At Taylor Benefits, we design a comprehensive benefit and health insurance offering that is specifically designed for your business and the needs of your staff. We are specialize in group and employee health insurance plans, as well as long term care, worker’s comp, disability, retirement and savings plans.
Since we can offer plans from every insurance carrier in California, we are able to zero in on the best ways for businesses to fund employer-sponsored benefit plans that offer great health coverage while minimizing company costs.
We offer several different types of health insurance and payment plans, including medical, dental and vision insurance. Here are some of the main options to choose from in Santa Clara County.
Indemnity plans – With an indemnity plan, members can choose from any doctor or medical provider rather than getting a referral to see a doctor from within a network, as with an HMO. These type of plans do not require the patient to choose a primary care physician and can offer more flexibility.
Managed care – Managed care insurance plans are centered around a network of health providers and offer incentives to stay in-network for health care. Members of a managed care plan must see a primary care physician before getting a referral to a specialist. Managed care includes Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Exclusive Provider Organizations (EPOs) and Point of Service health care plans (POS).
Tax-advantaged health accounts – Cafeteria plans, flex spending accounts and health savings accounts are a great way to maximize the savings of employee health care spending. As a result of new health care laws, these accounts may have money carried over from one year to another (up to $500), making them an ever better health investment of pre-tax earnings.
Cupertino Business Resources – A listing of business resources from the City of Cupertino that includes licensing information, where to find common forms, how to find local business properties, develop partnerships and locate business support services in the area.
California Healthcare Reports – A listing of all the reports from the California Health Care Almanac, which is part of the California Healthcare Foundation. Surveys and reports include information on insurance premiums, statewide health costs and employer health benefits.
In business since 1987, Taylor Benefits has been Cupertino’s leading independent health insurance and group benefit agent for more than 25 years. Visit our about page to learn more!
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