By Todd Taylor
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Last updated: May 7, 2026
New York employers that do not currently offer a workplace retirement plan will soon face new compliance responsibilities. The New York Secure Choice Savings Program introduces mandatory retirement savings access for certain businesses, requiring eligible employers to facilitate payroll deductions into employee-owned retirement accounts.
While the program is designed to improve retirement readiness across the state, it also creates new administrative considerations for employers—particularly small and mid-sized organizations that have not previously sponsored retirement benefits.
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By Todd Taylor
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Last updated: May 7, 2026
Retirement readiness has become a growing concern for policymakers, employers, and workers alike. As of late 2023, 18 states have enacted legislation creating state-administered retirement programs, with nine fully implemented. These initiatives are designed to address a major gap in retirement access: millions of American workers—particularly those employed by small businesses—still lack access to an employer-sponsored retirement savings plan.
For employers, especially those without an existing retirement benefit, this raises an important strategic question: Is it
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By Todd Taylor
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Last updated: May 7, 2026
Affordable Care Act (ACA) reporting has never been a “last-minute” task—but heading into the 2026 reporting year, the stakes are even higher. Updated affordability thresholds, increasingly hybrid workforces, and tighter electronic filing rules mean employers must be more deliberate than ever in how they track, test, and report health coverage data.
For Applicable Large Employers (ALEs)—generally businesses with 50 or more full-time equivalent (FTE) employees—ACA compliance is not just about meeting deadlines. It’s about aligning payroll,
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By Todd Taylor
|
Last updated: May 7, 2026
By Todd Taylor
|
Last updated: May 7, 2026
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