- Providing world class service and value for employee benefit group plans since 1987
To sustain a happy, hardworking staff at your small business in Idaho, give your eligible members, the option of affordable and reliable group medical coverage and benefits plan. Your workers depend on these benefits to care for themselves and their families at home. We provide these collective programs with the utmost confidence. By considering the age of your crew members, the plans can be accurately tailored to their needs during the enrollment process. It is also imperative to take note of the rates and invaluable information provided on each page of our Medicaid services.
Our extensive network of health providers and insurance companies enables us to provide a myriad of options for your team members. One option available to your workers is a Health Savings Account (HSA), which allows them to set aside pre-tax dollars for future medical costs, including prescription medications. This can be particularly useful in managing the deductible of their health assurance plan.
Save your valuable time and lean on us for insurance advice. It isn’t necessary to spend your valuable time searching page after page for an insurance carrier to help your small business find the right option. A broker will provide advice and help you create a plan, even if it means going through several carriers. Here at Taylor Benefits Agency, we craft programs to meet the needs of our clients, negotiate claims, and bring you the best rates. We also provide yearly audits to make sure your small business’s group plan complies with local state employee and federal laws, potentially qualifying you for tax credits.
Since the implementation of the Affordable Care Act (ACA), Idaho large team medical protection plans, including those expanded to Nevada and Colorado, must meet established standards for essential health benefits. As an employer, you have the confidence that your offering complies with ACA rules. Additionally, we ensure the compliance of our programs with Medicaid requirements.
People who obtain their health protection coverage through Idaho’s official marketplace, Your Health Idaho, will find options that include the required benefits. We give members access to the best health plans in the network. Those components cover the fundamental needs of individuals in obtaining medical services, but employers can and often do include more.
For example, one of the required pieces is preventative and wellness services, including chronic disease management. The medical insurance company must include preventive services without cost-sharing by the subscriber. Preventive care includes vaccines, cancer screenings, and testing for other illnesses and conditions like high blood pressure and cholesterol.
Some large employers are going further, offering additional screenings plus information about disease avoidance and management. Many add incentives and support for health-conscious activities like exercise, smoking cessation, and stress reduction. Incentives can be a simple quote or offering eligible team members a step counter (exercise monitor) when they enroll.
Small employers may have to pay more per capita for health policy than bigger businesses. One reason is they don’t have the same buying power or enough clout to negotiate for a team discount. Another potential cause is that the cohort of members could have a higher risk when compared to the larger company demographics.
Many small companies still want to offer health protection, and it’s a good idea to talk with a representative from Taylor Benefits about your small workforce medical insurance options. Be confident in your decision to provide premium health benefits to your crew members. Although companies within states like Virginia and Georgia, with fewer than fifty workers, aren’t obligated by the ACA to offer coverage, the legislation does have some support that may make doing so more affordable. Plus, small firms may be able to obtain a tax credit to cover some of the administrative costs. The use of agents to search for the best collective coverage solution at an affordable rate, possibly navigated via the Medicaid page, should be on every employer’s menu of options.
Often, residents prioritize the pay level when looking for a new job. However, savvy employers can also help by providing some benefits that come in handy. Some of these options are low-cost, like identity theft protection, which employers can often obtain for a minimal price, thereby increasing the amount of their financial safety net. Indeed, investing in health insurance can cut medical benefits costs by up to 50%, with premiums often lower than individual plans. This not only benefits the crew but also reduces potential hospital bills in case of emergencies.
Employers can also investigate and secure discounts that other hospitals and healthcare providers are willing to offer their workforce in Virginia and other states at no charge to the business. This kind of attention to detail goes a long way in maintaining a satisfied and loyal staff. Such perks can range from ten percent off at the local auto repair shop to pay-in-advance discounts on movie tickets or theme parks. Benefits like these can be particularly attractive when the costs of healthcare protection and general health care are significant.
One creative way for an employer to attract and retain team members might be to build a more employee-friendly culture. For example, a state worker with family usually appreciates social events like company picnics and outings or the opportunity to volunteer at their child’s school without using up vacation leave. Extending access to health care through preferred provider organizations (PPO) like Blue Cross can also enhance a staff member’s sense of wellbeing and contribution to their family’s health. This can lead to a significant reduction in health insurance costs for both the employer and the crew.
