- Providing world class service and value for employee benefit group plans since 1987
Iowa City was the first capital city of Iowa State. In 2008, the city was named by Forbes Magazine as the second best metropolitan area for conducting business in America. Most of the residents of Iowa City have attained the highest level of education making it home to a professional workforce. This has seen employers have access to a skilled labor force. However, they need to provide affordable group health insurance and employee benefits plan in order to attract and retain talented workers.
In a city like Iowa City, where talent is both diverse and competitive, the quality of your benefits package can directly impact your ability to hire and keep valuable employees. While salary is important, benefits often tip the scale when candidates weigh job offers or consider switching companies.
Here’s why forward-thinking businesses in Iowa City are prioritizing group health insurance and employee benefits:
Stronger recruitment appeal: A comprehensive benefits package helps your job postings stand out in a crowded marketplace.
Lower turnover and better morale: Employees with dependable benefits are more engaged, loyal, and productive.
Cost management: Group health insurance plans offer better pricing and coverage options than individual plans.
Regulatory peace of mind: Meeting ACA and state compliance requirements keeps your business protected and penalty-free.
When you work with Taylor Benefits, you get more than just an insurance policy—you get a dedicated advisor focused on long-term success for both your company and your team.
Every business has a different team structure, financial outlook, and set of goals. That’s why Taylor Benefits builds customized group health plans based on your specific needs. Whether you’re a tech startup with ten employees or a local manufacturer with fifty, we’ll help you find a plan that aligns with your mission and supports your team.
PPOs are one of the most requested options in Iowa City. They provide employees with access to a large network of doctors and hospitals and don’t require referrals for specialists. This level of flexibility is ideal for a city with multiple major healthcare providers.
HMOs work well for companies that want to keep monthly premiums low while offering reliable coverage. These plans require employees to use a primary care physician and get referrals for specialist visits, helping manage overall costs more predictably.
HDHPs paired with Health Savings Accounts are ideal for younger or healthier employees who want more control over their healthcare expenses. HSAs allow employees to save tax-free for future medical needs, and unused funds roll over year to year.
Larger Iowa City employers can explore self-funded health insurance, which gives businesses direct control over claims and plan design. This approach often results in cost savings, especially when paired with stop-loss protection to guard against high claims.
At Taylor Benefits, we walk you through the pros and cons of each option and handle the entire process—from plan selection to implementation and renewal.
Beyond medical insurance, your benefits plan should reflect a holistic approach to employee well-being. Iowa City’s workforce includes academics, medical professionals, and creatives—each with different needs. We help you design an employee benefit plan that meets all of them.
Dental plans cover routine exams, cleanings, fillings, and procedures like root canals or crowns. Vision plans include eye exams, lenses, frames, and discounts on corrective procedures. Employees appreciate having access to these services, which can reduce long-term healthcare expenses and improve daily quality of life.
Group life insurance offers essential financial protection to employees and their families. It can include a base policy funded by the employer, with optional buy-up coverage for additional security. This benefit builds trust and loyalty, especially among employees with dependents.
Short- and long-term disability policies protect workers from income loss due to illness or injury. In industries like education or healthcare—where burnout or stress-related leave is more common—this benefit adds real value to a compensation package.
Helping employees prepare for retirement is a must in Iowa City, where financial wellness is a growing concern. Offering a 401(k) with employer match, or a SIMPLE IRA for smaller businesses, shows long-term commitment to your team’s future.
Mental health coverage and access to Employee Assistance Programs (EAPs) are increasingly critical. Whether through counseling, stress management, or work-life balance initiatives, we help you incorporate tools to support emotional well-being into your benefits plan.
Our experts work with you to combine these elements into a benefits package that resonates with your unique workforce—and helps you stand out in the Iowa City job market.
Small businesses are the backbone of Iowa City’s economy. But many owners still believe that providing health insurance is out of reach. Taylor Benefits helps small employers break through that barrier with affordable group plans that deliver big results.
Small group plans: Designed for businesses with as few as two employees.
QSEHRAs (Qualified Small Employer Health Reimbursement Arrangements): A smart way to reimburse employees tax-free for individual health coverage.
Level-funded plans: Offer the cost predictability of fully insured plans but with refund potential if claims stay low.
We understand the financial pressures that small businesses face. That’s why we focus on flexibility and transparency to create benefit plans that grow with your business.
Offering group health insurance also comes with regulatory responsibilities. Iowa City employers must adhere to both federal and state-level mandates. Our team ensures that you stay compliant, avoid penalties, and provide benefits that meet legal standards.
Affordable Care Act (ACA): Applicable to businesses with 50 or more full-time employees.
COBRA Continuation: Required for employers with 20+ employees offering temporary coverage after employment ends.
Iowa state-specific requirements: Including mandates on maternity coverage, mental health parity, and preventive care.
We stay up to date with every regulatory change, ensuring your plan is always current, correct, and fully compliant.
When purchasing insurance, you can choose to buy your policy through an independent insurance broker. You’ll get affordable insurance premiums when you opt for a broker. Below are advantages of working with a broker for your group health insurance and employee benefits plan:
Taylor Benefits has been providing group health insurance and employee benefits plan in Iowa City for over 25 years. Our goal is to offer you the most affordable and comprehensive plan that will place you above your competitors and make you the most sought after employer by job seekers.
As an industry leader, we specialize in custom plans because we understand no two employers are the same. Our insurance brokers are always updating themselves with new developments in the insurance industry in order to craft for you relevant plans.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
We’re ready to help! Call today: 800-903-6066