- Providing world class service and value for employee benefit group plans since 1987
Finding the right health coverage for your business or family in Grand Junction has never been easier. Our specialized group health insurance solutions are tailored to meet the unique healthcare needs of local communities in Western Colorado. Whether you’re looking for comprehensive plan options or exploring cost-sharing reductions, we help you achieve lower costs while accessing high-quality medical care.
As trusted insurance professionals, we work closely with you to navigate insurance policies and connect with top insurance carriers. From prescription drug coverage to wellness programs and disability insurance, we offer the essential health benefits you need to stay on top of your health. Let us guide you to the best plan for your needs today.
Providing health insurance coverage for your employees is essential for maintaining a healthy, productive workforce in Western Colorado. With our Grand Junction group health insurance plans, we make it easier for business owners to manage healthcare costs through cost-sharing reductions and premium tax credits. These options ensure you can provide comprehensive coverage without straining your budget.
We prioritize health equity and population health by offering a range of health insurance plans tailored to meet the needs of local communities. Our plans include essential health benefits like prescription drug coverage, virtual care, and care coordination services, ensuring access to high-quality medical care for all employees. From wellness programs and mental health services to disability insurance, we provide group benefits that address the diverse healthcare needs of your team.
Our plan options are designed to accommodate businesses of all sizes, offering flexible care plans that include dental insurance, vision insurance, and other coverage options. By partnering with us, you can enhance your employees’ well-being while reducing overall healthcare costs, ensuring everyone has access to the care they need.
Our insurance agency in Grand Junction is staffed by expert health insurance brokers and knowledgeable insurance agents dedicated to helping you navigate the complexities of insurance policies. Whether you’re managing a life event or searching for the best plan options, we are here to provide guidance every step of the way. Through Connect for Health Colorado, we help you explore a variety of coverage options tailored to your specific needs.
We work with trusted insurance carriers to ensure lower costs and access to financial help, making high-quality healthcare more affordable for you and your employees. Our services extend beyond basic health coverage to include dental insurance, vision insurance, and additional benefits that protect your family members and workforce. From high-quality medical care to cost-effective solutions, we’ve got you covered.
By choosing us, you gain access to a team of insurance professionals who are committed to finding the right plan for you. Our personalized approach ensures that your unique healthcare needs are met, delivering the best possible experience for both individuals and businesses in Grand Junction.
Ready to explore your options? Contact us today via phone number or email address to receive a personalized health insurance quote. Our experienced insurance agents will take the time to understand your healthcare needs and connect you with the right plan that fits your budget and coverage requirements.
Don’t let healthcare costs hold you back our team is here to help you navigate coverage options, including cost-sharing reductions and premium tax credits. With our support, you can stay on top of your health while ensuring financial security for your family members or employees. Reach out now to get started!
If an employee leaves the company or goes on an extended leave, they may still have options to maintain coverage temporarily through programs like COBRA. COBRA allows eligible employees and their dependents to continue their group health insurance for a limited time, typically up to 18 months, by paying the full premium themselves. This ensures there is no gap in coverage while they transition to a new job or recover from a personal situation. Employers usually provide the necessary paperwork and guidance to help employees enroll in COBRA and understand the associated costs and deadlines.
Premiums for group health insurance are usually divided between the employer and employees. Employers often cover a significant portion of the cost, while employees pay the remainder through payroll deductions. The exact split varies depending on the plan and company policy. Sharing premiums this way makes health coverage more affordable for employees and allows employers to provide valuable benefits without covering the full cost themselves.
Small companies often reduce costs by sharing premiums with employees, choosing higher deductibles, or using level‑funded or self‑funded plan structures. Working with a broker also helps compare multiple carriers to find the most cost‑effective coverage options for the company’s budget.
Setup usually takes a few weeks. The timeline depends on employee enrollment, paperwork completion, and carrier approval. Working with a broker can speed up the process and reduce administrative delays.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
We just started working with Taylor Benefits and could not be happier. Todd gave us quite the education as well as some time saving tools to help us manage our HR and save money too. We are looking forward to a long relationship!”
-Carol, Accounting Manager, recruitment marketing company, Campbell, CA
We’re ready to help! Call today: 800-903-6066