New Castle Group Health Insurance & Employee Benefit Plans

The city of New Castle, is located in Henry County, Indiana. It is home to the largest high school gymnasium in the world, ‘New Castle Fieldhouse.’ Having emerged as a manufacturing center for iron sheet and steel, it is surrounded by agricultural land. Providing group health insurance will set you apart and increase your appeal as an employer of choice.

Group Health Insurance and Employee Benefits

Group health insurance keeps your employees healthy, productive and happy. They have the comfort of having their healthcare expenses taken care of which enables them to channel their energy to their work. Since most potential employees will be looking for such employee perks, you will be in a position to attract and recruit top talent which gives you a competitive advantage. Moreover, the improved general health of your workforce will ensure an increase in productivity. Additionally, group health insurance premiums attract tax relief and this can be invested back into the business. Employee turnover is reduced, which means you save more since there is no frequent recruitment.

What to Look for in an Insurance Provider

Although selecting the right insurance provider to work with for your insurance policy may be quite a challenge, there are some basic qualities which you can look for so as make the right choice. They include:

• Reputation – The reputation of the company is very important. Check how it handles its customers, the relevance of its products and the claims process.
• Compliance – choose a company that is compliant to all health insurance laws and regulations for the safety of your investment.
• Financial health – This is the most important aspect to consider. Ensure that they are able to deliver on their promises and remain stable for a long time.
• Handling of claims – Claims handling should be transparent and hustle-free and they should do the payment of claims filed promptly and satisfactorily.

Benefits of Working with an Insurance Broker

Insurance brokers come in handy when purchasing an insurance policy especially where you have limited time and knowledge. Some benefits of using an insurance broker include:

• Insurance brokers will focus on the client to shop for the best deals since they are independent and do not work for any particular insurer.
• They offer a wide selection of policies to choose from. They work with different companies which offer different policies and some of the policies are only available to brokers.
• Broker have expertise unique to their business and are very experienced. They are trained to understand your needs and will recommend the most suitable plans for you.