If the company has a less family-oriented workforce, consider social hours after work, like cooking lessons or athletic clubs. If you are the star pitcher on the office baseball team, you are probably more likely to stay at your job. By considering the workforce demographics and being aware of factors like medical protection costs, employers can build in some benefits that help with retention.
At Taylor Benefits Agency, we provide consulting, planning, and training services, including the use of our online HR management tool. We also have crew assistance program that takes care of all your needs. This includes access to resources that can help you manage your health savings accounts, ensuring you get the most from your money. We focus on delivering comprehensive packages that can reduce your health insurance costs and provide your staff members with robust coverage.
You’ll find a flexible, low-cost health insurance and employee benefit packages that your crew members will find satisfying. Other benefits include retirement support tools, discounts, unrestricted PTO, and access to PPO healthcare networks like Blue Cross, thereby increasing the scope and quality of health care available for your workforce. In this way, we strive to alleviate both individual and hospital costs associated with healthcare.
Here at the Taylor Benefits Agency, we work with some of the best medical protection companies in the country. Eligible staff members can enroll in their medical cover of choice and enjoy numerous benefits. Whether it’s a heavy-hitting name like Blue Cross or a specialized local provider, we’re here to ensure you get the health care coverage that suits you best and helps reduce health protection costs.
We have the ability to negotiate the cost of medical protection and benefit options across various states. Also, we will help guide you through a variety of opportunities, like setting up health savings accounts for your employees, which can significantly reduce health insurance costs. Our agents are always ready to assist in navigating the search for the most suitable coverage for your staff.
We have proven experience and a successful history in the insurance industry. Eligible employees have a chance to receive Basic Life Protection, including long-term disability, accidental death, and Dismemberment. As a health protection provider, we’re aware of the flexibility Medicare offers enrollees, allowing them to choose between doctors and even opt for an HMO if they wish. This flexibility could potentially lead to a 50% reduction in health policy costs, relieving both your staff and hospitals of potential financial burdens.
Give us a call to learn more about your coverage options or sign up for our services. We can provide health, dental, vision, 401(k), retirement pension packages, long-term care, disability insurance, dental, a flexible spending account, and much more. Let us help you cut medical protection costs by up to 50%. Discuss your company’s requirements with one of our licensed insurers, and they’ll make sure they tailor a group health coverage for your business at a price you can’t pass up. As part of our commitment, we also assist in application procedures, ensuring a smooth process. You’ll recognize our exceptional customer service from the moment you see our professional logo on the documents.
When recruiting and retaining top talent in today’s highly competitive employment market, workforce benefits plans are an essential tool. Offering excellent benefits, like health savings accounts and access to top-tier healthcare providers via a PPO, may also contribute to your financial success, as your crew may be more dedicated and productive. Providing superior customer service to your team members can also enhance their work experience.
Small companies may find affordable healthcare options by visiting the SHOP (Small Business Healthcare Options Program) website. SHOP is the ACA program for small companies that aren’t required to provide coverage but want to. In many cases, a small employer needs 70 percent of eligible employees to subscribe, using their zip code to find the best options, in order to activate the policy. We stand out from other providers due to our readily identifiable logo and a firm commitment to excellent customer service.
Staff perks may include some traditional and some creative options. Everything from health protection to unlimited PTO falls into a benefits plan, which is frequently a substantial part of the company’s compensation package. These packages can also include resources for health care like health savings accounts, enhancing one’s ability to save money and manage their health effectively.
Small companies may find affordable healthcare options by visiting the SHOP (Small Business Healthcare Options Program) website. SHOP is the ACA program for small companies that aren’t required to provide coverage but want to. In many cases, a small employer needs 70 percent of eligible employees to subscribe in order to activate the policy.
Work benefits may include some traditional and some creative options. Everything from health insurance to unlimited PTO falls into a benefits package, which is frequently a substantial part of the company’s compensation package. The distinguishing feature of our offering is our logo; it’s a sign of quality service and the commitment we have towards your business.
An expert can help you figure out the cost of a customized benefits package for your specific situation. For example, health and employment benefits costs are influenced by the size of your organization and the breadth of your plan, in basic terms. Not to forget, our top-notch customer service is always ready to assist.
To begin, the cost of your insurance will be determined mainly by the size of your company and the number of employees who will be covered. The quality of the coverage will be the second most crucial factor. The higher the cost per worker, the more comprehensive the plan’s coverage and benefits are likely to be. We strive to provide the best for our enrollees. Our logo on the communications signals our commitment to keep you updated about their policies, the application procedures, and new opportunities that may arise.
