Trussville Group Health Insurance & Employee Benefits Plans

Trussville, Alabama, is a prosperous, growing suburb of Birmingham and home to over 26,000 residents. Because of the robust competition for workers, employers in the Trussville area often provide health insurance as one of the benefits for employees.

Group Health Insurance and Employee Benefits

Group health insurance sponsored by an employer allows many people to gain access to high-quality health care at a lower price than they can get with an individual plan. Offering this coverage to your workforce may enhance your recruiting and retention efforts, as you will be recognized as a reputable employer.

Also, studies demonstrate that workers with access to benefits, including healthcare, are more productive and more loyal to their employer. While this perk might seem too costly for your budget, you may save money on hiring and training. Also, most companies can recoup some of the expenses using tax credits and deductions.

What to Look for in an Insurance Provider

Choosing a suitable insurance provider can be a challenge, especially for small companies with limited experience. Yet it’s vital to choose the right match for your employees’ needs and preferences. Here are some elements to evaluate during the selection process:

Financial stability and reputation. Choose an insurer that has the resources to meet its obligations now and in the future. Also, it’s essential that you engage with a well-regarded insurance company.

Customer service and network coverage. Your workers will be disappointed if the new plan doesn’t allow them to use the providers and facilities that they prefer, so check the network adequacy. Also, investigate the insurer’s history with claims processing—they should have outstanding customer service and responsiveness.

Benefits of Working with an Insurance Broker

One way to cut through the hard work of researching and evaluating insurance companies is to partner with an independent insurance broker like Taylor Benefits Insurance. We do the work on your behalf, ensuring that you enjoy the advantages of an ideal benefits program.

Brokers are not aligned with specific insurance companies, so we can design a program that incorporates the best products from multiple providers. Brokers have deep industry experience and broad networks, which allows us to negotiate lower rates for you on many products.

Call 800-903-6066 for a free consultation about Group Health Insurance and Employee Benefits Plans.