Troy Group Health Insurance and Employee Benefits Plans

Troy, Alabama, sits south of the urban center of Montgomery and offers a tranquil home to its nearly 20,000 residents. Local employers compete for the most skilled workers, so they need a way to stand out for effective recruiting. One good way to distinguish your company from others is by providing excellent benefits, including health insurance.

Group Health Insurance and Employee Benefits

Employees with access to group health insurance from their employer are known to be more productive and more loyal to the business for which they work. Typically, employees appreciate the lower cost and better coverage that a group health plan offers compared to the available individual health insurance plans.

Health insurance is one of the most sought-after benefits. Your business may be exempt from the ACA requirement to provide insurance, but doing so anyway may enhance your standing as an employer of choice.

What to Look For In an Insurance Provider

Once you decide to provide insurance, or if you are considering changing the provider for an existing plan, you have to determine the best insurance company to work with. That step requires significant research, and it can be a challenge for small companies. Some of the factors to consider when selecting an insurer are:

• The company’s reputation and financial stability. Good insurance companies are well-regarded and have the financial resources to meet their current and future obligations.
• The company’s customer service and access to high-quality providers. Your employees want their claims handled promptly, and they want to be able to use their preferred doctors and facilities.

Benefits of Working with an Insurance Broker

It sounds like a lot of work, and it is. Consider partnering with an independent insurance broker like Taylor Benefits Insurance. Brokers already know the insurance industry players and can steer you toward higher-quality companies.

Brokers are not aligned with any specific insurer, so we can offer unbiased product recommendations. Furthermore, we can typically negotiate lower rates due to our experience and industry contacts.

Call 800-903-6066 for a free consultation about Group Health Insurance and Employee Benefits Plans.