- Providing world class service and value for employee benefit group plans since 1987
At Taylor Benefits, we design a comprehensive benefit and health insurance offering that is specifically designed for your business and the needs of your staff. We are specialize in group and employee health insurance plans, as well as long term care, worker’s comp, disability, retirement and savings plans.
Since we can offer plans from every insurance carrier in California, we are able to zero in on the best ways for businesses to fund employer-sponsored benefit plans that offer great health coverage while minimizing company costs.
We offer several different types of health insurance and payment plans, including medical, dental and vision insurance. Here are some of the main options to choose from in Santa Clara County.
Indemnity plans – With an indemnity plan, members can choose from any doctor or medical provider rather than getting a referral to see a doctor from within a network, as with an HMO. These type of plans do not require the patient to choose a primary care physician and can offer more flexibility.
Managed care – Managed care insurance plans are centered around a network of health providers and offer incentives to stay in-network for health care. Members of a managed care plan must see a primary care physician before getting a referral to a specialist. Managed care includes Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Exclusive Provider Organizations (EPOs) and Point of Service health care plans (POS).
Tax-advantaged health accounts – Cafeteria plans, flex spending accounts and health savings accounts are a great way to maximize the savings of employee health care spending. As a result of new health care laws, these accounts may have money carried over from one year to another (up to $500), making them an ever better health investment of pre-tax earnings.
Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
We’re ready to help! Call today: 800-903-6066