Best Kansas City Employee Benefit Packages Near Me – Premium Kansas City KS Employee Benefit Plans Provider

Saturday, November 11, 2023 14:08 Posted by Admin
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In today’s competitive job market, employee benefit packages play a crucial role in attracting and retaining top talent. In Kansas City, KS, companies strive to create comprehensive and diverse “employee benefit packages Kansas City KS” that cater to the needs and preferences of their employees, ultimately leading to increased job satisfaction and well-being. But what exactly do these packages entail, and how can employees make the most of them? Let’s delve into the world of employee benefits in Kansas City, KS.

Key Takeaways

  • Navigate employee benefit packages in Kansas City, KS by understanding the range of offerings available.
  • Consider pre-tax benefits and tax advantages to reduce taxable income and save money on taxes.
  • Select an appropriate package with competitive & pertinent benefits, additional perks & total compensation for informed decision making.

Navigating Employee Benefit Packages in Kansas City, KS

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Employee benefits are not just about group health insurance and retirement plans; they encompass a wide range of offerings designed to enhance the overall well-being of employees and their families. Kansas City, KS, offers a variety of benefits to eligible employees, ranging from health insurance, dental insurance and vision coverage, to retirement plans. While some benefits are federally mandated, others are discretionary to the employer.

Employee benefits commonly include employee benefit plans, such as the following benefits below:

  • Health insurance
  • Life insurance
  • Short-term and long-term disability
  • Retirement plans

These are the first day four major types of eligible employee benefits. These employment benefits may also extend to eligible dependents of the employees employed. Next, we’ll delve into the available health insurance options, dental and vision coverage, and retirement plans in Kansas City, KS.

Health Insurance Options

Health insurance options in Kansas City, KS include:

  • Preferred Provider Organization (PPO) plans: These plans offer flexibility, allowing employees to choose from a network of healthcare providers.
  • High-deductible Health Savings Account (HSA) plans: These plans offer lower premiums and the potential for tax-advantaged savings for medical expenses.
  • Comprehensive coverage: This type of coverage provides a wide range of benefits and may be suitable for individuals who require more extensive healthcare services.

Comprehensive health insurance plans focus on providing financial protection in the event of illness or injury and encouraging employees to seek preventive care to maintain their overall well-being. For example, UnitedHealthcare provides UMKC’s medical plans with many preventive care services at no cost for in-network providers.

Dental and Vision Coverage

Dental and vision coverage form integral parts of Kansas City, KS, employee benefit packages. Dental insurance plans, including dental plan options, offer total coverage, such as:

  • Preventive treatments
  • Restorative treatments
  • Implant treatments
  • Major treatments

Organizations such as the Kansas City Public Library and UMKC offer dental benefits to their members eligible their members and employees through Delta Dental.

Vision care plans play a vital role in maintaining employees’ eye health, offering coverage for check-ups, eye exams, and allowances for glasses or contacts. These plans provide discounts on vision care services from selected providers, ensuring employees receive the care they need to maintain their vision.

Retirement Plans and Savings Programs

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Retirement plans and savings programs form significant parts of Kansas City, KS, employee benefit packages. Employees are eligible to avail a variety of retirement and savings programs including a defined contribution retirement plan. Voluntary supplemental retirement plans such as 403b, 457b, and 401a plans are also available to eligible employees and others. A defined contribution retirement plan is a plan in which employees contribute a portion of their salary to an account that funds their retirement, with employers possibly making a percentage of matching contributions.

The Kansas City Public School District Retirement System mandates a 9% employee contribution rate for eligible others. By participating in these programs, employees can secure their financial future and ensure they have the funds for a comfortable retirement.

Work-Life Balance and Time Off Benefits

In Kansas City, KS, work-life balance and time off benefits significantly contribute to employee satisfaction and productivity. These policies help employees maintain a healthy balance between their professional and personal lives, ultimately, full time and contributing to their well-being and job satisfaction. Employees in Kansas City, KS are eligible for paid time off and family and medical leave, ensuring they are full time employees have the support they need when it matters most.

