What Is a Health Plan for Groups?

A group health insurance plan is the best thing you can offer those that work for you. It provides them the means to care for their health and futures, as well as the health and futures of their families at home. There are several different types of health insurance packages. These are defined below. However, a reliable and longstanding insurance agent will also be capable of providing you with the information you need. They’ll even help you make any decisions based on the information you provide them with and the interests of your employees. Then, they’ll contact their network of insurance providers to fabricate a plan suited to your needs at a price you can afford.

Group Health Insurance Plan Options

• Medical, dental, and vision insurance
• Short- and long-term disability insurance
• Workers’ compensation
• Employee 401(k) savings options
• Retirement and Pension plans
• Life insurance and long-term care options
• Health reimbursement accounts
• COBRA– health coverage continuation
• Health Maintenance Organization solutions
• Preferred Provider Organization plans
• Section 125 cafeteria
• FSA and HSA

The above options are all wonderful things to offer those that work for you. It gives them adequate means to receive medical care as well as ways to brighten and better their futures. Having a comprehensive group health plrogram in place at your business will only help you to attract and retain worthy and hardworking employees.

About ERISA and How It Protects Employees with Group Health Insurance Plans

ERISA covers and protects those under most private sector health plans. They also provide protection and information to individuals with beneficiaries in employee benefit packages. They also set the standards for employers and individuals who manage such plans.