- Providing world class service and value for employee benefit group plans since 1987
The essential health benefits listed below are included in all our group healthcare insurance plans. However, each client is different, and each has unique healthcare needs. If you need healthcare coverage not listed below, contact us and we can add it to a group plan for you.
The average Cincinnati (Ohio) residents spent $55,071 in 2015 on their annual expenses, $4,616 of which was for healthcare costs. Although such healthcare costs may not seem like a lot, in context they are.
Even paying over $4000 per year is a lot, especially when it just covers healthcare. While you need healthcare insurance, you do not need to keep paying so much. You can pay less, without sacrificing the depth of coverage of your healthcare insurance plan.
The secret is really no secret at all. Simply sign up for a group healthcare insurance plan. Group healthcare insurance plans are cheaper than individual or family plans. You pool your money in with a group, and then the group uses its leverage and purchasing power to gain better and more comprehensive benefits.
Group healthcare insurance plans provided by independent agencies are better than plans offered by private or public options like established insurance providers or the federal exchange. Receive the healthcare you want, while reducing your costs, and switch to a group healthcare insurance plan from Taylor Benefits Insurance today.
In Cincinnati, like elsewhere in the U.S., the cost of healthcare insurance can be a burden on small businesses. It’s expensive and small companies typically pay more per capita than big companies, which get a better deal. Yet over half of the small companies provide coverage to at least their employees, with some also offering it to dependents. In addition, small companies have benefitted from some improvements due to the ACA and SECURE Act, which supports companies establishing coverage.
A tax credit is available for small businesses (fewer than 25 full-time or full-time equivalent) employees with low average wages if they offer coverage through the Small Business Health Options Program and subsidize at least half the cost (for the employee—no subsidy is necessary for dependents).
A good employee benefits package will boost companies of any size in their effort to recruit and retain employees. Workers’ primary consideration is often the pay rate, but most also compare the benefits offered. Health insurance is a critical component of a solid benefits plan, and not offering it is often a deal-breaker.
Workers really want paid time off, too. It’s not required in Ohio but is frequently available for employees.
After those basics, employees report wishing for dental coverage, vision insurance, childcare assistance, retirement plans, and flexible scheduling policies.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
We’re ready to help! Call today: 800-903-6066