These are some answers to questions concerning health insurance plans and benefits packages in Denver, Colorado.
The market for group health insurance in Denver is highly competitive, which means that businesses must sift through a great deal of information to find one that fits their budget and goals. Kaiser Permanente, Anthem Blue Cross Blue Shield, Humana, Bright Healthcare, Friday Health, and UnitedHealthOne are some of the most popular group health insurance providers in Denver.
A company may offer several types of benefits to its employees; some are mandatory, but most are voluntary benefits the company decides to provide. Therefore, the benefits offered depend on the company. The most commonly offered benefits are health insurance, paid sick leave, unemployment insurance, workers’ compensation insurance, and Medicare and Social Security contributions. On the other hand, some examples of voluntary employee benefits are gym memberships, pet insurance, childcare, permanent life insurance, home insurance, and car insurance.
The cost of an employee benefits package is determined by the benefits an employer chooses to offer. For example, an employee package with pet insurance, dental insurance, and gym membership, in addition to the standard benefits, will cost more than one with fewer benefits. However, on average, benefits add 30% to the compensation package.
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