Taylor Benefits provides the best and most comprehensive group employee health insurance in San Jose and Silicon Valley. We are happy to meet the group health insurance needs of companies large and small, individuals and self-employed workers in San Jose and surrounding areas.

In addition to negotiating the best rates possible for our clients, we also provide a free online HR tool to help you manage your employee group insurance benefits. Here are some of the many employee group insurance benefits that we offer:

Offering cost effective employee-sponsored health plans is a great way to retain your best and brightest employees. With the next phase of Obamacare coming in 2014, it’s going to become even more important that quality, affordable health care be offered as part of a group employee benefit. Here’s an overview of the basic options you can offer employees as part of a group benefits package.

PPO – A PPO or Preferred Provider Organization offers tremendous freedom of choice, allowing employees to choose their own doctors and health care providers. The best savings with a PPO plan come when using the preferred in-network options.

HMO – With a Health Maintenance Organization or HMO, employees must go to specific providers (or groups of providers) for their health-related services to be covered.

HSA – A Health Savings Account is a tax-free account that can be used to pay for health expenses and works similar to a PPO in terms of choice.