Firestone Group Health Insurance & Employee Benefits Plans

Firestone, CO, is nearly 100 miles north of Denver. With 16,000 residents, it has been identified as among the safest and most affordable Colorado communities. Residents in Firestone, like workers everywhere, count on their employers to provide them with comprehensive, affordable health insurance.

Group Health Insurance and Employee Benefits

If you are looking to attract and retain skilled workers in Firestone, it’s smart to go beyond a paycheck and offer a robust benefits package. When your employees have access to healthcare at work, they are more productive and loyal to the organization. Plus, when your workers enjoy the stability that good coverage brings, they can focus on work and not be worried about excessive medical bills. 

Good health insurance is a vital cornerstone of your benefits package. Including it for your employees will give you the means to stand out as an employer of choice. Depending on your company’s headcount, you may not be obligated to sponsor insurance, but it’s a great business tool.

What to Look For In an Insurance Provider

Once you decide to roll out group health insurance, the next big task is choosing the best provider to work with. There are many insurance companies serving Firestone, but they aren’t all great choices. It’s up to you to sort through the providers and policies to determine which company and which products are best for you.

Some essential questions to ask about each prospective insurer are:

• Does the company have adequate resources to meet its obligations? Insurance can be a challenging, volatile business. The company you choose needs sufficient reserves to sustain its operations during any periods of higher claims.
• Does the company have a favorable reputation in the industry and the community? If the company has a responsive customer service approach and prompt and efficient claims processing, those factors will contribute to a positive reputation.
• If you are using an HMO or PPO structure, the depth of the provider network is also critical. Your employees expect in-network access to the best doctors and hospitals in Firestone.

Benefits of Working with an Insurance Broker

That’s a lot of work, but you don’t have to do it alone. You may not have the time and resources to do a thorough job of researching the options, and that’s okay. You can get expert assistance by partnering with an independent insurance broker like Taylor Benefits Insurance. Brokers bring elevated value to the project with knowledgeable consultants to work with you.

Since brokers already know the industry, they can guide you toward suitable options. Brokers are not allied with insurance companies, so they can offer unbiased recommendations about the best providers and products for your company’s needs. They don’t have to push you toward specific policy options.