Some frequently asked questions regarding health insurance coverage in Nevada are answered below:
Several of the top health insurance companies in the country are represented by Taylor Benefits Insurance. When it comes to large group coverage, we can get you a great deal every time.
Insurance companies we work with include:
The optimal plan type for you and your workers is determined by what you want and how much you are ready to spend. Here’s a rundown of the four most common types of health insurance plans:
1) Health Insurance Plans with PPO
Preferred Provider Organizations are the most prevalent type of health insurance plan. In order for employees insured by a PPO plan to be reimbursed at the highest level, they must seek medical care from providers on the insurance company’s list.
2) Health Maintenance Organizations (HMOs)
An HMO is an abbreviation for “Health Maintenance Organization.” HMO plans offer a range of health-care services through a network of providers who either contract with the HMO or work on behalf of the members. The vast majority of health care in an HMO plan is provided by a primary care physician (“PCP”) who refers the employee to specialists as needed.
3) Health Insurance Plans That Are HSA-Qualified
Plans that can be used with a Health Savings Account (HSA) are commonly known as HSA-qualified plans. HSAs are types of bank accounts that enable individuals to save pre-tax money for future medical expenses. Businesses frequently adopt Section 105 Healthcare Reimbursement Plans (HRPs) instead of Health Savings Accounts (HSAs) because of their benefits.
4) Health Insurance Indemnity Plans
Members with indemnity plans are free to choose their own doctors and hospitals. The insurance company will then pay a certain percentage of the total charges. Employees may be asked to pay for some treatments in advance and then seek for reimbursement from their insurance carrier.
The following benefit plans are provided by Taylor Benefits Insurance Agency to Nevada businesses and employees:
The amount employees contribute to the group health insurance program is up to them. Employees typically spend $3240 per year on healthcare, which is over three times less than the average American.
We’re ready to help! Call today: 800-903-6066