- Providing world class service and value for employee benefit group plans since 1987
Group healthcare insurance is your best option when it comes to acquiring affordable, comprehensive, healthcare coverage. Many Henderson (Nevada) residents miss out on achieving lower healthcare insurance rates because they use established insurance providers or the state exchange.
However, only independent agencies like Taylor Benefits Insurance can provide rates that beat the market.
Independent agencies can do this because they are not in competition with providers or plans on the market. Independent agencies are not held to a price point or limit when it comes to rates or benefits offered.
With over 25 years of experience writing custom group healthcare insurance plans, Taylor Benefits Insurance can help save you money as well.
The Affordable Care Act (ACA) implemented a mandate for large employers to offer affordable health insurance to their employees. The employee’s premium can’t exceed 9.6 percent of the worker’s gross pay. There is no threshold set for affordability for dependent coverage, although companies must make policies available to dependents. Also, the insurance must be designed to cover at least sixty percent of a worker’s health and medical needs and include these benefits:
In extensive metro areas like Henderson, small companies have plenty of choices for providing health insurance if they choose to do so. Since the Affordable Care Act mandate doesn’t apply to businesses with fewer than fifty workers, it’s up to each business to determine whether they want to. Companies seeking insurance for their staff may get help from SHOP (Small Business Health Options Program), which was created by the ACA and provides incentives for offering compliant coverage.
Some businesses can qualify for a tax credit if they are eligible using these criteria:
Talk to your consultant about options for your small business.
Crafting the best benefits plan for your employees requires considering what your employees need but also balancing that with your budget. A good start for the package is health insurance and paid time off. These are usually at the top of the wish list for workers. Since Nevada has a mandatory leave requirement, Henderson employers with more than fifty employees must offer 40 hours of paid leave (for any purpose the employee chooses).
In addition to insurance and time off, many workers express interest in perks like these:
The following health benefits are offered to our clients for their group healthcare insurance plans. If you need healthcare coverage that you do not see listed below, we can always add it to your plan.
With the political and legal uncertainty of Obamacare at stake in the near future, established insurance providers are pulling out of the healthcare market. This will have a negative effect on any Nevada residents, including residents of Henderson, who are enrolled in plans purchased through the state exchange.
Getting and maintaining adequate healthcare insurance is stressful enough. You need healthcare insurance that will provide for you in your times of sickness and illness. Instead of relying on a plan found via the state exchange or a plan from an established insurance provider, switch to group healthcare insurance and receive more benefits, more comprehensive coverage, and a more customized healthcare plan for more affordable rates.
You purchase healthcare to mitigate future risk. Paying small rates over time helps you alleviate the costs of huge payments in the future. With group insurance, however, you can pay less while gaining more, all thanks to group insurance.
With group insurance, you pool your money with other individuals in your group. The group determines the healthcare each member receives. Each member receives more health coverage than he or she would as an individual because of the increased leverage and purchasing power of the group.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
We’re ready to help! Call today: 800-903-6066