Tempe Group Health Insurance & Employee Benefits Plans

Temecula group health benefits and employee insurance plans

Located east of Phoenix, Tempe is a major suburban community with 185,000 people. Tempe is a prosperous area, and local employers can draw from a skilled labor pool. Competing for the best potential employees can be a challenge, and successful companies often gain a boost in hiring when they add health insurance to their benefits package.

Group Health and Employee Benefits

Employer-sponsored health insurance is a highly valued benefit for many workers who may not otherwise have access to health insurance. Group policies are typically less expensive than an individual plan, while also providing better coverage.

In Tempe, as elsewhere, small companies don’t have to include health insurance in their benefits plans. However, many do as part of their effort to enhance recruiting efforts. Furthermore, despite the cost of health insurance, employers reap the reward of more productive, more loyal workers when they include it. Employers can also recoup some of the expense using tax deductions and can share the premium cost with their subscribers.

Tempe Large Group Health Insurance Plans

Large businesses must provide their workforce with comprehensive health insurance and professional development opportunities to comply with the ACA provisions. Some companies may struggle with the mandate as costs continue to rise. In fact, recent employer surveys cite holding down health insurance expenses and offering professional development opportunities as primary concerns shared by large companies. WTW (formerly Willis Towers Watson) learned that these companies don’t want to pass cost increases on to their workers because of the tight labor market.

To avoid out-of-pocket expenses, large group insurers are turning to some of these options:

  • Offering telehealth coverage options
  • Contracting directly with providers for in-network coverage
  • Implementing pre-approval requirements for inpatient services
  • Incentivizing the use of more cost-effective providers
  • Developing onsite wellness activities
  • Charging higher premiums to higher-paid employees allows them to stay compliant with the affordability mandate

When selecting an insurance plan, it’s important to consider several factors. These include your medical history, present health condition, the well-being of your loved ones, future plans, and your preference for the flexibility of seeing doctors outside a predefined network.

Brokers like Taylor Benefits Insurance can help with these efforts by providing access to information about the cost-effectiveness of their existing and potential coverage choices.

Tempe Small Business Health Insurance Plans

Companies that employ fewer than fifty workers can decline to offer health insurance to their eligible employees, but some may want to if possible. Health coverage is often at the top of the wish list for employees and recruits. The U.S. Bureau of Labor Statistics reports that almost half of small businesses offer insurance to their workforce, but employee and dependent enrollment is low. The low usage could reflect that the part-time and full-time employees have coverage from another source or can’t afford the offer.

The ACA offers support and guidance for small companies through the SHOP (Small Business Health Options Program) if they want to provide health insurance. In addition, some can qualify for a tax credit to reduce the administrative burden. Ask your Taylor Benefits Insurance consultant about what makes sense for your business.

Preferred Provider Organizations (PPO) allow patients to visit doctors within the network without the need of listing a primary care physician.

Tempe Employee Benefit Plans and Employee Benefits Packages

Large and small companies often prioritize health insurance when crafting their benefits programs because employees value it. It’s a costly benefit, but it’s also essential, and for many businesses, it’s required by the Affordable Care Act. Beyond insurance, Tempe companies trying to create a viable benefits package may want to consider more insurance like dental, short-term disability, dental, and life insurance programs.

Next on the list, employees usually want paid time off. Vacation and holiday pay are great ways to encourage workers to recharge and refresh. Arizona employers don’t have to provide paid holidays or vacation time, but many do. However, Arizona businesses with fifteen or more workers must provide up to forty paid sick leave hours to each worker per year. Smaller companies must grant up to twenty-four paid sick time hours. Both full-time and part-time Employees can use the time for injury or illness (for themselves or a family member). In addition, they can use the time for other reasons, such as school closure and domestic violence.

Who We Are

Taylor Benefits Insurance is a high-quality, well-regarded insurance broker with over 35 years of success helping our clients offer suitable insurance and other benefits to their employees. We work with large and small companies across the country and are committed to exceptional service. Our objective is to help you design and implement an ideal benefits package for your company.

Call 800-903-6066 for a free consultation about Tempe Group Health Insurance and Employee Benefits Plans.

Insurance Products by Taylor Benefits

Taylor Benefits has a wide range of insurance and benefits products from which our clients can choose. The options include:

  • Dental and vision insurance
  • Life insurance
  • Long-term and short-term disability insurance
  • Health Savings Accounts (HSA)
  • Retirement and pension plans
  • 401(k) plan 
  • Wellness plans
  • Flex Spending Accounts (FSA)

Are you looking for a Group Health Insurance and Employee Benefits Plan? Click the quote button to get an instant quote.

Why Taylor Benefits?

Taylor Benefits Insurance is proud to offer our services to you. We employ experienced consultants who will take the time to get to know your company’s operations, objectives, and financial concerns. We will design a unique package of benefits that will resonate with your employees without breaking your budget.

Our consultants can help you determine the most suitable benefits for your circumstances and recommend the best providers, also helping you obtain favorable rates on the services you choose. Since we are not affiliated with any insurers, we aren’t limited to the products of a handful of companies. Instead, we can incorporate various policies from multiple vendors to design an ideal package for your company.

We guarantee that the policies we recommend will comply with the ACA and other applicable regulations. Our consultants will conduct periodic reviews to ensure that you remain both compliant and competitive.

Tempe group health insurance plans

Contact Us

Call us now at 800-903-6066 for a free consultation, or click her for a free quote.

Written by Todd Taylor

Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

We’re ready to help! Call today: 800-903-6066