There is nothing better that you can do as a multiemployer than offer the most efficient and least expensive insurance and benefit plan to your employees. Taylor Benefits Insurance Agency has learned to network with only the best insurance carriers in the State of California. With nearly three decades in the insurance industry, our brokers have sharpened their negotiation skills and can tailor plans that satisfy the employees as well as the requirements of the Affordable Care Act.
An HMO plan means employees must choose healthcare services within a strict network of physicians and facilities. They must be linked to the relevant health maintenance organization. This plan doesn’t allow for much freedom, but remains less costly than other basic plans in place.
PPO is a flexible plan that lets employees choose their physicians and healthcare providers. However, they can save money by choosing to see in-network healthcare providers.
FSA is a flex spending account that keeps the employees earned income tax-free for use towards unpaid healthcare expenses uncovered by the insurance carrier.
HSA is a health savings account for employees to keep earned, tax-free money. This money is generally used towards expense not paid for by the insurance company.
Any San Dimas business wanting to get more out of a group health insurance and employee benefit plan can easily create one with the help of their professional insurance broker. It is less time consuming than searching for an insurance carrier on your own and trying to find a price you can afford without stressing the company’s financial means. A broker will offer everything from life insurance, 401(k) plans, vision, dental and long term care, among other options. They’ll tailor your plan to meet the needs of your company.
City of San Dimas- Small Business Development Guide
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