As an employer, you need to strike a balance with the benefits you offer to your employees. On the one hand, you want to offer enough to make your company a desirable place to work. If an employee has to choose between two companies offering the same salary, the strength of your benefits package often makes the difference in their decision. On the other hand, you can’t offer so many benefits that they start having a substantial effect on
Read Full Article HereGroup health insurance enables companies to offer health coverage to their employees. In a recent study, the Kaiser Family Foundation discovered that approximately 49% of Americans receive some form of health insurance from their employers. Do your employees count among those numbers? If they don’t, you may be weighing up the benefits of group health insurance already. However, you may still be unclear about the importance of group insurance and how these policies benefit both your business and its employees. This article
Read Full Article HereYou work hard and make enough money to support your current lifestyle. But the future is going to arrive faster than you think, which means retirement is always looming on the horizon. While you’re looking forward to spending your golden years away from work, you also want to ensure that you’re financially stable. You know this. Your employees know this. And that’s why you need to offer appropriate retirement plans. And when it comes to finances, one of the big questions
Read Full Article HereWhen it comes to searching for an affordable group health care plan, there are numerous factors to consider. One such consideration is working with a health insurance, or medical benefits broker. Whether you’re looking for individual coverage for yourself (and potentially your family as well), or you’re an employer trying to locate the best medical benefits options for your employees, using a broker can help you save both time and money in the process. Medical benefits brokers will shed
Read Full Article HereFinancial stress is widespread among Americans and has various root causes. Indeed, part of the issue in many households is that there isn't enough income. While the American Psychological Association has reported that a startling sixty-four percent of adults cite money as a stressor, that figure increases to seventy-three percent for households with less than $50,000 of income. An additional concern is that almost twenty percent of Americans spend more than they earn no matter the amount of income,
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