Small companies may find affordable healthcare options by visiting the SHOP (Small Business Healthcare Options Program) website. SHOP is the ACA program for small companies that aren’t required to provide coverage but want to. In many cases, a small employer needs 70 percent of eligible employees to subscribe in order to activate the policy.
Employee offerings may include some traditional and some creative options. Everything from healthcare policies to unlimited PTO falls into a benefits package, which is frequently a substantial part of the company’s compensation package.
Small companies may find affordable healthcare options by visiting the SHOP (Small Business Healthcare Options Program) website. SHOP is the ACA program for small companies that aren’t required to provide coverage but want to. In many cases, a small employer needs 70 percent of eligible employees to subscribe in order to activate the policy.
Employee benefits may include some traditional and some creative options. Everything from medical policy to unlimited PTO falls into a benefits program, which is frequently a substantial part of the company’s compensation package.
An expert can help you figure out the cost of a customized benefits package for your specific situation. For example, health and crew benefits costs are influenced by the size of your organization and the breadth of your plan, in basic terms.
To begin, the cost of your insurance will be determined mainly by the size of your company and the number of workers who will be covered. The quality of the coverage will be the second most crucial factor. The higher the cost per employee, the more comprehensive the program’s coverage and benefits are likely to be.
Group health insurance is a type of health coverage that employers offer to their employees. It provides medical benefits to a group of people, typically at a lower cost than individual plans. This insurance can include a range of benefits such as hospitalization, prescription drugs, and preventive care.
Group insurance is typically provided by an employer or organization to a group of individuals, while individual insurance is purchased by an individual directly from an insurance company. Group insurance often offers lower premiums and broader coverage due to the collective bargaining power of the group.
The largest health insurance companies in Idaho include Taylor Benefits Insurance, Blue Cross of Idaho, Regence BlueShield of Idaho, and SelectHealth. These companies offer a range of health insurance plans to individuals and businesses in the state.
In Idaho, a large group for health insurance typically consists of 51 or more employees. Companies with this number of employees are eligible for large group health insurance plans, offering more coverage options and potential cost savings compared to smaller group plans.
In Idaho, large group insurance typically covers organizations with 51 or more employees, offering more flexibility in plan design and lower premiums per member. Small group insurance, on the other hand, is for businesses with 2-50 employees, with fewer plan options and potentially higher costs per member.
To qualify for large group health insurance in Idaho, a business typically needs to have a minimum number of employees, often around 50. Other eligibility criteria may include full-time employee status and meeting certain contribution requirements. Understanding these requirements is crucial when considering group health insurance options.
The average cost of health insurance in Idaho for large groups can vary depending on factors such as the size of the group, coverage options, and employee demographics. On average, large group health insurance premiums in Idaho range from $300 to $700 per employee per month.
In Idaho, offering large group health insurance requires compliance with state and federal regulations. Employers must meet eligibility criteria, provide essential health benefits, and adhere to reporting and disclosure requirements. It is essential to consult with a licensed insurance broker to ensure full compliance.
Health insurance benefits are crucial for attracting and retaining talent in Idaho because they demonstrate a commitment to employees’ well-being, provide financial security, and enhance job satisfaction. In a competitive job market, offering comprehensive health coverage can be a key factor in recruiting and retaining top talent.
The best wellness programs for large groups in Idaho often include activities such as group fitness classes, nutrition workshops, and mental health seminars. Companies like (insert examples of wellness program providers in Idaho) offer customizable programs tailored to meet the needs of diverse groups in the state.
Offering wellness programs to employees can provide tax benefits for businesses. These programs can be classified as tax-deductible business expenses, reducing taxable income. Additionally, they can lead to lower health insurance premiums, further decreasing costs. Overall, implementing wellness programs can result in financial advantages for employers.
Wellness programs can help reduce health insurance costs for large groups by promoting healthy behaviors, preventing chronic diseases, and reducing absenteeism. By encouraging employees to adopt healthier lifestyles, these programs can lead to lower healthcare expenses and ultimately decrease insurance premiums for companies with large groups.
For large groups in Idaho, the best dental and vision coverage options typically come from reputable insurance providers offering comprehensive plans tailored for group needs. Some popular options include Taylor Benefits Insurance, Delta Dental, VSP Vision Care, and UnitedHealthcare, which offer a range of benefits and network coverage for Idaho residents.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
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