The enactment of the Affordable Care Act (ACA) was meant to improve the quality, availability and affordability of the general health care of Americans. Healthcare policy makers in the United States are required to build on the ACA progress to deliver an improved healthcare system, system reforms, reduce costs and offer financial assistance. Farmington Hills, Michigan, is one of the safest cities in the US as well as one of the highest income areas making it one of the best cities to live in.
Group health insurance and employee benefits are established by an employer or employee union to provide medical care for the employees and their dependents. In order for an employer to keep his employees motivated and happy, one has to provide incentives. One of the most effective ways to do this is to offer an incentive not required by the law, like group health insurance.
These are very beneficial because you will improve productivity among your employees due to improved general health. Additionally, employee turnover is greatly reduced which will enable you to save on recruitment and training costs. This is because you will attract, recruit and retain hardworking employees.
There are some important qualities to consider when selecting an insurance provider so as to get a provider that meets your needs.
Check the licensing of the insurance provider. Make sure they are abreast with the insurance compliance issues required of them both at state and government levels.
Research about the company’s financial strength to ensure that they are able to meet your long term financial needs.Check the quality of the rating of the insurance company you want to work with, as compared to other companies. This information can be found online or in your local library. Additionally, check to see past claims filed against them to see if they handled them satisfactorily.
Working with an insurance broker when purchasing an insurance policy can be beneficial. Some of the top reasons to use a broker include:
Insurance brokers bring professionalism and expertise to their field and will understand your lifestyle and provide an insurance plan that will meet your needs. They have personalized service and a client manager is assigned to you once you engage a broker. They conduct in-depth interviews and can also pay you a visit for risk assessment.
It is easier to work with insurance brokers because they are more proactive, they offer online services and reassure customers by having a human touch. The cost of using an insurance broker is lower, because insurers offer them different rates so as to lower the premiums.
Taylor Benefits insurance agency, is a group health insurance broker, with over 25 years of experience. We are a nationwide leading employee benefits plan specialist offering choice and flexibility in your coverage and benefit plans. Located in San Jose, California we have a presence across the country and our complementary online HR management system assists our clients with their benefits plan administration. We shop your benefits plan at each renewal yearly to ensure that your insurance carrier maintains a competitive position in the market.
Here at Taylor Benefits, we offer various products to suit your needs and goals. We study your requirements then draft the best possible plan that will help your employees in their health coverage. Our products include:
Are you looking for a Farmington Hills Group Health Insurance & Employee Benefit Plans? Click the quote button to get an instant quote.
Taylor Benefits is best suited to offer you group health coverage. Being an independent insurance broker, we have access to all health insurance and employee benefits carriers across the country, therefore we work with them on your behalf to get the best price for your plan. We strive to make you an employer of choice in Farmington Hills by crafting plans which resonate with your business goals. We offer complementary Cobra administration through a 3rd party if your company needs it.
Making the right choice on a group health insurance cover will see your business grow. Call us now on our toll-free number 800-903-6066 to talk to an agent or request for a quote here.
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