting with

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Preparing for Double-Digit Health Insurance Renewals in 2026

By Todd Taylor  |  Last updated: May 7, 2026

For many employers, double-digit health insurance renewals are no longer an exception—they are becoming the norm. As organizations move into 2026, rising medical

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Tariffs, Inflation, and Medical Supply Costs: Why Group Premiums Are Rising

By Todd Taylor  |  Last updated: May 7, 2026

Group health insurance premiums are rising again in 2026, and for many employers, the increases feel both relentless and opaque. While carriers often

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