Health care policy makers in the United States are required to build on the ACA progress to deliver an improved health care system, deliver system reforms, reduce costs and offer financial assistance. The enactment of the Affordable Care Act (ACA), has improved the quality, availability and affordability of general health care to Americans.
In America the private sector’s health plans are covered by the Employee Retirement Income Security Act (ERISA). ERISA protects participants and beneficiaries of employee benefits plans.
Group health insurance and employee benefits are established by an employer or employee unions to provide medical care for the employees and their dependents. In order for an employer to keep his employees motivated and happy, one has to provide an incentive. One of the most effective ways to do this is to offer incentives that are not required by law, like group health insurance.
Group health insurance is offered to employees of a company by the employer, in order to take care of their health and that of their dependents. Group health coverage reduces the cost of premiums because people are pooled together spreading the risk among them.
There are some important qualities to consider when selecting an insurance provider. First and foremost, check the licensing of the insurance provider. Make sure they are abreast with any and all insurance compliance issues required of them.
Check the quality of the rating of the insurance company you want to work with, compare with other companies. This information can be found online or in your local library.
Research about the company’s financial might to ensure that they are able to meet your long term financial needs. Check from their current clients and past claims to see if they handled them satisfactorily.
Insurance brokers are experts in their field and will understand your lifestyle and provide an insurance plan that will meet your needs. They offer personalized service; a client manager is assigned to you once you engage a broker. They conduct an in-depth interview and can also pay you a visit for risk assessment.
It is easier to work with insurance brokers because they are more proactive, they offer online services and are more adept at human contact. The cost of using an insurance broker is lower, due to competition among brokers. They are independent with no attachment to one particular company, so their focus is on the client to offer the best plan.
Taylor Benefits Insurance Agency is a group health insurance broker, with over 25 years of experience. We are a nationwide leading employee benefits plan specialist offering choice and flexibility in your coverage and benefits plans. Located in San Jose, California we have a presence across the country and our complementary online HR management system assists our clients with their benefits plan administration.
We shop your benefits plans at each annual renewal to ensure that your insurance carrier maintains a competitive position in the market.
Here at Taylor Benefits, we offer various products to suit your needs and goals. We study your requirements then draft the best possible plan that will help your employees in their health coverage. Our products include:
Are you looking for a Davie Group Health Insurance & Employee Benefit Plans? Click the quote button to get an instant quote.
Taylor Benefits as an independent insurance broker has access to all health insurance and employee benefits carriers across the country. We work with them on your behalf to get the best price for your plan.
Davie city will benefit from our great communication channels which makes sure our clients have all the right and most relevant information to help them make the right decisions. We offer a complementary COBRA administration through a 3rd party if your company needs it.
Making the right choice on a group health insurance cover will see your business grow. Call us now on our toll-free number 800-903-6066 to talk to an agent or request for a quote here.
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