Fort Wayne Group Health Insurance & Employee Benefit Plans

Fort Wayne group health insurance plans

Fort Wayne IN Large Group Health Insurance Plans

As an established insurance agency, we play a vital role in the crucial dialogue between large companies and insurance providers. In the wake of the Affordable Care Act (ACA) which mandates larger companies to offer health insurance to their employees, we’ve seen first hand how these provisions impact different businesses in every area we serve. Even though many larger companies already had health plans prior to the ACA, insurance providers and agencies remained integral members of this process, with our qualified staff working diligently to support all our customers, inclusive of families and individuals. Therefore, the impact on enrollment was minimal. With consultations over LinkedIn and over the phone, by utilizing our vast experience and network, we operate like well-oiled machines; ensuring every detail is attended to, and that our customers are satisfied when it comes to managing their deductible expenses.

Many parts of the ACA have made a significant difference in healthcare coverage. The affordability standard of the ACA presents an example, whereby an employer can’t require an employee to pay more than 9.6 percent of their gross income for access to insurance. Additionally, if an employer offers a variety in health plans, the least expensive plan must meet the ACA’s requirements. This ensures the suitable coverage for each team member and their families in our client’s employee ecosystem. Our needful and important task as insurance providers is to educate and assist clients, so they can save money without compromising customer satisfaction.

The law also prohibited insurance plans from denying coverage for pre-existing conditions. Further, it allows people to remain covered by a parent’s policy until they are 26. Finally, every insurance plan must include ten essential benefits:

  1. Ambulatory patient services (outpatient care)
  2. Emergency services
  3. Hospitalization, including surgical and medical
  4. Maternity and newborn care, including delivery
  5. Mental health and substance use disorder services
  6. Prescription drugs
  7. Rehabilitative services and devices
  8. Laboratory services
  9. Preventative and wellness services, including chronic disease management
  10. Pediatric services, including dental and vision care for children under the age of 19

Fort Wayne IN Small Business Health Insurance Plans

The ACA also prohibited insurance plans from denying coverage based on pre-existing conditions, creating a significant benefit for clients in the selection process. Furthermore, in a major boon to families, an individual can now stay covered under a parent’s policy until the age of 26. Lastly, every insurance plan must include ten essential benefits, provided all the deductibles and premiums are met. For businesses navigating these insurance waters in different areas like CA or Indiana, these articles of the ACA have reshaped their healthcare approach, causing us to step up our consultation services.

While small companies may not be required to offer health insurance to their team members, the ACA offers supportive options. Tax credits are available for businesses with 25 or fewer employees—it they roll out a health care plan. However, to qualify, the employer must subsidize at least half the employee premium cost, and the employees must earn relatively low wages. In these cases, our insurance agency provides invaluable advice, helping small employers traverse the complex terrain of health insurance and lower their expenses on copay costs.

Fort Wayne IN Employee Benefit Plans and Employee Benefit Packages

If you’re a small business owner in need of guidance, you can find information and help from brokers like us, Taylor Benefits Insurance or through the SHOP website, an ACA created platform. Here, plans are organized by tiers, identified figuratively by metal names to indicate value. For example, bronze plans will have lower monthly premiums but higher service costs, whereas silver, gold, and platinum require a higher premium but should absorb more usage costs – another way insurance agencies cater to a diverse variety of client needs and financial situations.

A group benefits plan, which is well curated and thought-out, will give you even more returns by attracting top talent to work in your company while also prolonging the longevity of your existing employees. Today, employees are not just interested in the base pay alone, they also value the health plan offered with the benefits package.

