- Providing world class service and value for employee benefit group plans since 1987
Finding the right group health insurance for your business in Troy has never been easier. Troy City group health insurance offers tailored insurance solutions that meet the diverse needs of small businesses, business owners, and full-time employees. By aligning with the affordable care act and focusing on comprehensive healthcare coverage, we ensure your employees have access to essential health benefits.
Located near the historic charm of Troy Historic Village, our insurance agency specializes in group insurance plans that include medical plans, dental insurance, and prescription drug coverage. With local expertise in metro Detroit, we are here to simplify your insurance needs while reducing healthcare costs for your business.
Our customized group health plans are designed to cater to the unique needs of small businesses and business owners in Troy. Whether you have full-time employees or eligible employees, we provide a range of health benefits that ensure your team is protected. From medical plans to dental insurance and prescription drug coverage, we offer comprehensive options that align with the affordable care act, keeping your business compliant.
With a deep understanding of the local community, including the area near Troy Historic Village, we provide personalized support for businesses across metro Detroit. Our insurance agency is committed to addressing your insurance needs with solutions that reduce healthcare costs while maintaining high-quality healthcare coverage for your team. No matter the size of your business, we’re here to help you find the right group health plans.
We understand that every business has unique requirements, which is why we offer a wide variety of health care plans. From preferred provider organization (PPO plans) to health maintenance organization (HMO) options, our plans provide flexibility and quality care. For businesses with diverse insurance needs, we also offer medicare advantage and medicare supplement plans, ensuring that all employees are covered effectively.
Our plan options include short-term coverage, deferred compensation plans, and lower-cost insurance policies with payroll deduction benefits. Employees can access urgent care, dental coverage, and prescription drug options, giving them peace of mind for their health concerns. Designed for small group businesses and large organizations alike, our national benefit plans provide tailored insurance solutions that meet a wide range of needs.
Choosing the right insurance broker is crucial for securing the best insurance coverage for your business. Our expert insurance brokers provide unmatched customer service, working closely with leading insurance carriers to deliver top-tier group insurance options. Whether you’re looking to support high school employees, full-time staff, or part-time workers, we provide flexible solutions for all your insurance needs.
We also assist with human resource and healthcare services management, ensuring your business operates smoothly while meeting employee needs. With constant contact options and easy access through map phone tools, we make it simple to manage your insurance policy and health benefits. Partnering with our trusted insurance agency ensures you receive personalized support and professional guidance every step of the way.
Finding the right plan type for your business is easy with our select page options. Contact our team today to explore group health plans tailored to your specific requirements. Whether you prefer to call our phone number or enroll quickly using a credit card, we ensure the process is simple and efficient.
Let us help you navigate your insurance needs with confidence. Reach out now to secure lower-cost, high-quality healthcare coverage for your business and employees. Start your journey to better health and life insurance today!
Payroll deductions for a Troy business follow a straightforward setup. After the employer chooses a group health plan and decides how much of the premium the company will cover, the remaining cost is taken from each employee’s paycheck. The deduction is usually taken before taxes, which lowers the employee’s taxable income. Employers track the premium amounts for each worker, apply the correct deduction during payroll, and send the combined payments to the insurance carrier each billing cycle. This process keeps contributions consistent and ensures every enrolled employee stays current on their coverage.
Employers often cover at least half of the monthly premium for employee coverage, although many choose to contribute more to remain competitive when hiring. The exact contribution is determined by the employer’s budget and benefits strategy. Premium sharing between employer and employee helps keep the plan affordable for both sides.
Most group health plans include preventive care such as annual checkups, vaccinations, and screenings. These services are often covered at little or no cost when using in-network providers. The goal is to support early detection and reduce long-term healthcare expenses for employees.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
We just started working with Taylor Benefits and could not be happier. Todd gave us quite the education as well as some time saving tools to help us manage our HR and save money too. We are looking forward to a long relationship!”
-Carol, Accounting Manager, recruitment marketing company, Campbell, CA
We’re ready to help! Call today: 800-903-6066