Garland Group Health Insurance & Employee Benefits

Garland Group Health Insurance & Employee Benefit Plans

Garland group health insurance plans

The best way to care for your employees and to help them when they face illness is by providing them with a low cost group health insurance and employee benefit plan. Taylor Benefits Insurance Agency has learned to network with only the best insurance carriers in the State of Texas and California.

With nearly three decades in the insurance industry, our licensed brokers have sharpened their negotiation skills and can tailor plans that auto satisfies the employees as well as the requirements of the Affordable Care Act. We will make sure we find the lowest premiums for the insurance needs you can’t refuse in Garland, TX.

Garland TX Large Group Health Insurance Plans

In Texas, as is the case across the country, health insurance companies pass along cost increases to their client companies, who then have to decide whether to pass them on to the employees who subscribe to those plans. Large companies typically share premium costs with their workforce but report excessive price hikes this year due to surging demand for services and overall inflation. Yet the Affordable Care Act limits the share that employees need to pay, placing the burden on the mandated employers.

If you are trying to hold costs and premium shares down, consult your Taylor Benefits Insurance representative to discuss options, including high-deductible plans and self-insurance.

Garland, TX Small Business Health Insurance Plans

SHOP is the abbreviation for the Small Business Health Options Program. The Affordable Care Act created SHOP to help smaller companies explore health insurance resources for their workers. A company with up to fifty employees can use SHOP to evaluate plans and determine if they qualify for tax credits and other support.

Of course, your Taylor Benefits Insurance consultant is well-versed in SHOP eligibility and always happy to help you navigate the rules. SHOP options can allow you to give your workers one plan or more than one to choose from, and you can also include dental coverage if desired. Since the mandate excludes small employers, participation is voluntary, but insurance can be a great way to attract top recruits.

Garland TX Employee Benefit Plans and Employee Benefit Packages

When employers seek to develop an appealing benefits package, they usually prioritize the basics: health insurance, paid time off, and retirement assistance are all crucial for a benefits package. After that, companies can add specific extras that appeal to their workforce demographics. For example, recent college graduates often welcome help with student loan debt. Matching those loan payments is an increasingly popular way to support overburdened workers who feel unable to contribute to their retirement plans.

Other benefits don’t necessarily cost much. For example, many employees want flexible hours and remote work options. Depending on your organization’s requirements, allowing team members to alter the traditional schedule or work in a hybrid office/home location might not carry a financial cost. But in return, you could reap the reward of an engaged, dedicated team.

Dial 800 -903-6066 and get free consultation on Texas Group Health Insurance & Employee Benefit Plans

Explanation of Basic Plans and a List of Other Health and Benefit Options

Benefiting from Group Health Insurance as an Employer

A group health insurance coverage can benefit you significantly as an employer in your city.

Increase Employee Productivity

Your employees’ productivity depends on many business factors, including financial security, working culture, health protection, life coverage, etc. So, if they are being covered financially under a quality health plan that offers them protection against any unexpected medical service expenses, it makes them feel appreciated and valued.

Saves Cost

In comparison to buying an individual policy for each staff member in Garland, the group health insurance premium is affordable and cost-effective. We offer a low premium rate for your group insurance plan with access to all the top hospital services.

Creates Goodwill

Goodwill can help your business build long-term relationships with your team. When as a business, you conduct corporate social responsibility activity, it will improve brand loyalty response. Thus, it will improve your brand’s goodwill.

When you get group insurance for your company, it reflects the company’s goodwill towards the employees and their families. This, in turn, will be reflected in their department work. It creates a sense of loyalty in the mind of employees towards the company.

Retention of Employees

A group insurance plays a significant role in retaining your skilled and talented employees. In addition, insurance ensures the well-being of the employees. It gives them mental peace at home. Moreover, it shows you in good light with insurance policies.

Your employees will know that you care for them allowing them to leave all the concerns and use their experience to provide the best services for your company.

Keeps You in the Game

When an employee has to choose between two organizations with a similar working environment, incentives, and salary perks, he will review the healthcare summary and take into account for changing jobs or not.

So, the goodwill you create by providing additional quality benefits to your employees will get you in the competition. This makes more skilled employees choose you over your competitors.

You can get insurance coverage from an independent insurance agent like us to protect your employees, their spouse, dependent parents, and children. Plans may vary in Garland as per the work information you provide to apply for group insurance.

No Pre-Requisites

When you get your group insurance service from us, there is zero formality. Usually, when you get individual health plans, you need mandatory medical tests and education paperwork.

However, you don’t have to worry about that with a group health insurance plan in Garland city. Thus, it saves effort and time to contact various companies and follow up with them.

Tax Benefit in Garland, TX

Another great benefit of group insurance plans is auto tax incentives. The premium you will be paying for the Garland insurance service is tax-deductible. So, you can get a credit back on the business taxes as tax incentives and are compensated for the money paid out as premiums.

