- Providing world class service and value for employee benefit group plans since 1987
To sustain a happy, hardworking staff at your small business in Idaho, give your eligible members, the option of affordable and reliable group health insurance and an employee benefits plan. Your workers depend on these benefits to care for themselves and their families at home. We provide these group plans with the utmost confidence. By considering the age of your employees, the plans can be accurately tailored to their needs during the enrollment process. It is also imperative to take note of the rates and invaluable information provided on each page of our medicaid services.
Our extensive network of health providers and insurance companies enables us to provide a myriad of options for your employees. One option available to your employees is a Health Savings Account (HSA), which allows them to set aside pre-tax dollars for future medical costs, including prescription medications. This can be particularly useful in managing the deductible of their health insurance plan.
Save your valuable time and lean on us for insurance advice. It isn’t necessary to spend your valuable time searching page after page for an insurance carrier to help your small business find the right plan. An insurance broker will provide advice and help you create a plan, even if it means going through several carriers. Here at Taylor Benefits Insurance Agency, we craft plans to meet the needs of our clients, negotiate claims, and bring you the best rates. We also provide yearly audits to make sure your small business’s group plan complies with local state employee and federal laws, potentially qualifying you for tax credits.
Since the implementation of the Affordable Care Act (ACA), Idaho large group health insurance Plans, including those expanded to Nevada and Colorado, must meet established standards for essential health benefits. As an employer, you have the confidence that your offering complies with ACA rules. Additionally, we ensure the compliance of our plans with medicaid requirements.
People who obtain their health insurance coverage through Idaho’s official marketplace, Your Health Idaho, will find plans that include the required benefits. We give members access to the best health plans in the network. Those components cover the fundamental needs of individuals in obtaining medical services, but employers can and often do include more.
For example, one of the required pieces is preventative and wellness services, including chronic disease management. The health insurance company must include preventive services without cost-sharing by the subscriber. Preventive care includes vaccines, cancer screenings, and testing for other illnesses and conditions like high blood pressure and cholesterol.
Some large employers are going further, offering additional screenings plus information about disease avoidance and management. Many add incentives and support for health-conscious activities like exercise, smoking cessation, and stress reduction. Incentives can be a simple quote or offering eligible employees a step counter (exercise monitor) when they enrol.
Small employers may have to pay more per capita for health insurance than bigger businesses. One reason is they don’t have the same buying power or enough clout to negotiate for a group discount. Another potential cause is that the cohort of members could have a higher risk when compared to the larger company demographics.
Many small companies still want to offer health insurance, and it’s a good idea to talk with a representative from Taylor Benefits Insurance about your small group health insurance options. Be confident in your decision to provide premium health benefits to your employees.Although companies within states like Virginia and Georgia, with fewer than fifty workers, aren’t obligated by the ACA to offer coverage, the legislation does have some support that may make doing so more affordable. Plus, small firms may be able to obtain a tax credit to cover some of the administrative costs. The use of agents to search for the best group coverage solution at an affordable rate, possibly navigated via the Medicaid page, should be on every employer’s menu of options.
Often, residents prioritize the pay level when looking for a new job. However, savvy employers can also help by providing some benefits that come in handy. Some of these options are low-cost, like identity theft protection, which employers can often obtain for a minimal price, thereby increasing the amount of their financial safety net. Indeed, investing in health insurance can cut health insurance costs by up to 50%, with premiums often lower than individual plans. This not only benefits the employees but also reduces potential hospital bills in case of emergencies.
Employers can also investigate and secure discounts that other hospitals and healthcare providers are willing to offer their workforce in Virginia and other states at no charge to the business. This kind of attention to detail goes a long way in maintaining a satisfied and loyal staff. Such perks can range from ten percent off at the local auto repair shop to pay-in-advance discounts on movie tickets or theme parks. Benefits like these can be particularly attractive when the costs of health insurance and general health care are significant.
One creative way for an employer to attract and retain employees might be to build a more employee-friendly culture. For example, a state employee with family usually appreciates social events like company picnics and outings or the opportunity to volunteer at their child’s school without using up vacation leave. Extending access to health care through preferred provider organizations (PPO) like Blue Cross can also enhance an employee’s sense of wellbeing and contribution to their family’s health. This can lead to a significant reduction in health insurance costs for both the employer and the employee.
If the company has a less family-oriented workforce, consider social hours after work, like cooking lessons or athletic clubs. If you are the star pitcher on the office baseball team, you are probably more likely to stay at your job. By considering the workforce demographics and being aware of factors like health insurance costs, employers can build in some benefits that help with retention.
At Taylor Benefits Insurance Agency, we provide consulting, planning, and training services, including the use of our online HR management tool. We also have an employee assistance program that takes care of all your needs. This includes access to resources that can help you manage your health savings accounts, ensuring you get the most from your money. We focus on delivering comprehensive packages that can reduce your health insurance costs and provide your employees with robust coverage.
You’ll find a flexible, low-cost health insurance and employee benefit packages that your employees will find satisfying. Other benefits include retirement support tools, discounts, unrestricted PTO, and access to PPO healthcare networks like Blue Cross, thereby increasing the scope and quality of health care available for your workforce. In this way, we strive to alleviate both individual and hospital costs associated with healthcare.
