As an independent insurance agent, we work with the most reliable insurance providers around Downey and all over California. This makes it possible for to negotiate the overall price of your plan so that it doesn’t stress your company’s financial means. Our longstanding history has provided us with invaluable experience so that we can provide you with any information you need through our consulting and planning services.
Some plans you may have heard of include:
PPO- a plan that allows employees to choose what facilities and providers they go to for healthcare. If an employee chooses to use in-network providers it can save them money.
HMO- this plan includes going through a health maintenance organization to find healthcare providers and facilities. This plan is stricter than the PPO plan since employees will not have insurance coverage outside of the specified providers.
FSA- a flex spending account through the cafeteria plan of Section 125
HSA- a tax-free health savings account that lets employees take from it when health expense aren’t covered by the insurance they’re under.
Are you looking for a Downey Group Health Insurance & Employee Benefit Plans? Click the quote button below to get an instant quote.
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