- Providing world class service and value for employee benefit group plans since 1987
Every Maple Grove business is different, and so should be its benefits strategy. We offer a variety of group health insurance options designed to meet the diverse needs of local businesses, from fast-growing retail operations to established professional services firms.
PPOs give employees the freedom to choose doctors and specialists without needing a referral. With multiple hospitals and healthcare networks serving the Maple Grove area, a PPO plan gives your team flexibility and ease of access—especially useful for families or those with ongoing medical needs.
HMOs require employees to work within a specific provider network and designate a primary care doctor. While more structured, these HMO plans are generally more affordable, making them a great fit for small to mid-sized businesses focused on budget efficiency.
HDHPs offer lower premiums in exchange for higher deductibles and pair well with Health Savings Accounts. Employees can contribute tax-free funds to cover out-of-pocket expenses. This combination is ideal for younger, healthier teams who want more control over how their healthcare dollars are spent.
Larger Maple Grove employers may benefit from self-funding, where the business pays claims directly. Level-funded plans offer a middle ground with fixed monthly costs and potential refunds if claims stay low—providing both predictability and flexibility.
Our experts at Taylor Benefits will walk you through each plan type and help you evaluate what works best based on your employee demographics, industry, and financial targets.
Group health insurance is only part of the equation. Today’s employees expect a well-rounded benefits package that supports every aspect of their lives—from routine wellness to long-term financial security. We help you build a benefits portfolio that reflects your brand and keeps your workforce happy.
Group dental plans typically include routine cleanings, x-rays, fillings, and even major procedures like bridges or crowns. Vision insurance often covers annual exams, corrective lenses, and discounts on LASIK. These benefits improve employee wellness and are especially valued by families and older workers.
Group life coverage is a relatively low-cost benefit that provides employees with peace of mind. Whether offering a flat benefit amount or income-based coverage, this type of policy helps support dependents financially in case of loss.
Disability coverage—both short- and long-term—protects workers if they’re unable to work due to illness or injury. In Maple Grove’s growing logistics and healthcare sectors, this type of coverage is particularly important for minimizing employee risk and financial hardship.
Employees in Maple Grove are increasingly focused on retirement savings. We help you offer tax-advantaged options like 401(k)s with matching contributions or SIMPLE IRAs for smaller teams. These plans are excellent tools for boosting employee loyalty.
Wellness is no longer a buzzword—it’s a business priority. Employee Assistance Programs (EAPs), stress management tools, and access to mental health counselors are all essential parts of a modern benefits package. These services improve productivity and reduce absenteeism.
Taylor Benefits ensures each component of your benefits offering aligns with your company culture, industry trends, and employee needs.
Small businesses are the heart of Maple Grove’s economy. Whether you run a boutique, a marketing agency, or a home services company, offering health benefits is possible—even on a lean budget.
We support small businesses through:
Small group health plans for teams starting at just two employees
QSEHRAs: Letting you reimburse employees tax-free for their health insurance premiums
Level-funded insurance: Offering predictable costs and potential for rebates if claims remain low
Taylor Benefits works with you one-on-one to create a benefits solution that supports your growth—without unnecessary expenses or complex administration.
Providing group health insurance in Minnesota means meeting both federal and state requirements. From ACA regulations to COBRA continuation rules, compliance can quickly become overwhelming for busy employers.
Our team helps you navigate:
Affordable Care Act (ACA) obligations
COBRA or state continuation laws for departing employees
Minnesota-specific coverage mandates, including preventive care and mental health parity
HIPAA regulations for protecting employee health information
We ensure that every plan we build not only serves your employees but also keeps you protected legally and financially.
If you are torn between working with an insurance agent or a broker, you will be relieved to know that the latter offers more benefits that include the following:
As a leading group health insurance and employee benefits provider in Maple Grove, Taylor Benefits exists to help businesses rise above competition. We have consistently offered world class service to businesses and employers in this city since 1987. Our staff are committed to proactively furnishing you with relevant information and creating comprehensive programs that fit within your budget while meeting your unique needs and those of your staff. We spend time understanding the dynamics of your business to ensure we give you a solution that is relevant. Ultimately, we ensure that the plan we give you will distinguish you as an employer of choice, thus attracting top talent whenever you are recruiting.
With more than three decades of experience designing employee benefit solutions, Taylor Benefits has earned a reputation for reliability, transparency, and results. We are an independent broker, meaning we work for you—not the insurance companies—and prioritize what’s best for your business.
Our clients trust us because:
We compare plans from all leading carriers
We customize every plan to your workforce and budget
We provide renewal support and ongoing plan monitoring
We’re always available to assist with compliance, claims, and employee communication
Our goal is to make group health insurance simple, strategic, and sustainable for businesses in Maple Grove and beyond.
To help employees fully understand their group health insurance benefits, start by providing clear, easy-to-read plan documents and summaries. Hold an orientation or information session where employees can ask questions and get explanations of key features, like deductibles, copays, and coverage limits. Encourage employees to review the plan materials and make use of any available online portals for claims and benefits tracking. Regularly communicating updates or changes to the plan also ensures everyone stays informed. Providing a point of contact within the company or through your insurance partner can make it easier for employees to get answers quickly and confidently.
Maple Grove group plans typically cover preventive services including yearly checkups, immunizations, wellness exams, and routine screenings. These services are often provided without copays or deductibles under many plans. Preventive care helps catch health issues early, supports long-term health, and may reduce overall medical costs for the members and employer alike.
The cost varies depending on the size of the company, employee ages, and plan type. Small businesses may pay a few hundred dollars per employee each month, while larger companies often negotiate lower rates per person due to scale. Employers can offset costs by sharing premiums with employees.
Eligibility depends on how the employer designs the plan. Some businesses include part-time workers who meet minimum hour requirements, while others limit coverage to full-time staff. Employers can structure eligibility rules to balance affordability and workforce retention goals.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
We just started working with Taylor Benefits and could not be happier. Todd gave us quite the education as well as some time saving tools to help us manage our HR and save money too. We are looking forward to a long relationship!”
-Carol, Accounting Manager, recruitment marketing company, Campbell, CA
We’re ready to help! Call today: 800-903-6066