Paid full time- off policies include vacation, sick leave, and personal days, providing employees with financial support, full time off and flexibility during each pay period. Family and Medical Leave Act (FMLA) offers eligible employees up to 12 weeks of unpaid, job-protected leave per year for their own or their family member’s medical needs. We’ll now delve into these full time off paid leave policies with more detail.

In Kansas City, MO, employees can take paid sick leave to receive financial support for job-related or library studies courses, with up to $300 per credit hour and a maximum of six credit hours per New Year’s day off. The accrual rate for sick leave in Kansas City, MO is 12 working days a year. This sick leave is accrued over a period of a pay cycle. While there is no statewide law in Kansas mandating employers to offer paid sick leave, companies in Kansas City, KS may still choose to provide this benefit to their employees.

Regarding unused paid time off, there is no federal law or state law in Kansas that requires employers to provide compensation for unused PTO. The policy regarding unused PTO for employment in Kansas City, KS may vary depending on the employer, so it is recommended to consult with your employer to determine their policy on unused PTO.

Family and Medical Leave (FMLA)

The Family and Medical Leave Act (FMLA) provides eligible employees of companies in Kansas City, KS with up to 12 weeks of unpaid, job-protected leave annually for various reasons, including:

  • the birth, adoption, or foster care placement of a child
  • to care for a spouse, child, or parent with a serious health condition
  • for the employee’s own serious health condition
  • for qualifying exigencies arising from a covered military member’s active duty.

Employees must meet certain requirements to be eligible for the Family and Medical Leave Act (FMLA). Firstly, they must have been employed by their employer for pay period of at least four hours labor day for 12 months. Secondly, they must have worked a minimum of 1250 hours with the company in the previous 12 months, which generally includes all hours for full time employees. The Family and Medical Leave Act guarantees employees the ability to prioritize their own health and the health of their loved ones without the risk of compromising their employment status.

Additional and Unique Benefits

In addition to the standard benefits discussed previously, employees in Kansas City, KS may also enjoy a variety of unique and additional benefits, such as wellness initiatives, professional development opportunities, and pet insurance. These benefits cater to the diverse needs and preferences of employees, further enhancing overall job satisfaction.

We’ll now examine the following benefits, as well as discuss these additional benefits, in detail.

Wellness Initiatives

Workplace wellness initiatives are significant as they promote healthier habits among employees, boost engagement and loyalty, improve energy and communication, and reduce healthcare costs. In Kansas City, KS, wellness initiatives offered in employee benefit packages include medical plans, prescription coverage, dental plan and vision coverage, flexible spending accounts, wellness programs, and health promotion programs.

The benefits of these wellness initiatives include:

  • Providing employees with training, resources, and programs that promote a healthy work environment
  • Focusing on various aspects of well-being such as physical, mental, emotional, financial, and spiritual health
  • Research has indicated that wellness initiatives have a meaningful impact on job satisfaction and absenteeism
  • Employees who have taken part in wellness programs display higher job satisfaction and lower absenteeism rates.

Professional Development Opportunities

Kansas City, KS offers professional development opportunities such as:

  • Educational assistance and career advancement programs
  • Workshops and training sessions
  • Conferences and seminars
  • Leadership development programs
  • Mentoring and coaching
  • Online learning platforms
  • Support for professional certifications and licenses

These opportunities nurture employee growth and success in their careers in the company, careers, and the area.

These programs encourage employee engagement, resulting in a more productive and competitive workforce. They also support the enhancement of teaching practices, which is essential for the success of educational programs. Furthermore, research has indicated that professional development programs have a beneficial and substantial effect on student achievement.

Pet Insurance and Other Perks

Pet insurance is a form of dependent coverage of employment insurance that provides coverage to some eligible employees and individuals for the medical expenses of their pets. It is becoming increasingly popular in Kansas City, KS as a unique employee benefit. Pet insurance plans in Kansas City, MO typically offer coverage for dogs, cats, and exotic pets, and may include medical expenses.

The most popular providers of pet insurance in Kansas City, KS are Healthy Paws, ASPCA Pet Insurance, Spot, Embrace, Figo, Trupanion, and Prudent Pet.

