- Providing world class service and value for employee benefit group plans since 1987
As the capital city of Rhode Island and a growing center for healthcare, education, technology, and small business, Providence has become one of the most competitive employment markets in New England. With institutions like Brown University, major hospital networks, and a thriving arts and innovation scene, employers across Providence are looking for strategic ways to attract and retain top talent. Offering comprehensive group health insurance and employee benefit plans is no longer a perk—it’s a fundamental part of staying competitive.
At Taylor Benefits Insurance, we specialize in helping Providence businesses of all sizes—from startups and nonprofits to long-established firms—design flexible, affordable, and fully customized employee benefits packages. With over 30 years of experience, we understand what matters most to both employers and employees in Rhode Island’s evolving labor market.
Providence city is the capital city of the U.S state of Rhode Island, and one of the oldest cities in the United States. It was among the first cities to industrialize. As an employer you will attract and keep top talent, because group insurance makes job seekers view your company favorably.
Providence is home to a highly skilled, diverse workforce that values more than just salary. Employees in education, healthcare, creative industries, and professional services are looking for meaningful health coverage, work-life balance, and long-term financial security.
Here’s why Providence companies are choosing to strengthen their group benefit offerings:
Recruitment advantage: Benefits can tip the scale for top-tier candidates choosing between employers.
Retention boost: Employees are more likely to stay with companies that invest in their wellness and financial future.
Compliance assurance: Businesses with 50+ full-time employees must meet ACA requirements to avoid penalties.
Cost efficiency: Group plans typically offer better rates and lower risks than reimbursing individual policies.
Positive work culture: A well-rounded benefits package signals your company cares about people—not just profits.
Taylor Benefits makes it easy to navigate the insurance landscape and build a plan that serves your people while protecting your bottom line.
No two companies are alike—and your employee health insurance plan shouldn’t be either. At Taylor Benefits, we offer access to all major carriers and help you evaluate the most effective plan types based on your team size, industry, and budget.
Modern employees are looking for more than basic medical coverage. The best employers in Providence know that a comprehensive employee benefits package can set them apart in today’s competitive labor market. We help you build a plan that supports every part of your team’s well-being.
With over 25 years of experience, Taylor Benefits is a group health insurance brokerage agency, which focuses on writing employee benefits plans. We offer our services throughout the country to both large and small companies. Being an independent insurance broker, we have access to all competitive health insurance and employee benefits carriers in the country. We confirm that our clients’ current carriers maintain a competitive position by analyzing the client’s benefits plan at each year’s renewal.
We provide administration for all your benefits plans so you do not have to deal directly with them. We offer complementary COBRA administration through a 3rd party administrator. Our clients are updated on all compliance issues and new health care reforms as they come into effect.
At Taylor Benefits we offer products that will meet your business requirements. Our products include:
These are some explanations for frequently asked questions about Providence, Rhode Island, health insurance plans, and employee benefits.
A large group health insurance plan offers protection to many people, at least 50 employees in Providence, Rhode Island. As a result, this plan’s main benefit is dispersing risk among several people. Participants gain from this because it keeps premiums low and enables insurers to manage risk better when they know to whom they are providing coverage. The cost of providing insurance to employees is reduced for employers thanks to large group health insurance. Employees who offer health insurance to their staff members and cover some of their premium costs may also be eligible for tax breaks.
Companies buy these insurance plans to offer to their employees, and for them to be valid, they typically require at least seventy percent employee participation. The organizations purchase the plans and then make them available to their employees with the option of involvement. Following that, the cost of these plan premiums was divided between the employer and the participating employees. On payment of an additional price, these plans may also cover group members’ families. However, these health insurance packages are more affordable than standalone plans.
In Providence, the benefits that employers provide to their employees typically depend on the business and what it decides to offer. However, some benefits must be provided by employers by law. Health insurance, Medicare, social security contributions, workers’ compensation insurance, unemployment insurance, and family and medical leave are a few examples. Employees should anticipate receiving benefits like these as part of their benefits package. However, some employers might provide extra benefits like gym membership and pet insurance.
What is offered as part of employee benefits determines its value. If an employer only provides the required benefits, its package would be less expensive than one including optional benefits. Employee benefits are typically worth about $11.82 per hour, on top of the average wage of $25 per hour. That results in total compensation of about $37.73 per hour, or more than 30% of an employee’s salary.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
We’re ready to help! Call today: 800-903-6066