Here at the Taylor Benefits Insurance Agency, we work with some of the best health insurance companies in the country. Eligible employees can enroll in their medical cover of choice and enjoy numerous benefits. Whether it’s a heavy-hitting name like Blue Cross or a specialized local provider, we’re here to ensure you get the health care coverage that suits you best and helps reduce health insurance costs.
We have the ability to negotiate the cost of health insurance and benefit options across various states. Also, we will help guide you through a variety of opportunities, like setting up health savings accounts for your employees, which can significantly reduce health insurance costs. Our agents are always ready to assist in navigating the search for the most suitable coverage for your staff.
We have proven experience and a successful history in the insurance industry. Eligible employees have a chance to receive Basic Life Insurance, including long-term disability, accidental death, and Dismemberment. As a health insurance provider, we’re aware of the flexibility medicare offers enrollees, allowing them to choose between doctors and even opt for an HMO if they wish. This flexibility could potentially lead to a 50% reduction in health insurance costs, relieving both your employees and hospitals of potential financial burdens.
Give us a call to learn more about your coverage options, or sign up for our services. We can provide health, dental, vision, 401(k), retirement pension plans, long-term care, disability insurance, dental, a flexible spending account, and much more. Let us help you cut health insurance costs by up to 50%.Discuss your company’s requirements with one of our licensed insurers, and they’ll make sure they tailor a group health insurance coverage for your business at a price you can’t pass up. As part of our commitment, we also assist in application procedures, ensuring a smooth process. You’ll recognize our exceptional customer service from the moment you see our professional logo on the documents.
When recruiting and retaining top talent in today’s highly competitive employment market, employee benefits plans are an essential tool. Offering excellent benefits, like health savings accounts and access to top-tier healthcare providers via a PPO, may also contribute to your financial success, as your employees may be more dedicated and productive. Providing superior customer service to your employees can also enhance their work experience.
Small companies may find affordable healthcare options by visiting the SHOP (Small Business Healthcare Options Program) website. SHOP is the ACA program for small companies that aren’t required to provide coverage but want to. In many cases, a small employer needs 70 percent of eligible employees to subscribe, using their zip code to find the best options, in order to activate the policy. We stand out from other providers due to our readily identifiable logo and a firm commitment to excellent customer service.
Employee benefits may include some traditional and some creative options. Everything from health insurance to unlimited PTO falls into a benefits plan, which is frequently a substantial part of the company’s compensation package. These packages can also include resources for health care like health savings accounts, enhancing one’s ability to save money and manage their health effectively.
Small companies may find affordable healthcare options by visiting the SHOP (Small Business Healthcare Options Program) website. SHOP is the ACA program for small companies that aren’t required to provide coverage but want to. In many cases, a small employer needs 70 percent of eligible employees to subscribe in order to activate the policy.
Employee benefits may include some traditional and some creative options. Everything from health insurance to unlimited PTO falls into a benefits plan, which is frequently a substantial part of the company’s compensation package. The distinguishing feature of our offering is our logo; it’s a sign of quality service and the commitment we have towards your business.
An expert can help you figure out the cost of a customized benefits package for your specific situation. For example, health and employee benefits costs are influenced by the size of your organization and the breadth of your plan, in basic terms. Not to forget, our top-notch customer service is always ready to assist.
To begin, the cost of your insurance will be determined mainly by the size of your company and the number of employees who will be covered. The quality of the coverage will be the second most crucial factor. The higher the cost per employee, the more comprehensive the plan’s coverage and benefits are likely to be. We strive to provide the best for our enrollees. Our logo on the communications signals our commitment to keep you updated about their insurance policies, the application procedures, and new opportunities that may arise.
Small companies may find affordable healthcare options by visiting the SHOP (Small Business Healthcare Options Program) website. SHOP is the ACA program for small companies that aren’t required to provide coverage but want to. In many cases, a small employer needs 70 percent of eligible employees to subscribe in order to activate the policy.
Employee benefits may include some traditional and some creative options. Everything from health insurance to unlimited PTO falls into a benefits plan, which is frequently a substantial part of the company’s compensation package.
Small companies may find affordable healthcare options by visiting the SHOP (Small Business Healthcare Options Program) website. SHOP is the ACA program for small companies that aren’t required to provide coverage but want to. In many cases, a small employer needs 70 percent of eligible employees to subscribe in order to activate the policy.
Employee benefits may include some traditional and some creative options. Everything from health insurance to unlimited PTO falls into a benefits plan, which is frequently a substantial part of the company’s compensation package.
An expert can help you figure out the cost of a customized benefits package for your specific situation. For example, health and employee benefits costs are influenced by the size of your organization and the breadth of your plan, in basic terms.
To begin, the cost of your insurance will be determined mainly by the size of your company and the number of employees who will be covered. The quality of the coverage will be the second most crucial factor. The higher the cost per employee, the more comprehensive the plan’s coverage and benefits are likely to be.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
We’re ready to help! Call today: 800-903-6066