Costs and Accessibility of Employee Benefit Packages

The cost and availability of Kansas City, KS employee benefit plans and packages depend on various factors, including plan types, employer and employee contributions, and tax benefits. Employers typically allocate 10-15% towards employee benefit packages, while employee contributions depend on plan type and coverage. Employees should understand the costs of their chosen benefits and consider potential tax advantages.

Pre-tax benefits and tax advantages in Kansas City, KS can make employee benefit packages more cost-effective, potentially increasing take-home pay and providing tax savings. For example, pre-taxed medical, dental, and vision premiums are deducted from payroll, and pre-tax contributions to retirement plans and Health Savings Accounts (HSAs) provide additional tax benefits.

Employer and Employee Contributions

Generally, employers in Kansas City, KS allocate 10-15% towards employee benefit packages. The typical employee contribution towards health insurance in Kansas City, KS is approximately $1,081 annually for single coverage and $4,164 for family coverage. The Kansas City Public School District Retirement System mandates a 9% employee contribution rate. These contributions help ensure that employees have access to the benefits they need at a cost that is manageable for both employers and employees.

Employers may also choose to contribute to their employees’ retirement plans through payroll deduction, with the average contribution through payroll deduction varying depending on the specific retirement plan and employer. By participating in employer-sponsored retirement plans, employees can secure their financial future while taking advantage of the various tax benefits associated with these plans.

Pre-Tax Benefits and Tax Advantages

Pre-tax benefits available eligible employees in Kansas City, KS include a Deferred Compensation Plan, an account where contributions are made on a pre-tax basis to reduce taxable income, and a Health Savings Account (HSA), an account where employees can make pre-tax contributions to pay for qualified medical expenses.

These pre-tax benefits help employees save money on taxes while ensuring they have access to the coverage preventive services they need.

Selecting the Right Employee Benefit Package

Choosing the appropriate employee benefit package is vital for employee well-being and job satisfaction. When choosing an employee benefits package in Kansas City, KS, it is important to consider the following factors:

  • Competitive and pertinent benefits
  • Additional perks
  • Total compensation package
  • Coverage and network
  • Budget allocation

By carefully evaluating these factors, employees can ensure they are receiving the benefits that best suit their needs and preferences.

Local resources are available to assist in selecting an appropriate employee benefits package in Kansas City, KS. Axcet HR Solutions and KC CARE are two organizations that may be of assistance. By leveraging these resources and conducting thorough research, employees can make informed decisions regarding their salary and benefit packages, leading to increased job and life satisfaction and overall well-being.


In conclusion, employee benefits play a vital role in the overall well-being and job satisfaction of employees in Kansas City, KS. From health insurance and retirement plans to unique perks like pet insurance and life well, companies in the area strive to create comprehensive benefit packages that cater to diverse employee needs. By understanding the various benefits available, as well as the costs and accessibility associated with these benefits, employees can make informed decisions regarding their benefit packages, ultimately contributing to a happier, healthier, and more productive workforce.

Frequently Asked Questions

What is a standard benefit packages for employees?

Employee benefits packages typically include health care coverage, retirement benefits, and paid time off, as well as required federal benefits like COBRA, FMLA, and minimum wage standards. Many states also mandate additional coverage such as disability, workers comp, and additional leave.

How much should I pay for employee benefits?

The average cost of employee benefits for a $50,000 salaried employee’ salary is around $2,000-$3,000 for single persons and $6,000-$7,000 for families. Additionally, the average cost of benefits per employee in the private industry is $10.88 per hour — around 30% of the company’ total cost of hiring an employee. Therefore, employers should factor in these costs when determining how much to pay their employees.

What are the four major types of employee benefits in Kansas City, KS?

Employee benefits in Kansas City, KS include health insurance, life insurance, short-term and long-term disability, and retirement plans.

What types of health insurance plans are available in Kansas City, KS?

In Kansas City, KS, health insurance plans include PPO and high-deductible HSA plans.

What is the Family and Medical Leave Act (FMLA) and how does it benefit employees in Kansas City, KS?

The Family and Medical Leave Act (FMLA) offers eligible employees in Kansas City, KS up to 12 weeks of unpaid, job-protected leave per year for reasons such as childcare, family illness, disability or the employee’s own serious health condition. This provides a crucial benefit to workers in Kansas City, KS.

Written by Todd Taylor

Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

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