West Covina Group Health Insurance and Employee Benefit Plans

It’s very important to give your employees top of the line health insurance and employee benefit plan options at an affordable cost. You can avoid hours of online research by going through a dependable and well-known insurance broker. Taylor Benefits Insurance Agency happens to be the leading broker for the State of California, working with only the best insurance carriers around.

All businesses should care about providing high quality health and retirement benefits to those that work for them. Obviously, your company’s financial status must be regarded while decisions are made, but hiring an insurance broker can offer some relief. At Taylor Benefits, were able to negotiate the cost of services with the carriers we network with. This allows us to customize your plan accordingly while staying within your company’s budget.

HMO- employees must choose healthcare services within a strict network of providers and facilities linked to the relevant health maintenance organization.

PPO- this is a flexible plan that lets employees choose their physicians and healthcare providers. However, they can save money by choosing to see in-network healthcare providers.

FSA- this a flax spending account that keeps the employees earned income tax-free for use towards unpaid healthcare expenses uncovered by the insurance carrier.

HSA- this is a savings account for employees to keep earned, tax-free money. This money is generally used towards expense not paid for by the insurance company.