Prichard Group Health Insurance & Employee Benefits Plans

Prichard is a thriving city with a population of approximately 20,000. Just northwest of Mobile, Prichard enjoys close proximity to Mobile Bay, with abundant recreational opportunities.

Employers in the community have a skilled pool of potential employees to pick from, but to attract the best, and they need to provide competitive pay and benefits.

Group Health Insurance and Employee Benefits

Employees frequently rank health insurance at the top of the list of preferred benefits. The fact is that individual insurance plans are costly and usually not as good as those that are part of a company group. Employees with company-provided health insurance have less stress about financial risks and can focus on thriving at work.

What to Look For In an Insurance Provider

Choosing a suitable health insurance provider is a challenging task for your company, regardless of whether you have 5 employees or 500. You will need to investigate several potential vendors to find the best one for your needs. As you evaluate options, consider some of these factors:

• Does the insurer have a positive reputation in the industry? Your employees will want to know that the insurance company will be able to meet its obligations and pay claims promptly.
• Does the insurance company offer plans that include the medical providers and hospitals that your employees want to use? The network is crucial, especially if you are providing a PPO (Preferred Provider Organization) or HMO (Health Maintenance Organization) structure.

Benefits of Working with an Insurance Broker

For many businesses preparing to add or revise their benefits plan, it makes sense to work with an independent insurance broker like Taylor Benefits Insurance. Brokers are independent consultants. It’s our job to find out what your company needs and then determine the best way to get it.

Because brokers are not affiliated with a particular insurance provider, we can offer recommendations for the products we think will resonate with your workers. We can also incorporate products from multiple vendors into a custom package for your business.