Other benefits that workers want include:

  • A retirement plan
  • Dental and vision insurance
  • Flexible working schedules or remote work options
  • Childcare subsidy or onsite care
  • Tuition reimbursement
  • Help with student loan payments

Fort Wayne Group Health Insurance and Employee Benefits

Our insurance agency, recognized and respected widely on platforms like LinkedIn, has extensive experience working with respected insurance carriers. This extensive network allows our benefits advisors to create competitive benefits plans that cater to companies of all sizes, delivering the individualized attention and consultation each client needs.With our unrivaled customer service and well-trained workers, we can negotiate for significant deductions on your plans compared to dealing directly with insurance providers. Especially if you consider that insurance companies have their own agents looking out for their interests, our expertise could provide a significant advantage for your business.

In addition to negotiating plans, our service also includes providing you with extensive resources and content to help you better understand the nuances of health coverage. Our plans are tailored to give you a competitive edge over your peers in Fort Wayne, Indiana, making your business a respected name in certain areas when it comes to employee attraction and retention. We are steadfastly committed to understanding and catering to your unique insurance needs.

Group Health Insurance and Employee Benefits

The best way to ensure that you have a healthy and happy work force in Fort Wayne is by providing your employees a group health insurance and employee benefit plan. A group healthcare insurance goes a long way in guaranteeing your employees peace of mind because they are able to take care of medical needs and those of their loved ones. It eliminates stress and lets them focus on job productivity.

A good group benefits plan will give you even more returns by attracting top talent to work in your company while also prolonging the longevity of your existing employees. Today, employees are not just interested in the base pay alone but the benefits package you’re offering as well.

Dial 800-903-6066 and get free consultation on Fort Wayne Group Health Insurance & Employee Benefit Plans

Who We Are

Give us a call today on our toll free number 800-903-6066 to discuss your specific requirements. As an added resource, we are keen to use our breadth of experience and extensive network to help you secure the best health insurance for your employees.

Our highly trained and experienced benefits advisors take time to understand your needs and the needs of your employees before crafting a plan that suits your needs. This level of comprehension and planning gives us an advantage over other insurance companies.

Over the 30 years we have been in service, we strive to offer professional services. We have the ability to find an ideal benefits package for both small and large groups.

Fort Wayne group health benefits and employee insurance plans

Insurance Products By Taylor Benefits

We offer a range of benefits plans that will definitely answer to your needs. Our benefits offering includes the following:

Are you looking for a Fort Wayne Group Health Insurance & Employee Benefit Plans? Click the quote button to get an instant quote.

Why Taylor Benefits?

As an independent insurance broker, we have developed networks with some of the most respected insurance carriers. This allows our benefits advisors to devise competitive benefits plans regardless of the number of employees in your company.

We are also in a position to negotiate for significant discounts on your plans compared to if you were dealing with the insurers directly. We understand that no two companies are the same. That said, we customize plans for you while taking into account your unique needs.

Our plans are guaranteed to give you a competitive edge over your peers in Fort Wayne, making your business a respected name when it comes to employee attraction and retention.

Relevant Statistics

  • Over 75% of employers in Fort Wayne offer group health insurance plans to their employees.
  • The average annual premium for group health insurance in Fort Wayne is $5,300 per employee.
  • Approximately 90% of employees in Fort Wayne who have access to group health insurance enroll in the plans offered by their employers.
  • Group health insurance plans in Fort Wayne provide coverage for an average of 87% of medical expenses.
  • More than 95% of Fort Wayne residents with group health insurance report high satisfaction with the quality of healthcare services received.

General Facts

  • Fort Wayne offers a variety of group health insurance plans for businesses and organizations.
  • Group health insurance provides coverage to a group of people, such as employees of a company or members of an organization.
  • These plans often offer more comprehensive coverage and lower premiums compared to individual health insurance.
  • Employers in Fort Wayne can choose from different insurance providers and customize their group health insurance plans based on the needs of their employees.
  • Group health insurance typically includes benefits such as medical, dental, and vision coverage, as well as prescription drug coverage.

Contact Us

Let us provide you a custom benefits proposal. Simply fill the request for proposal form to receive it. You can also call us on our toll free number 800-903-6066 to discuss your specific requirements.

Written by Todd Taylor

Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

We’re ready to help! Call today: 800-903-6066