Highland Village Group Health Insurance & Employee Benefit Plans

Highland Village, Texas is a beautiful and thriving community in Denton County, known for its family-friendly atmosphere, vibrant local economy, and a strong base of small businesses and professional services. As the city continues to grow and attract new residents and businesses, employers are finding that offering a competitive group health insurance and employee benefits package is more important than ever for attracting and retaining top talent.

At Taylor Benefits Insurance, we specialize in helping Highland Village businesses—from local shops and restaurants to professional offices and healthcare providers—create affordable, custom-tailored group health insurance and employee benefits plans. With over 30 years of experience, we understand the unique needs of Highland Village employers and the importance of offering benefits that support your team while keeping your business financially sound.

Why Group Health Insurance is Essential for Highland Village Employers

In today’s competitive job market, salary alone isn’t enough to keep your employees happy and engaged. Whether you’re hiring for customer-facing roles, healthcare professionals, or office staff, workers in Highland Village are looking for employers who offer comprehensive health coverage and benefits that promote wellness and financial security.

Here’s why more businesses in Highland Village are investing in group health insurance:

• Attract top talent: Strong benefits make your job offers more appealing to candidates.

• Retain valuable employees: A robust benefits package fosters loyalty and reduces turnover.

• Support employee wellness: Healthy workers are more productive and take fewer sick days.

• Manage healthcare costs: Group plans often offer better coverage and lower costs than individual policies.

• Stay compliant: Businesses with 50+ full-time employees must meet ACA requirements to avoid penalties.

At Taylor Benefits, we help Highland Village employers create benefits strategies that balance coverage quality with cost control—so you can protect your team and your bottom line.

Group Health Insurance Plans for Businesses

Every business in Highland Village has unique needs, which is why we never offer one-size-fits-all plans. We work with all major carriers to design a custom group health plan that’s tailored to your workforce, budget, and industry.

PPO (Preferred Provider Organization) Plans

PPOs provide flexibility by allowing employees to see both in-network and out-of-network providers without needing a referral. Medical insurance PPO is popular among businesses in Highland Village that want to give employees freedom in choosing their doctors and specialists.

HMO (Health Maintenance Organization) Plans

HMOs focus on preventive care and cost management by requiring employees to select a primary care provider and stay within a defined network. These plans offer lower premiums and predictable costs, making them a great choice for budget-conscious businesses.

HDHPs (High Deductible Health Plans) with HSAs

HDHPs pair lower monthly premiums with higher deductibles, and when combined with a Health Savings Account (HSA), they allow employees to save pre-tax dollars for qualified healthcare expenses. This option appeals to younger, healthier teams who want more control over their healthcare spending.

Self-Funded and Level-Funded Plans

For mid-sized and larger businesses, self-funded or level-funded plans provide more control over healthcare costs. Level-funded plans offer fixed monthly payments and the potential for year-end refunds if claims are low, while self-funded plans give employers direct control over claims processing.

Taylor Benefits will guide you through the pros and cons of each plan type and help you build the right strategy for your Highland Village business.

Building a Comprehensive Employee Benefits Package in Highland Village

Health insurance is the foundation of any benefits package—but today’s employees want more. At Taylor Benefits, we help you create a well-rounded benefits offering that supports every aspect of your team’s well-being.

Dental and Vision Insurance

Group dental plans typically include cleanings, exams, x-rays, fillings, and major procedures like crowns or root canals. Vision insurance covers eye exams, prescription glasses, contacts, and discounts on corrective surgeries like LASIK. These plans are affordable and show your commitment to employee wellness.

Life Insurance

Group life coverage provides financial protection for employees’ families in case of an unexpected loss. Offering basic coverage, along with voluntary buy-up options, gives employees peace of mind and strengthens their trust in your company.

Disability Insurance

Short-term and long-term disability coverage protects employees’ income if they’re unable to work due to illness or injury. This benefit is especially valuable in industries where physical demands are high or accidents are more likely.

Retirement Plans (401(k), SIMPLE IRA)

Help your employees plan for their future with a 401(k) or SIMPLE IRA. Offering a retirement plan shows you care about your team’s long-term financial health and gives your business a competitive edge in hiring.

Mental Health & EAPs

Employee Assistance Programs (EAPs) offer counseling, financial guidance, and stress management resources—all confidential and employer-sponsored. These programs are essential for promoting mental health and supporting work-life balance.

Taylor Benefits helps you build a benefits package that’s both comprehensive and aligned with your budget and company culture.