What Should You Consider Before Getting the Group Insurance for Your Employees?

Before you get your group health and wellness insurance from us, there are a few factors you need to consider.

Review the Budget

You have to decide on a business budget before you buy the group health insurance policy. Now, you can monitor your insurance expense as per your business budget. Deciding on a budget helps in using your money efficiently.

Review Plan Type

We offer a wide range of plans in Dallas and Texas. So, you have to decide the type of plan as per your choice. You need to decide if you want to extend the coverage for your employee’s family or not.

Premium Amount Deduction from Your Employee’s Salary

You have to decide if you want to deduct the premium amount from the employees’ salary or it will be borne by you in Garland, TX.

Coverage Information

Before buying insurance, check the medicare perks, exclusions, inclusions, rights, safety, covered suite, and coverage for the plans. Taylor Benefits Agency helps you to find and customize the group plans as per your information.

You can also change them later in order to cover the left employees by using our online insurance forms.

How can Your Employees Benefit from the Group Health Insurance from an Independent Insurance Agent?

A group health insurance service can also benefit your employees more than you think.

Healthcare Benefits at Zero Cost

Even if your staff is very healthy, there might come a time when they have to be hospitalized at home or hospital. In such a situation, a group health insurance your company provides can cover the expenses.

No Waiting Period

Usually, every health insurance products come with a pre-decided waiting period for specific treatments and illnesses. However, with group insurance, employees can benefit from no waiting periods and immediate access to insurance from Day one.

Your employees can benefit from the coverages as long they are enrolled in the group health plans plan in the city of Garland, TX.

Coverage for Loved Ones

As per the insurance plan from our independent agency in Dallas, your employees can opt in to include their family members in the group health insurance plan. So, not only your employees but their family members are insured, too.

Simpler Claims

As the company is the primary point of contact in health insurance, the claims process becomes a lot simpler for the employees. They will have someone in the organization to help them through the process and share the required information.

So, they don’t have to worry about how to make the claims. In case they need to change any detail or share claims documents, they can send an email with subject information as “Claims Intimation” from the official work email address.

Explanation of Basic Plans and a List of Other Health and Benefit Options

An HMO plan means employees must choose healthcare services within a strict network of physicians and facilities. They must be linked to the relevant health maintenance organization. This plan doesn’t allow for much freedom but remains less costly than other basic plans in place in Garland, TX.

PPO is a flexible plan that lets employees choose their physicians and healthcare providers. However, they can save money by choosing to see in-network healthcare providers.

Other Options You’ll Have…

  • Group health insurance
  • Group dental insurance
  • Group vision insurance
  • Group life insurance & long term care
  • Group retirement & employee 401(k) plans
  • Group pension plans
  • Prescription drug coverage
  • Garland large group health insurance
  • HSA and FSA
  • HMO and PPO
  • Medicare options
  • Cafeteria plans (section 125)
  • COBRA and continuation of coverage
  • Group short and long term disability
  • Worker’s compensation insurance

Getting the Most out of Your Health Insurance Plan

Garland group health benefits and employee insurance plans

To get the most out of your group insurance plan in Garland city (TX), contact Taylor Benefits Insurance Agency. Our agents are trained, experienced and cooperative. They want to make sure you get the best out of your low-cost health plan.

We will go over all our services and features until you are satisfied with what we present. We’ll provide you with options and savings that don’t compare to any other agents in the area! No need to make appointments- just call our Garland center at 800-903-6066 to get started!

Are you looking for a Texas  Group Health Insurance & Employee Benefit Plans? Click the quote button below to get an instant quote.

Relevant Statistics

  • Garland Group Health Insurance offers coverage to more than 10,000 employees in the Garland area.
  • Over 90% of employers in Garland offer group health insurance to their employees through the Garland Group Health Insurance program.
  • The average annual premium for a family plan with Garland Group Health Insurance is $8,500.
  • Garland Group Health Insurance boasts a satisfaction rate of 98% among its policyholders.
  • Approximately 80% of medical expenses are covered by the comprehensive plans offered by Garland Group Health Insurance.

General Facts

  • Garland Group Health Insurance is a type of health insurance coverage provided by the Garland Group.
  • It offers health insurance benefits to a group of people who are part of the same organization or employer.
  • The coverage typically includes medical services, hospitalization, prescription drugs, and preventive care.
  • The premiums for group health insurance are often shared between the employer and the employees.
  • Garland Group Health Insurance helps provide affordable and comprehensive healthcare coverage to eligible individuals within the designated group.

Getting the Most out of Your Health Insurance Plan

Discuss Your Insurance Needs with an Independent Agency

Learn more about Garland employee benefits packages offered by Taylor Benefits in Dallas and Texas. The ultimate benefit for employees is that they get healthcare benefits even in times of emergency.

Written by Todd Taylor

Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

We’re ready to help! Call today: 800-903-6066