- Providing world class service and value for employee benefit group plans since 1987
Finding the right health coverage doesn’t have to be complicated. With Homestead group health insurance, you can explore tailored health plans designed to meet the unique needs of individuals, families, and businesses. From behavioral health services to state-of-the-art reference-based-pricing, we aim to help you reduce healthcare costs while ensuring access to essential care.
Whether you’re looking for medicare supplements, stop-loss insurance, or additional options like auto insurance and home insurance, Homestead Insurance Agency offers comprehensive solutions. With expert guidance and flexible plans, we make it easy to protect what matters most to you.
At Homestead Insurance Agency, we understand that every individual and family has unique healthcare needs. That’s why we offer flexible health coverage options that can be customized to fit your lifestyle. Our health plans include essential services like behavioral health care and access to primary care physicians, ensuring you and your loved ones get the support you need.
To help manage and reduce healthcare costs, we utilize state-of-the-art reference-based-pricing. This innovative approach allows us to negotiate fair prices for medical services, giving you more control over your expenses. Additionally, we provide medicare supplements for those looking to enhance their existing coverage and stop-loss insurance to protect against unexpected large claims. Beyond health insurance, we also offer auto insurance, home insurance, and business insurance to meet all your coverage needs under one roof.
Homestead Insurance Agency is committed to providing exceptional customer service to our clients. Whether you’re looking for Homestead Smart Health Plans or tools like claim watcher to track your expenses, our team is here to guide you every step of the way. We proudly serve valley city and surrounding areas, offering localized expertise and support tailored to your community.
When you choose us, you gain access to coverage options that go beyond health insurance. We provide protection against fiduciary lawsuits, loss insurance, and other risks that may impact your financial stability. Our local agents are dedicated to helping you find the best solutions the Homestead way by prioritizing your needs and delivering customized plans that work for you.
With years of experience and a reputation for trustworthiness, we partner with top insurance companies to ensure you have access to the best options available. From smart plan recommendations to personalized assistance, we’re here to make the process simple and stress-free.
Ready to take control of your health coverage and insurance needs? Contact us today to receive a personalized insurance quote tailored to your specific requirements. Simply call our phone number, and one of our friendly agents will guide you through the available options, helping you discover the right smart plan for your budget and needs.
Don’t wait to secure the comprehensive protection you deserve. From Homestead group health insurance to additional coverage options like car insurance and business insurance, we’re here to help you save while safeguarding your future. Call now to get started with a plan that works for you!
Premiums for group health insurance plans can vary from year to year based on factors such as claims experience, changes in employee demographics, and overall healthcare cost trends. While rates may increase, most plans work with carriers to provide transparency and advance notice of any adjustments. Many group plans offer guaranteed renewals, meaning your coverage will continue as long as premiums are paid and the plan remains active. Some carriers also offer rate caps or limits on annual increases, helping businesses manage costs and avoid unexpected spikes. Working closely with an insurance broker can ensure you understand your options and receive the most stable pricing possible for your group.
Eligibility for group health insurance usually depends on how many hours an employee works. Most plans are offered to full time staff working about 30 hours or more each week, while part time or seasonal workers may not automatically qualify unless the employer chooses to extend coverage.
No, employers choose how much they contribute. Some pay a portion while employees cover the rest through payroll deductions.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
We just started working with Taylor Benefits and could not be happier. Todd gave us quite the education as well as some time saving tools to help us manage our HR and save money too. We are looking forward to a long relationship!”
-Carol, Accounting Manager, recruitment marketing company, Campbell, CA
We’re ready to help! Call today: 800-903-6066